Seller's Agent in 2025
Edward Hall
Baird Warner
(630) 205-4700
2 in this area
233 Total Sales
2732 Bluewater Cir Naperville, IL 60564
Wood Lake Neighborhood
4
Beds
2.5
Baths
1,976
Sq Ft
8,712
Sq Ft Lot
Highlights
- Recreation Room
- Wood Flooring
- Breakfast Room
- Welch Elementary School Rated A+
- Granite Countertops
- 4-minute walk to Cantore Park
About This Home
As of May 2025**MULTIPLE OFFERS RECIEVED** Highest & Best Offers due by 4/15 4 pm. No Escalations or love letters. Please use the Multi-board 8.0 contract. 2732 Bluewater Circle is a home where pride of ownership shines through at every turn. With nearly 2,000 square feet above grade, this 4-bedroom, 2.5-bath home sits on a NORTH-facing lot in Naperville's highly desirable Woodlake subdivision-part of award-winning District 204 and Neuqua Valley High School. Thoughtful updates and a warm, lived-in feel make this home stand out. The beautifully renovated kitchen features granite countertops, a built-in microwave island, modern appliances, and white 42" cabinets with crown molding. Soft-close drawers and under-cabinet lighting add a refined, functional touch. Engineered hickory hardwood flooring runs throughout the main level and second floor. The living room features a wood-burning fireplace, and the finished basement adds flexible rec space along with a convenient wet bar setup. Upstairs, the spacious primary suite includes a private ensuite bath with granite counters, a double sink vanity, and custom cabinetry. All bedrooms are outfitted with California Closets (2004), and laundry is located on the second floor (W/D 2019). The other two bathrooms have been tastefully updated with quartz countertops and timeless finishes that feel fresh and well cared for. Behind the scenes, major systems are in great shape: roof (2014) with added ventilation, furnace (2018), A/C (2017), water heater (2019), and a newer garage door (2021). The blacktop driveway was redone in 2015 and professionally sealed every year since. A new concrete path leads from the driveway to the front porch (2023). Step outside to a stamped concrete patio surrounded by perennial gardens and mature trees. Designed by a dedicated gardener, the landscaping blooms continuously from spring into summer. A matching backyard shed adds both storage and visual harmony-one of many thoughtful touches that reflect the care poured into this home. More than just a house, this is a home that's been lovingly maintained and genuinely cherished. The current owners hope to pass it on to someone who will appreciate it just as much.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,353
Year Built
- Built in 1997 | Remodeled in 2017
Lot Details
- Lot Dimensions are 55x106x50x110
- Paved or Partially Paved Lot
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,976 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Recreation Room
- Wood Flooring
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
Schools
- Welch Elementary School
- Scullen Middle School
- Neuqua Valley High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Staff Association, Phone Number (630) 748-8310
- Property managed by Westward360
Listing and Financial Details
- Homeowner Tax Exemptions
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 12, 2025
Closed on
May 7, 2025
Sold by
Schmaltz Family Trust and Schmaltz Stephen P
Bought by
Menon Archana and Nair Rajesh
Seller's Agent
Edward Hall
Baird & Warner
Buyer's Agent
Melanie Everett
Compass
List Price
$530,000
Sold Price
$570,000
Premium/Discount to List
$40,000
7.55%
Views
79
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,427
Avg. Annual Appreciation
-4.07%
Original Mortgage
$456,000
Outstanding Balance
$453,729
Interest Rate
6.05%
Mortgage Type
New Conventional
Estimated Equity
$101,095
Purchase Details
Closed on
Jan 26, 2024
Sold by
Schmaltz Stephen and Schmaltz Deborah
Bought by
Schmaltz Family Trust and Schmaltz
Purchase Details
Closed on
Jun 28, 2004
Sold by
Catchings Robert C and Laird Catchings Denise J
Bought by
Schmaltz Stephen and Schmaltz Deborah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 15, 1997
Sold by
Woodlake Ltd Partnership
Bought by
Catchings Robert C and Laird Catchings Denise J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,300
Interest Rate
7.87%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $570,000 | Chicago Title | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $312,000 | Plm Title Company | |
| Warranty Deed | $179,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $456,000 | New Conventional | |
| Previous Owner | $212,000 | Purchase Money Mortgage | |
| Previous Owner | $161,300 | No Value Available | |
| Closed | $50,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2025 05/15/25 | Sold | $570,000 | +7.5% | $288 / Sq Ft |
| 04/16/2025 04/16/25 | Pending | -- | -- | -- |
| 04/12/2025 04/12/25 | For Sale | $530,000 | -- | $268 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,783 | $142,093 | $34,632 | $107,461 |
| 2023 | $8,783 | $125,524 | $30,594 | $94,930 |
| 2022 | $8,349 | $121,234 | $28,940 | $92,294 |
| 2021 | $7,973 | $115,461 | $27,562 | $87,899 |
| 2020 | $7,820 | $113,631 | $27,125 | $86,506 |
| 2019 | $7,682 | $110,429 | $26,361 | $84,068 |
| 2018 | $7,047 | $100,078 | $25,782 | $74,296 |
| 2017 | $6,935 | $97,494 | $25,116 | $72,378 |
| 2016 | $6,919 | $95,395 | $24,575 | $70,820 |
| 2015 | $7,060 | $91,726 | $23,630 | $68,096 |
| 2014 | $7,060 | $90,423 | $23,630 | $66,793 |
| 2013 | $7,060 | $90,423 | $23,630 | $66,793 |
Source: Public Records
Agents Affiliated with this Home
-
Edward Hall
-
Vinnie Gopalakrishnan
Seller Co-Listing Agent in 2025
Vinnie Gopalakrishnan
Baird Warner
(847) 833-7520
2 in this area
40 Total Sales
-
Melanie Everett
Buyer's Agent in 2025
Melanie Everett
Compass
(312) 319-1168
1 in this area
501 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12317818
APN: 07-01-03-412-008
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