$1,500,000
SOLD AUG 11, 2025

2704 Apache Trail Denver, NC 28037

3 Beds
2 Baths
2,634 Sq Ft
1.1 Acres

Recently Sold

$569 Per Sq Ft

5% Below List Price

10 Days on Market

Highlights

  • Covered Dock
  • Pier
  • Boat Slip
  • St. James Elementary School Rated A-
  • Boat Lift
  • Spa

About This Home

As of August 2025

Welcome to your waterfront dream home on Lake Norman, offering expansive main channel views and stunning sunrises. On over an acre of beautifully landscaped property with mature trees, this home features a private covered dock with boat lift, PWC lift, and a covered lakeside seating area—perfect for enjoying peaceful lake days. Tucked away on quiet street shared by only 3 homes, the setting offers privacy and serenity. Inside, enjoy an open plan, water views from most rooms, including the primary suite. Plus, two additional bedrooms, bonus room, and a sunroom. Outdoor living is enhanced by the screened porch, grilling deck, & hot tub. Attached 2 car garage plus a 22x24 detached garage perfect for a boat, vintage car, or storage space. Just the perfect waterfront dream home!

Last Agent to Sell the Property

Lee Ann Miller

Howard Hanna Allen Tate Lake Norman Brokerage Email: leeann.miller@allentate.com License #187886 Listed on: 06/27/2025

Howard Hanna Allen Tate Lake Norman

Last Buyer's Agent

Tracy Davis

Ivester Jackson Christie's License #157852

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1987

Lot Details

  • Waterfront
  • Irrigation
  • Wooded Lot
  • Property is zoned R-SF

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Transitional Architecture
  • Composition Roof
  • Rough-Sawn Siding

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Great Room with Fireplace
  • Screened Porch
  • Water Views
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Spa
  • Pier
  • Access To Lake
  • Personal Watercraft Lift
  • Boat Lift
  • Boat Slip
  • Covered Dock
  • Deck
  • Fire Pit
  • Outbuilding

Schools

  • Catawba Springs Elementary School
  • East Lincoln Middle School
  • East Lincoln High School

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 32332

Home Details

Home Type

Single Family

Year Built

Built in 1987

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 1987
  • Road Surface Type: Asphalt, Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 569.48
  • Geocode Confidence: High
  • Attribution Contact: leeann.miller@allentate.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1623
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1011
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 2634
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Great Room
  • Living Area: 2634
  • Bedroom Main: 2

Exterior Features

  • Exterior Features: Fire Pit, Hot Tub, In-Ground Irrigation
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Long Range, Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Lift, Boat Slip (Deed), Covered structure, Personal Watercraft Lift, Pier
  • Construction Type: Rough Sawn
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Front Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Circular Driveway, Attached Garage, Detached Garage, Garage Door Opener

Utilities

  • Heating: Ductless, Heat Pump
  • Sewer: County Sewer
  • Laundry Features: In Hall, Laundry Closet
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ductless, Heat Pump
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: Lake Access
  • Senior Community: No

Schools

  • Middle Or Junior School: East Lincoln
  • HOA Subject To: None

Lot Info

  • Lot Features: Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 32332
  • Additional Parcels: No
  • Zoning Specification: R-SF

MLS Schools

  • Elementary School: Catawba Springs
  • High School: East Lincoln

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 11, 2025
Sold by
Berge Terry A and Berge Cheryl A
Bought by
Kadd Investments Llc
Seller's Agent
Lee Ann Miller
Howard Hanna Allen Tate Lake Norman
Buyer's Agent
Tracy Davis
Ivester Jackson Christie's
List Price
$1,575,000
Sold Price
$1,500,000
Premium/Discount to List
-$75,000
-4.76%
Views
33
Current Estimated Value
$1,461,597

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$38,403
Avg. Annual Appreciation
-7.79%
Original Mortgage
$1,460,000
Outstanding Balance
$1,403,021
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$58,576

Purchase Details

Closed on
Jun 17, 2013
Sold by
Headley William K and Headley Judy O
Bought by
Berge Terry A and Berge Cheryl A

Purchase Details

Closed on
Aug 2, 1995
Bought by
Berge Terry A and Berge Cheryl A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,500,000 None Listed On Document
Warranty Deed $1,500,000 None Listed On Document
Quit Claim Deed -- None Available
Deed $262,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,460,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/11/2025 08/11/25 Sold $1,500,000 -4.8% $569 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $1,575,000 -- $598 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,558 $896,990 $453,608 $443,382
2024 $5,515 $896,990 $453,608 $443,382
2023 $5,510 $896,990 $453,608 $443,382
2022 $4,890 $646,079 $364,632 $281,447
2021 $4,922 $646,079 $364,632 $281,447
2020 $4,503 $646,079 $364,632 $281,447
2019 $4,503 $646,079 $364,632 $281,447
2018 $4,382 $590,094 $350,807 $239,287
2017 $4,131 $590,094 $350,807 $239,287
2016 $4,113 $590,094 $350,807 $239,287
2015 $4,493 $590,094 $350,807 $239,287
2014 $4,404 $630,026 $411,461 $218,565
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4274326

Canopy MLS (Canopy Realtor® Association)

APN: 32332