$130,000
SOLD OCT 7, 2025

27 James Rd Silver Bay, MN 55614

3 Beds
2 Baths
960 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$135 Per Sq Ft

12% Below List Price

30 Days on Market

Highlights

  • City Lights View
  • Bonus Room
  • No HOA
  • Ranch Style House
  • Great Room
  • Den

About This Home

As of October 2025

Move right in to this 3 bedroom, 2 bath home! Spacious and bright, the layout is great ...Oak cabinetry in the kitchen with room for a table for dining, walk into the living room where there is plenty of area for gathering , then the hallway flows into the 3 bedrooms, and full bath. The basement floor and walls have been recently painted, the cold storage room redone, large laundry room, great room and a bonus room for storage , office or just extra space. Front and back steps have been rebuilt . Upgrades include the garage roof that was replaced in May of 2024, the roof and chimney on the home were replaced in May of 2025. Appliances to be included are refrigerator, stove, freezer, washer, dryer and a push mower too. Nice large back yard to enjoy, this home is all ready for new owners!

Last Agent to Sell the Property

Gigi Maxwell

Legacy Real Estate Group LLC Listed on: 07/12/2025

Last Buyer's Agent

Gigi Maxwell

Legacy Real Estate Group LLC Listed on: 07/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $958

Year Built

  • Built in 1956

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 120 x 62.75 x 119.04 x 66.7
  • Level Lot

Home Design

  • Ranch Style House
  • Poured Concrete
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 960 Sq Ft Home
  • Ceiling Fan
  • Vinyl Clad Windows
  • Great Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Bonus Room
  • Storage Room
  • City Lights Views
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Fiber Optics Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 22-7500-23030

Home Details

Home Type

Single Family

Est. Annual Taxes

$958

Year Built

Built in 1956

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: From Outer Drive to right on Horn Blvd , Horn turns into Hays and a left onto James rd to property
  • InternetOptions: Fiber Optic
  • L O1 Office Phone1 Number: 218-393-4753
  • Road Maintenance: Public
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • View Type:Pond View: City Lights, Typical
  • Lot Description Waterfront: No
  • Air Conditioner: None
  • Reso Association Amenities: Ceiling Fans, Dryer Hook-Ups, Washer Hook-Ups
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 960
  • Garage Type: Detached
  • Heat: Forced Air, Natural Gas
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Room 10: Great Room
  • Bedroom 3: Bedroom
  • TotalBedrooms: 3
  • Year Built: 1956
  • Level 1 Bedroom: Main
  • RoomLevel10: Basement
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Basement
  • RoomLevel8: Basement
  • RoomLevel9: Basement
  • Property Style: Ranch/Rambler
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Dryer, Range/Stove, Refrigerator, Washer
  • Basement Features: Egress Windows, Unfinished, Den/Office, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Bathroom Description: 3/4 Basement, Full Main Floor
  • Formal Dining: Combine with Kitchen
  • Extra Rooms: Storage Room
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Kitchen
  • Bathroom 2: Living Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1 Story
  • Room 6: Bathroom
  • Room 7: Laundry Room
  • Room 8: Bonus Room
  • Room 9: Bathroom
  • Total Bathrooms: 2
  • Total Fin Square Footage: 960
  • Exercise Room Level2: Main

Exterior Features

  • Road Frontage: City, Curb/Gutters, Paved, Sidewalk, Street Lights
  • Construction Status: Previously Owned
  • Exterior: Vinyl
  • Window Features:Insulated Windows: Vinyl Frame

Garage/Parking

  • Parking Driveway: Off Street
  • Garage Features: Electrical Service
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 24 x 44

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Lake Superior #381

Lot Info

  • Estimated Lot Dimensions: 120 x 62.75 x 119.04 x 66.7
  • Estimated Number of Acres: 0.19
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Level
  • Parcel Number: 22-7500-23030

Rental Info

  • Lease Terms: Cash, Conventional

Tax Info

  • Tax Amount: 958

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Oct 7, 2025
Sold by
Tuorila Allen and Tuorila Vicky
Bought by
Iverson Amy
Seller's Agent
Gigi Maxwell
Legacy Real Estate Group LLC
Buyer's Agent
Gigi Maxwell
Legacy Real Estate Group LLC
List Price
$148,000
Sold Price
$130,000
Premium/Discount to List
-$18,000
-12.16%
Views
56
Current Estimated Value
$145,297

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,297
Avg. Annual Appreciation
44.89%
Original Mortgage
$108,000
Outstanding Balance
$108,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$37,297
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $108,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/07/2025 10/07/25 Sold $130,000 -12.2% $135 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
07/12/2025 07/12/25 For Sale $148,000 -- $154 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $148,800 $18,200 $130,600
2024 $439 $140,400 $18,200 $122,200
2023 $422 $163,700 $18,200 $145,500
2022 $1,229 $148,800 $17,500 $131,300
2021 $1,201 $109,200 $8,300 $100,900
2020 $1,808 $109,300 $8,300 $101,000
2019 $606 $74,800 $8,300 $66,500
2018 $931 $74,800 $8,300 $66,500
2017 $817 $85,600 $9,300 $76,300
2016 $790 $85,700 $9,300 $76,400
2015 $813 $85,700 $9,200 $76,500
2014 $813 $0 $0 $0
2013 $1,612 $0 $0 $0
2012 $789 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6120667

APN: 22-7500-23030