$595,000
PENDING

Estimated payment $3,596/month

Total Views 3,950
4 Beds
3.5 Baths
3,895 Sq Ft
$153 Price per Sq Ft

Highlights

  • 92 Feet of Waterfront
  • Backs to Open Ground
  • 1 Fireplace
  • Open Floorplan
  • Wood Flooring
  • Stone Countertops

About This Home

*Open House CANCELLED - home under contract* BREATHTAKING UPPER ST JOE VIEWS! This MUST-SEE Charming 1910s bungalow offers over 3,000 sq ft of open living space, spacious bedrooms, and a large riverfront deck that provides a front-row seat to breathtaking sunsets and serene water views. Just steps away, a 600 sq ft enclosed riverfront bar/studio awaits—complete with a half bath and kitchenette. This unique property welcomes you with a semi-circular driveway and an adorable heated 9’ x 30’ enclosed front porch. Inside, you'll love the gorgeous hardwood floors, rich wood trim, and classic architectural details throughout. The fully renovated kitchen features wood-beamed ceilings, custom solid birch cabinetry, granite countertops, and built-in appliances. The main floor primary suite offers comfort and privacy, while a second bedroom with a cozy fireplace serves well as a family room, home office, or den. Upstairs, you’ll find two additional bedrooms and a full bath. Plenty of outdoor storage and parking available, including an attached two-car garage with extra storage and a detached 1.5-car garage. The partially finished basement features multiple flexible spaces—ideal for a man cave, gym, or hobby rooms—plus a spacious 15' x 26' laundry room with ample built-in storage. So much to love! Don’t miss your chance to own this one-of-a-kind riverfront gem.

Listing Agent

Wilma Mcdougle

McKinnies Realty, LLC Elkhart Brokerage Phone: 574-612-3252 Listed on: 06/21/2025

McKinnies Realty, LLC Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,724

Year Built

  • Built in 1910

Lot Details

  • 0.49 Acre Lot
  • Lot Dimensions are 92x234
  • 92 Feet of Waterfront
  • River Front
  • Backs to Open Ground
  • Decorative Fence
  • Aluminum or Metal Fence
  • Landscaped
  • Irrigation

Parking

  • 3 Car Attached Garage
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Metal Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • 1 Fireplace
  • Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Separate Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Block Basement Construction

Outdoor Features

  • Sun Deck
  • Seawall
  • Enclosed patio or porch

Location

  • Suburban Location

Schools

  • Riverview Elementary School
  • Pierre Moran Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Multiple Heating Units
  • Baseboard Heating
  • Heating System Uses Gas
  • The river is a source of water for the property

Listing and Financial Details

  • Assessor Parcel Number 20-06-03-201-005.000-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,724

Year Built

Built in 1910

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1910
  • Age: 115
  • Style: One Story
  • Architectural Style: Bungalow
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: In Nw Cor Ne N Side Jackson Sec 3 .50A
  • Parcel Number ID: 20-06-03-201-005.000-012
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Breakfast Bar, Ceiling Fan(s), Countertops-Stone, Crown Molding, Deck on Waterfront, Dryer Hook Up Electric, Irrigation System, Kitchen Island, Landscaped, Natural Woodwork, Open Floor Plan, Porch Enclosed, Stand Up Shower
  • Improvmnts In Last5 Yrs: Yes
  • Location: City/Town/Suburb
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 4749
  • Total Finished Sq Ft: 3895
  • Above Grade Finished Sq Ft: 3052
  • Below Grade Finished Sq Ft: 843
  • Below Grade Sq Ft: 854
  • Price Per Sq Ft: 194.95
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished, Outside Entrance
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: 2nd Bdrm
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Tile
  • Living Great Room: Dimensions: 15x15, On Level: Main
  • Kitchen: Dimensions: 17x11, On Level: Main
  • Dining Room: Dimensions: 16x15, On Level: Main
  • Bedroom 1: Dimensions: 28x11, On Level: Main
  • Bedroom 2: Dimensions: 13x12, On Level: Main
  • Bedroom 3: Dimensions: 20x17, On Level: Upper
  • Bedroom 4: Dimensions: 20x11, On Level: Upper
  • Other Room1: Mudroom, Dimensions: 12x6, On Level: Main
  • Other Room 2: Porch, Dimensions: 30x9
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1697

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Metal
  • Outbuilding1: 2nd Detached Garage, Dimensions: 20x20
  • Fence: Decorative, Metal
  • Outbuilding2: Studio, Dimensions: 18x18, 324
  • Sea Wall Type: Concrete
  • Water Frontage: 92
  • Water Name: St. Joe River Upper

Garage/Parking

  • Driveway: Circular, Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 20x20
  • Garage Sq Ft: 400
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Baseboard, Forced Air, Multiple Heating Systems
  • Sewer: City
  • Water Utilities: City
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Hvac: Ceiling Fan
  • Laundry: Dimensions: Basementx15, On Level: 26
  • Water Type: River

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Riverview
  • Middle School: Pierre Moran
  • High School: Elkhart
  • Elementary School: Riverview

Lot Info

  • Lot Description: Waterfront, Waterfront-Medium Bank
  • Lot Dimensions: 92x234
  • Estimated Lot Sq Ft: 21519
  • Estimated Lot Size Acres: 0.49

Tax Info

  • Annual Taxes: 3724
  • Exemptions: Homestead

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart
  • Middle School: Pierre Moran
  • School District: Elkhart Community Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,887 $366,300 $150,700 $215,600
2022 $3,887 $352,600 $150,700 $201,900
2021 $3,799 $343,500 $150,700 $192,800
2020 $3,726 $317,100 $150,700 $166,400
2019 $3,473 $297,700 $150,700 $147,000
2018 $3,406 $290,200 $150,700 $139,500
2017 $3,379 $286,900 $150,700 $136,200
2016 $3,373 $287,000 $150,700 $136,300
2014 $3,247 $282,500 $150,700 $131,800
2013 $2,996 $278,800 $150,700 $128,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Pending -- -- --
06/24/2025 06/24/25 For Sale $595,000 +108.8% $153 / Sq Ft
03/29/2019 03/29/19 Sold $285,000 0.0% $93 / Sq Ft
02/15/2019 02/15/19 Pending -- -- --
02/15/2019 02/15/19 For Sale $285,000 0.0% $93 / Sq Ft
01/23/2019 01/23/19 Pending -- -- --
01/08/2019 01/08/19 For Sale $285,000 -- $93 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $341,145 None Listed On Document
Warranty Deed $341,145 None Listed On Document
Warranty Deed -- Metropolitan Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,500 New Conventional
Closed $256,500 New Conventional
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202523851

Indiana Regional MLS

APN: 20-06-03-201-005.000-012