$645,000
SOLD OCT 30, 2025

27276 Oak Point Rd Elbow Lake, MN 56531

4 Beds
2.5 Baths
3,448 Sq Ft
50,094 Sq Ft Lot

Recently Sold

$187 Per Sq Ft

1% Below List Price

10 Days on Market

Highlights

  • 110 Feet of Waterfront
  • Deck
  • Radiant Floor
  • Beach Access
  • Vaulted Ceiling
  • Main Floor Primary Bedroom

About This Home

As of October 2025

Located on the Oak Point Peninsula of Pomme De Terre Lake, this 1.15 acre double lot offers a blend of residential living and recreational opportunity in Grant County, Minnesota. The property includes 110 feet of lake frontage with a level lot and a rip rapped shoreline for lasting stability. Access is convenient on a paved road, and the property sits only a few miles off Interstate 94. Nearby communities include Elbow Lake, just 7 miles away, and Alexandria, approximately 29 miles to the east. The Fargo-Moorhead metro is about 85 miles away, and the Twin Cities metro is roughly 146 miles.
The custom-designed home offers over 3,600 square feet of finished living space with 4 bedrooms and 3 bathrooms. The main level includes vaulted ceilings finished in white pine tongue and groove, providing an open and light-filled living area. The master suite includes a walk-in closet, and the lower level features two additional bedrooms. The lower level is designed for recreation with a family room, game area, gas fireplace, and included pool table.
Modern systems have been updated and well maintained, including a newer furnace, air exchanger, and forced air heating. Floor heat serves both the basement and attached garage, ensuring comfortable year-round use.
The attached 3-stall heated garage includes epoxy floors, custom cabinetry, new garage doors installed in 2023, and a dedicated workshop space. A detached 24x24 lakeside garage or recreation building expands storage and entertainment options. It includes an overhead door, three sliding glass doors, a 12x24 deck overlooking the lake, and a custom-built bar. Interior finishes include tongue and groove woodwork, radiant heat, epoxy flooring, and space for gatherings with three televisions, bar seating, refrigeration, and more.
The exterior grounds are landscaped with attention to detail, including hundreds of hostas in the backyard and mature oak, pine, and maple trees across the corner lot. Additional features include a garden shed, a walkout main-level deck, and new shingles installed on the house and garage in 2021, with the lakeside garage re-shingled in 2018.
Recreational opportunities are abundant on Pomme De Terre Lake, a 1,815-acre body of water with 14 miles of shoreline and a maximum depth of 23 feet. The lake supports both boating and fishing activities and includes several public access points, a public beach and park, and a county-managed campground on its southern end. For golf enthusiasts, Tipsinah Mounds Golf Course is less than a mile away, offering 18 championship holes, a clubhouse, and practice facilities.
This property combines the utility of a spacious, well-built home with lake frontage and recreational amenities. With proximity to towns, highways, and regional hubs, it provides both access and retreat in one location.
• 1.15 acres with 110 ft of frontage on Pomme De Terre Lake
• 4 bed 3 bath custom home with 3,600 sq ft of living space
• Vaulted ceilings, walkout deck, and finished lower level
• Heated 3-stall attached garage with workshop and storage
• 24x24 lakeside recreation garage with deck and bar setup
• Updated furnace, air exchanger, and floor heat in basement and garage
• New shingles on house and garage in 2021, lakeside garage in 2018
• Professionally landscaped lot with mature trees and hostas
• Located 7 miles from Elbow Lake and 29 miles from Alexandria
• Near golf course, public lake access points, and campground

Last Agent to Sell the Property

Josh Miller

Whitetail Properties Real Esta Listed on: 08/23/2025

Whitetail Properties Real Esta

Last Buyer's Agent

Courtney Larsen

EXIT MN Lakes Realty

EXIT MN Lakes Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,502

Year Built

  • Built in 2001

Lot Details

  • 1.15 Acre Lot
  • Lot Dimensions are 150x180
  • 110 Feet of Waterfront
  • Lake Front
  • Street terminates at a dead end
  • Corner Lot
  • Many Trees
  • Additional Parcels

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Log Siding
  • Cedar

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Gas Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Storage Room
  • Radiant Floor

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Trash Compactor
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Radiant Heating System
  • Propane
  • Electric Water Heater
  • Water Softener is Owned
  • Fuel Tank

Listing and Financial Details

  • Assessor Parcel Number 040099000

Community Details

Overview

  • No Home Owners Association
  • Olsons Oak Point 3Rd Add Subdivision

Amenities

  • Billiard Room

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,502

Year Built

Built in 2001

Lot Details

1.15 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch
  • Year Built: 2001
  • Above Grade Finished Sq Ft: 1948
  • Water Body Name: Pomme de Terre
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Trash Compactor, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas
  • Living Area: 3448
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1500
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bathroom, Bedroom 3, Bedroom 4, Billiard, Bar/Wet Bar Room, Deck, Garage, Laundry, Pantry (Walk-In), Storage, Walk In Closet

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Asphalt
  • View: West
  • Other Structures: Additional Garage, Storage Shed
  • ConstructionMaterialsDesc: Concrete
  • PatioPorchType: Deck
  • Lake Bottom: Rocky,Sand
  • LakeChain: N
  • Waterfront Frontage: 110

Garage/Parking

  • Parking Features: Attached Garage, Detached, Asphalt, Finished Garage, Garage Door Opener, Heated Garage

Utilities

  • Heating: Dual, Forced Air, Fireplace(s), Radiant Floor, Radiant
  • Sewer: Private Sewer, Tank with Drainage Field
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable,Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: West Central Area
  • SchoolDistrictPhone: 320-528-2650

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 150x180
  • Lot Size Sq Ft: 50094
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Corner Lot, Many Trees
  • Additional Parcels: Yes
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Cedar, Log Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 040099000
  • Tax Annual Amount: 4502
  • TaxWithAssessments: 4634.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2025
Closed on
Oct 30, 2025
Sold by
Miller Scott J and Miller Elizabeth R
Bought by
Lacey Donald C and Lacey Lisa M
Seller's Agent
Josh Miller
Whitetail Properties Real Esta
Buyer's Agent
Courtney Larsen
EXIT MN Lakes Realty
List Price
$650,000
Sold Price
$645,000
Premium/Discount to List
-$5,000
-0.77%
Views
20
Current Estimated Value
$632,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,960
Avg. Annual Appreciation
-2.93%
Original Mortgage
$455,000
Outstanding Balance
$455,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$182,743

Purchase Details

Closed on
Dec 29, 2015
Sold by
Vipond Ruth Ruth
Bought by
Miller Scott and Miller Elizabeth
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- West Central Abstracting Co In
Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $455,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Sold $645,000 -0.8% $187 / Sq Ft
09/02/2025 09/02/25 Pending -- -- --
08/23/2025 08/23/25 For Sale $650,000 -- $189 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,048 $362,400 $30,000 $332,400
2024 $3,048 $354,000 $30,000 $324,000
2023 $3,048 $345,300 $30,000 $315,300
2022 $3,250 $322,300 $30,000 $292,300
2021 $3,268 $322,500 $30,000 $292,500
2020 $3,194 $300,000 $30,000 $270,000
2019 $2,876 $291,300 $30,000 $261,300
2018 $2,674 $261,600 $30,000 $231,600
2017 $3,180 $0 $0 $0
2016 $2,992 $0 $0 $0
2015 $2,854 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6777132

NorthstarMLS

APN: 04-0099-000

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