$790,000
SOLD JUN 10, 2024

27439 Jamaica Ln Summerland Key, FL 33042

2 Beds
1 Bath
960 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$823 Per Sq Ft

7% Below List Price

37 Days on Market

About This Home

As of June 2024

Welcome to your slice of paradise in Breezeswept Beach Estates! This stunning canal-front home on Ramrod Key offers the ultimate waterfront living experience at an unbeatable price.Step inside this 2BR home boasting quartz countertops, a massive kitchen island, and an open concept layout that's perfect for entertaining. The spacious living area flows seamlessly onto a full-length porch, where you can relax after a day on the water and enjoy the tropical breeze. With plenty of parking and an enclosed storage room underneath, this home offers both convenience and functionality. Elevated on stilts and featuring a new metal roof and AC installed in 2018, it provides peace of mind during storm season.Fishing and Diving enthusiasts will appreciate the deep draft access with no bridges to open water, allowing for effortless navigation of the surrounding waterways. Plus, with the internationally renowned Looe Key Reef just minutes away, you'll have world-class diving adventures right at your doorstep.This home also comes with some incredible financial perks, including an assumable flood policy right around $1000 a year, providing excellent value and peace of mind. Additionally, there's an assumable VA loan at an incredibly low 2.25%, making ownership even more affordable.Conveniently located only a 35-minute drive from Key West, you'll have easy access to all the dining, shopping, and entertainment the vibrant island has to offer.Don't miss out on this incredible opportunity to own the perfect waterfront retreat in the Florida Keys. Schedule your showing today and start living the dream!

Last Agent to Sell the Property

Coby Taylor

Expert Realty LLC (HQ) License #2474439

Last Buyer's Agent

Mark Gable

Engel & Volkers Marathon License #3472303

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2024
Closed on
Jun 10, 2024
Sold by
Rosas James-Paul Veloria and Rosas Mallory
Bought by
Tiffin Thomas Barton and Tiffin Lori Lashea
Seller's Agent
Coby Taylor
Expert Realty LLC (HQ)
Buyer's Agent
Mark Gable
Engel & Volkers Marathon
List Price
$849,000
Sold Price
$790,000
Premium/Discount to List
-$59,000
-6.95%
Total Days on Market
37
Views
19
Current Estimated Value
$783,483

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,517
Avg. Annual Appreciation
-0.85%
Original Mortgage
$765,000
Interest Rate
7.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 10, 2020
Closed on
Jun 24, 2020
Sold by
Gaughan Joseph D
Bought by
Rosas James-Paul Veloria and Rosas Mallory
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt RE Co. Lower Keys Office
Buyer's Agent
Lindsay Ryan
Island Breeze Realty, LLC
List Price
$489,000
Sold Price
$490,000
Premium/Discount to List
$1,000
0.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.89%
Original Mortgage
$507,640
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 17, 2017
Closed on
Mar 6, 2018
Sold by
Hanna Michael Mcclendon
Bought by
Gaughan Joseph D
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt RE Co. Lower Keys Office
Buyer's Agent
Peter Batty
SBX Commercial Real Estate LLC
List Price
$449,000
Sold Price
$387,000
Premium/Discount to List
-$62,000
-13.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.66%
Original Mortgage
$367,651
Interest Rate
4.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 1998
Sold by
Boss William M and Boss Jeraldine
Bought by
Hanna William B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
6.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 1993
Sold by
Kershner Bryan and Kershner Freida
Bought by
Boss William M and Boss Jeraldine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,612
Interest Rate
7.43%
Mortgage Type
VA

Purchase Details

Closed on
May 1, 1993
Bought by
Hanna William B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,612
Interest Rate
7.43%
Mortgage Type
VA

Purchase Details

Closed on
Jun 1, 1984
Bought by
Hanna William B

Map

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,969

Year Built

1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 3
  • Dockage Dock: Wood
  • Document Count: 1
  • Fee Includes: None
  • Key Island: Ramrod Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 27.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 3968.67
  • Title: Negotiable
  • Vehicle Storage: Carport, Open Parking
  • Year Built: 1984
  • Alternate Key Number: 1267449
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony
  • Shutters: Panel
  • Tax Exemptions: Homestead, None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 960.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Quartz Countertops
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Floor: Wood, Combo
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Doors, Other Windows/Doors
  • Total Bedrooms: 2

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Combo Construction, Other
  • Exterior Features: Fencing
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00204130-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $790,000 None Listed On Document
Warranty Deed $7,632,857 Law Offices Of Anthony J Barro
Personal Reps Deed $387,000 Attorney
Warranty Deed $175,000 --
Warranty Deed $129,000 --
Warranty Deed $129,000 --
Warranty Deed $19,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $755,725 New Conventional
Closed $765,000 New Conventional
Previous Owner $500,088 VA
Previous Owner $507,640 New Conventional
Previous Owner $367,651 New Conventional
Previous Owner $55,000 New Conventional
Previous Owner $130,612 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2024 06/10/24 Sold $790,000 -4.2% $823 / Sq Ft
04/09/2024 04/09/24 Price Changed $825,000 -2.8% $859 / Sq Ft
03/19/2024 03/19/24 For Sale $849,000 +73.3% $884 / Sq Ft
07/02/2020 07/02/20 Sold $490,000 +0.2% $510 / Sq Ft
05/30/2020 05/30/20 Pending -- -- --
02/10/2020 02/10/20 For Sale $489,000 +26.4% $509 / Sq Ft
03/06/2018 03/06/18 Sold $387,000 -13.8% $403 / Sq Ft
08/11/2017 08/11/17 Pending -- -- --
06/17/2017 06/17/17 For Sale $449,000 -- $468 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,969 $432,382 -- --
2023 $3,969 $419,789 $0 $0
2022 $3,865 $407,563 $0 $0
2021 $3,958 $395,693 $252,000 $143,693
2020 $3,501 $342,934 $0 $0
2019 $3,437 $335,224 $211,500 $123,724
2018 $3,739 $318,143 $219,000 $99,143
2017 $1,907 $169,026 $0 $0
2016 $1,910 $165,550 $0 $0
2015 $1,959 $164,399 $0 $0
2014 $2,000 $163,094 $0 $0
Source: Public Records

About the Listing Agent

Coby Taylor

Expert Realty LLC (HQ)

(305) 509-9928

Section Image

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  • 21731 Asturias Rd, Summerland Key, FL 33042

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Source: Key West Association of REALTORS®

MLS Number: 609256

Key West Association of REALTORS®

APN: 00204130-000000