$435,000

2715 Terra Ceia Bay Blvd Unit 702 Palmetto, FL 34221

Estimated payment $4,032/month

3 Beds
2 Baths
1,584 Sq Ft
$275 Price per Sq Ft

Highlights

  • 100 Feet of Bay Harbor Waterfront
  • Golf Course Community
  • Fitness Center
  • White Water Ocean Views
  • Fishing Pier
  • Penthouse

About This Home

Enjoy the Florida lifestyle in this 3 bedroom, 2 bath penthouse residence in Bay Pointe at Terra Ceia. With panoramic views of Terra Ceia Bay and the Terra Ceia Aquatic Preserve, you’ll enjoy watching the pelicans and dolphins as well as other wildlife at play. In the distance, the Sunshine Skyway bridge is colorfully lit up at night. Enjoy the sunrise from your front walkway and the sunset from your private screened balcony. This condo has been extensively improved by the current owners to include new LED lighting throughout, wood look tile to replace carpet in bedrooms, LG induction range, motorized Hunter Douglas shades in great room, HD blinds in bedrooms, new A/C in 2021, and neutral painted walls, trim & ceiling. Multiple Wi-Fi access points were added for better coverage, as well as 1GB hardwired computer network (cat 5e cabling in walls) and Leviton powered low voltage cabinet to house components and connections. A detailed list with many more improvements is attached to the listing. One assigned parking space along with large storage enclosure are included with this residence. Bay Pointe is a 100percent smoke free property. Conveniently located in close proximity to St Pete’s vibrant downtown with plenty of dining, shopping and entertainment options, this home is situated in historic Palmetto with beautiful waterfront restaurants, marinas, quaint shops and parks. Bay Pointe is within the gates of Terra Ceia Bay Country Club where you can enjoy a round of golf on the public golf course or dine in the clubhouse restaurant. Members also enjoy use of the fitness center and tennis/pickle ball courts. Bay Pointe Association just completely renovated their pool, spa and deck and have a new roof completed in 2024. These improvements are all fully funded. Structural Integrity Reserve Study has been completed and Bay Pointe is in excellent condition. Study report is available upon request. Enjoy the Florida lifestyle in this beautifully maintained waterfront condo!

Listing Agent

Debbie Vogler

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-748-6300 License #3104172 Listed on: 11/20/2025

MICHAEL SAUNDERS & COMPANY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,622

Year Built

  • Built in 2006

Lot Details

  • 100 Feet of Bay Harbor Waterfront
  • East Facing Home

HOA Fees

  • $1,100 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Guest Parking
  • Deeded Parking
  • Assigned Parking

Property Views

  • White Water Ocean
  • Golf Course

Home Design

  • Penthouse
  • Entry on the 7th floor
  • Slab Foundation
  • Built-Up Roof
  • Concrete Siding
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 1,584 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Tile Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Kitchen
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Fishing Pier
  • Access to Bay or Harbor
  • Balcony
  • Screened Patio
  • Exterior Lighting
  • Rear Porch

Location

  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, escrow reserves fund, insurance, maintenance structure, ground maintenance, management, pool, recreational facilities, sewer, trash, water
  • Associa Gulf Coast Tonia Merkes Association, Phone Number (941) 705-1195
  • Visit Association Website
  • Bay Pointe Subdivision
  • The community has rules related to deed restrictions
  • 7-Story Property

Amenities

  • Restaurant
  • Elevator

Recreation

  • Golf Course Community
  • Fitness Center
  • Community Pool
  • Trails

Pet Policy

  • Pets up to 60 lbs
  • 2 Pets Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,622

Year Built

Built in 2006

Lot Details

0

HOA Fees

$1,100 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Management, Pool, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 1584
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 1720
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 7
  • Building Area Total Srch Sq M: 159.79
  • Escrow State: FL
  • Floor Number: 7
  • Minimum Lease: 1 Month
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 274.62
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Penthouse
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Fishing
  • Attribution Contact: 941-748-6300
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab, Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 7
  • Window Features: Window Treatments
  • Living Area Meters: 147.16

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, Lighting, Sliding Doors
  • Roof: Built-Up
  • Home Warranty: No
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor
  • Water Extras: Fishing Pier
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12081C0162F
  • Water Frontage Feet Bay Harbor: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Assigned, Deeded, Guest, Basement

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Kitchen, Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Golf, Pool, Restaurant
  • Association Amenities: Elevator(s), Pool, Trail(s)
  • Association Name: Associa Gulf Coast Tonia Merkes
  • Phone: 941-705-1195
  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please see community docs for information on pet restrictions/guidelines Max of 25 each for up to 2 pets or one pet no more than 60 pounds.
  • Condo Fees: 1100
  • Condo Land Included YN: 0
  • Max Pet Weight: 60
  • Association Email: tonia.merkes@associa.us
  • Monthly Condo Fee Amount: 1100
  • Pet Size: Medium (36-60 Lbs.)
  • Association URL: www.associa.us
  • Management: Full Time

Fee Information

  • Total Annual Fees: 13200.00
  • Total Monthly Fees: 1100.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2413322609
  • Additional Parcels: No
  • Lot Features: City Limits, Near Golf Course, Paved
  • Flood Zone Code: AE, X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please see community docs for information on leasing restrictions/guidelines

Tax Info

  • Tax Annual Amount: 7621.65
  • Tax Book Number: 35-62
  • Tax Lot: NA
  • Tax Other Annual Assessment Amount: 772

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Please see community docs for information on leasing restrictions/guidelines

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,622 $412,250 -- $412,250
2024 $7,622 $395,451 -- --
2023 $7,934 $383,933 $0 $0
2022 $6,638 $372,750 $0 $372,750
2021 $6,372 $270,001 $0 $270,001
2020 $6,938 $285,000 $0 $285,000
2019 $7,762 $325,000 $0 $325,000
2018 $7,524 $325,000 $0 $0
2017 $6,667 $297,000 $0 $0
2016 $6,086 $250,500 $0 $0
2015 $6,267 $241,000 $0 $0
2014 $6,267 $236,284 $0 $0
2013 $5,651 $204,575 $1 $204,574
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 For Sale $435,000 -- $275 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $425,000 Msc Title Inc
Special Warranty Deed $629,900 Barnes Walker Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $318,750 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: A4672790

Stellar MLS

APN: 24133-2260-9

Florida Manatee County Palmetto 34221

2715 Terra Ceia Bay Blvd Unit 702, Palmetto, FL

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Debbie Vogler
Listing Agent
Debbie Vogler
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MICHAEL SAUNDERS & COMPANY
(941) 206-1719