NOT LISTED FOR SALE

Estimated Value: $392,000 - $423,000

4 Beds
2.5 Baths
2,589 Sq Ft
$159/Sq Ft Est. Value

Last Sold May 12, 2023

Last sale price $365,000 $141 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,990/month

2 Days on Market

Highlights

  • Above Ground Pool
  • Open Floorplan
  • Traditional Architecture
  • Oswego High School Rated A-
  • Landscaped Professionally
  • 2-minute walk to Lakewood Creek Park

About This Home

As of May 2023

Welcome to your future dream home! This immaculate, traditional 4-bedroom, 2.5-bathroom single family home with lovely front porch is located on a quiet street in the desirable neighborhood of Montgomery Crossings. Recently painted in neutral tones, this home boast lots of newer upgrades and updates! Updated master bath & half bath (2022). Spacious kitchen boasts newer appliances: dishwasher & microwave, professionally painted cabinets, tiled backsplash and sink.(2018) Newer carpet in fam room & second floor, lux vinyl plank flooring on main floor (2018), washer & dryer, hardware & decorative lights (2018), Shed (2018) Open floor concept with formal living room (currently used as a den), dining room, cozy family room, kitchen, eating area w/ sliding glass door that leads you to a large, fenced-in backyard with lush landscaping & mature trees. Enjoy those summer BBQ's on your large 20X 20 concrete patio and cool off in your 18 foot circular pool . Take advantage of the huge, bonus room upstairs for additional living space. Full basement ready for your finishing touches too. 2.5 garage w/ built-in shelves & 10 foot ceilings. Oswego School district, NO SSA or HOA!! Home warranty included. Don't miss out!

Last Agent to Sell the Property

Rosemarie Bakka

eXp Realty License #475156675 Listed on: 03/23/2023

eXp Realty

Last Buyer's Agent

Nathan Stillwell

john greene, Realtor License #475147609

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,963

Year Built

  • Built in 2003

Lot Details

  • 8,520 Sq Ft Lot
  • Lot Dimensions are 72x120
  • Fenced Yard
  • Landscaped Professionally

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,589 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Above Ground Pool
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Montgomery Crossings Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,963

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Montgomery Crossings
  • Year Built: 2003
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Wood Laminate Floors, Walk-In Closet(s), Open Floorplan, Some Carpeting, Drapes/Blinds
  • LivingArea: 2589
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bonus Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2325
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Door Features: Storm Door(s),Sliding Glass Door(s)
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Patio, Above Ground Pool, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 365000
  • Lot Features: Fenced Yard, Landscaped
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: No
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.1956
  • Lot Dimensions: 72X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7963.42
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2023
Closed on
May 10, 2023
Sold by
Mcgill John V and Mcgill Rebecca L
Bought by
Guerra Ricardo J and Casas Diana E
Seller's Agent
Rosemarie Bakka
eXp Realty
Buyer's Agent
Nathan Stillwell
john greene, Realtor
List Price
$365,000
Sold Price
$365,000
Views
57
Current Estimated Value
$411,596

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,596
Avg. Annual Appreciation
5.09%
Original Mortgage
$346,750
Outstanding Balance
$338,132
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$73,464

Purchase Details

Listed on
Aug 8, 2017
Closed on
Feb 14, 2018
Sold by
Swords David and Swords Angela
Bought by
Mcgill John and Mcgill Rebecca
Seller's Agent
Faith Staudenbaur
Coldwell Banker Real Estate Group
Buyer's Agent
Mike Hagen
Charles Rutenberg Realty of IL
List Price
$225,000
Sold Price
$200,000
Premium/Discount to List
-$25,000
-11.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.17%
Original Mortgage
$190,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 11, 2006
Sold by
Davenport Chris D and Davenport Michelle J
Bought by
Swords David K and Swords Angela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
8.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 2003
Sold by
Montgomery Crossings Llc
Bought by
Davenport Chris D and Davenport Michele J
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guerra Ricardo J $365,000 Chicago Title
Mcgill John $200,000 North American Title Company
Swords David K $250,000 Chicago Title Insurance Co
Davenport Chris D $218,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guerra Ricardo J $346,750
Previous Owner Mcgill John $190,000
Previous Owner Swords David K $225,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/12/2023 05/12/23 Sold $365,000 0.0% $141 / Sq Ft
03/26/2023 03/26/23 Pending -- -- --
03/23/2023 03/23/23 For Sale $365,000 +82.5% $141 / Sq Ft
02/15/2018 02/15/18 Sold $200,000 -2.4% $86 / Sq Ft View Prior Sale
09/11/2017 09/11/17 Pending -- -- --
09/03/2017 09/03/17 Price Changed $205,000 -2.4% $88 / Sq Ft
09/01/2017 09/01/17 Price Changed $210,000 -1.9% $90 / Sq Ft
08/24/2017 08/24/17 Price Changed $214,000 -2.3% $92 / Sq Ft
08/08/2017 08/08/17 Price Changed $219,000 -2.7% $94 / Sq Ft
08/05/2017 08/05/17 For Sale $225,000 -- $97 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,690 $115,986 $13,174 $102,812
2023 $0 $103,772 $11,787 $91,985
2022 $8,288 $94,210 $10,701 $83,509
2021 $7,963 $88,024 $10,701 $77,323
2020 $7,862 $85,845 $10,701 $75,144
2019 $6,061 $66,667 $10,389 $56,278
2018 $7,542 $78,631 $10,389 $68,242
2017 $7,414 $74,167 $10,389 $63,778
2016 $7,307 $71,714 $10,389 $61,325
2015 $6,697 $62,854 $9,354 $53,500
2014 -- $53,773 $9,354 $44,419
2013 -- $53,773 $9,354 $44,419
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11698076

Midwest Real Estate Data (MRED)

APN: 02-02-485-012