Estimated payment $3,043/month
Total Views
31,708
4
Beds
3
Baths
2,448
Sq Ft
$216
Price per Sq Ft
Highlights
- Hot Property
- Home fronts navigable water
- Fishing Allowed
- Beach
- Canoe or Kayak Water Access
- View of Trees or Woods
About This Home
Welcome to your Southern Maryland hideaway - the last house on the lane and the first one you’ll fall in love with. This 4-bedroom, 3-bath beauty sits on a full acre (two adjoining lots) in Cove Lake, where privacy meets personality and every upgrade’s already done for you. Let's talk curb appeal: brand-new roof, gutters, siding, and a fresh coat of exterior paint mean she’s serving main character energy before you even walk in. Step inside to a fully updated kitchen with granite countertops, stainless steel appliances, an island with seating, and yes - your very own coffee bar for those “I’m not human until caffeine” mornings.
Downstairs, you’ll find not one, but two primary suites - perfect for multi-generational living, guests who never leave, or that personal space you swore you’d create this year. Each suite offers comfort, privacy, and plenty of room to unwind.
Upstairs, you’ll find the heart of the home - an open, light-filled living space with two additional bedrooms and a full bath. The flow is effortless, ideal for entertaining, working from home, or kicking back with a glass of something good. Outside? You’re surrounded by raw land and peace - no through traffic, no peeping neighbors, just crickets, stars, and maybe a goat or two in your fenced enclosure.
Residents of Cove Lake enjoy lake access for fishing (which is less than 300ft away), Chesapeake Bay access with a private beach, and that tucked-away coastal vibe Southern Maryland does best. All that, and you’re still minutes from Solomons Island, with an easy commute to PAX River or D.C.
If you’ve been dreaming of a home that feels like a weekend getaway but functions like real life - this is it. Stylish, private, updated, and unapologetically Southern Maryland.
Listing Agent
(443) 532-0323 Danielle@movingsomd.com JPAR Real Estate Professionals License #631196 Listed on: 10/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,875
Year Built
- Built in 1994
Lot Details
- 0.47 Acre Lot
- Home fronts navigable water
- Rural Setting
- No Through Street
- Private Lot
- Secluded Lot
- Partially Wooded Lot
- Backs to Trees or Woods
- Lot #39 - 2773 Cove Lake St, Lusby, MD. Tax ID 01219065. Legal description: LT 38 SEC 3 COVE LAKE To be included in the sale
- Additional Land
- Property is in very good condition
HOA Fees
- $29 Monthly HOA Fees
Home Design
- Raised Ranch Architecture
- Composition Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Casement Windows
- Family Room Off Kitchen
- Dining Area
- Views of Woods
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
Flooring
- Wood
- Stone
- Ceramic Tile
Bedrooms and Bathrooms
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Basement Windows
Parking
- Private Parking
- Circular Driveway
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property Near A Cove
- Swimming Allowed
- Lake Privileges
- Deck
- Patio
- Shed
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Tax Lot 39
- Assessor Parcel Number 0501032364
Community Details
Overview
- Association fees include management, road maintenance
- Cove Lake HOA
- Cove Lake Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Beach
- Fishing Allowed
Matterport 3D Tour
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,742 | $326,200 | $0 | $0 |
| 2024 | $3,445 | $299,200 | $0 | $0 |
| 2023 | $3,042 | $272,200 | $106,200 | $166,000 |
| 2022 | $2,910 | $259,800 | $0 | $0 |
| 2021 | $5,821 | $247,400 | $0 | $0 |
| 2020 | $2,658 | $235,000 | $106,200 | $128,800 |
| 2019 | $2,465 | $235,000 | $106,200 | $128,800 |
| 2018 | $2,465 | $235,000 | $106,200 | $128,800 |
| 2017 | $2,708 | $237,300 | $0 | $0 |
| 2016 | -- | $237,300 | $0 | $0 |
| 2015 | $3,010 | $237,300 | $0 | $0 |
| 2014 | $3,010 | $239,600 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/08/2025 12/08/25 | Price Changed | $529,000 | -0.2% | $216 / Sq Ft | |
| 10/23/2025 10/23/25 | For Sale | $530,000 | +49.3% | $217 / Sq Ft | |
| 11/18/2020 11/18/20 | Sold | $355,000 | -1.1% | $145 / Sq Ft | View Prior Sale |
| 08/20/2020 08/20/20 | Pending | -- | -- | -- | |
| 08/14/2020 08/14/20 | Price Changed | $359,000 | -2.2% | $147 / Sq Ft | |
| 03/05/2020 03/05/20 | For Sale | $367,000 | +193.6% | $150 / Sq Ft | |
| 08/23/2019 08/23/19 | Sold | $125,000 | -16.7% | $51 / Sq Ft | View Prior Sale |
| 08/06/2019 08/06/19 | Pending | -- | -- | -- | |
| 07/26/2019 07/26/19 | Price Changed | $150,000 | -23.1% | $61 / Sq Ft | |
| 04/19/2019 04/19/19 | For Sale | $195,000 | -- | $80 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $355,000 | Maryland Trust T&E Llc | |
| Deed | $125,000 | Maryland Trust T&E Llc | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $367,780 | VA |
Source: Public Records
About the Listing Agent
If you're looking for a real estate agent who blends experience with energy, strategy with heart, and professionalism with a little bit of personality - you're in the right place.
With over two decades in the real estate world and licensed since 2008, I bring a deep understanding of every twist and turn in the market. Whether it's new construction, resale, military relocation, or navigating the unique quirks of our local neighborhoods, I've seen it, worked it, and handled it with confidence.
Danielle's Other Listings
Source: Bright MLS
MLS Number: MDCA2023580
APN: 01-032364
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