2702 Belknap Beach Rd Prospect, KY 40059
Estimated payment $5,294/month
Total Views
2,389
3
Beds
3
Baths
2,589
Sq Ft
$324
Price per Sq Ft
Highlights
- Traditional Architecture
- 1 Fireplace
- Balcony
- Harmony Elementary School Rated A
- No HOA
- Forced Air Heating and Cooling System
About This Home
Elevated above the banks of the Ohio River, Cottonwoods Cottage is a masterfully renovated Nantucket shingle-style residence that effortlessly blends classic architectural charm with modern luxury. With breathtaking river views from nearly every room, this elegant retreat invites a lifestyle of tranquility, comfort, and thoughtful design. The open-concept floor plan creates an easy flow throughout the main level, where a newly designed kitchen showcases custom designer tile, premium appliances, and polished granite countertops—perfectly suited for both everyday living and entertaining. The expansive great room, encompassing both living and dining areas, is anchored by a handsome fireplace and wrapped in windows that frame the ever-changing river landscape. Multiple seating areas offer space to gather or relax in style. A flexible first-floor bedroom, currently serving as a private office, is paired with an adjacent full bath ideal for guests or work-from-home needs. Upstairs, the primary suite impresses with a dramatic vaulted ceiling, bespoke built-ins, and a generous walk-in closet. A second suite, created by combining two original bedrooms, includes its own full bath and a custom bar area offering versatility and privacy for family or guests. Step outside to discover a series of enchanting outdoor living spaces that surround the home, including a river-facing balcony, stone terraces, and curated gardens accented by vintage wrought iron and hand-carved stone steps. Whether enjoying morning coffee or hosting sunset gatherings, every corner of the property offers a picturesque view and a sense of retreat. Additional highlights include Andersen windows and doors, a whole-house generator, integrated sound system, updated heating system, gutters, and fresh exterior deck paint. Additionally, there is an opportunity to purchase a generously sized parcel (approximately one acre) directly across the street ideal for additional privacy, guest parking or even hosting outdoor events beneath the canopy of mature trees. Cottonwoods Cottage is more than a home; it's a storybook setting brought to lifea rare opportunity to live along the river in unmatched style and serenity.
Listing Agent
Lenihan Sotheby's International Realty License #252625 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,918
Year Built
- Built in 1973
Parking
- 2 Carport Spaces
Home Design
- Traditional Architecture
- Shingle Roof
Interior Spaces
- 2,589 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
Additional Features
- Balcony
- Partially Fenced Property
Community Details
- No Home Owners Association
- Belknap Beach Estates Subdivision
Listing and Financial Details
- Legal Lot and Block 0025 / 0201
- Assessor Parcel Number 02010025
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,918 | $640,000 | $175,000 | $465,000 |
| 2023 | $7,277 | $585,000 | $150,000 | $435,000 |
| 2022 | $7,235 | $585,000 | $150,000 | $435,000 |
| 2021 | $7,188 | $585,000 | $150,000 | $435,000 |
| 2020 | $7,206 | $585,000 | $150,000 | $435,000 |
| 2019 | $7,138 | $585,000 | $150,000 | $435,000 |
| 2018 | $7,141 | $585,000 | $0 | $0 |
| 2017 | $7,091 | $585,000 | $0 | $0 |
| 2013 | $6,426 | $585,000 | $150,000 | $435,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | For Sale | $839,000 | -- | $324 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $625,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $97,988 | Unknown | |
| Closed | $100,777 | Purchase Money Mortgage | |
| Previous Owner | $720,000 | Unknown | |
| Previous Owner | $255,645 | New Conventional |
Source: Public Records
Similar Homes in Prospect, KY
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1694305
APN: 02-01-00-25
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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