NOT LISTED FOR SALE

27846 Finisterra Unit 100 Mission Viejo, CA 92692

Estimated Value: $855,000 - $992,000

3 Beds
2 Baths
1,600 Sq Ft
$450/mo HOA Fee

Last Sold September 20, 2013

Last sale price $450,000 $281 Per Sq Ft

Est. 97% increase in value since last sale

Current estimated payment $5,753/month

19 Days on Market

Highlights

  • Private Pool
  • End Unit
  • Den
  • Philip J. Reilly Elementary Rated A
  • Neighborhood Views
  • 2 Car Attached Garage

About This Home

As of September 2013

Lovely 3br, 2ba PLUS DEN Finisterra home with attached 2 car garage! Atrium and terrace! 1600 Square feet - huge for the price! End unit! Offers a wonderful water community lifestyle. Only a few steps to the waterfront and the PRIVATE SANDY BEACH! Membership in the Lake Mission Viejo Association. Very nice wood floors and carpeting, high ceilings in living room and master bedroom. Nicely painted and a cozy fireplace too! Entire community is being redone, waterfront units are completed, the exterior of this home is now being worked on - amazing potential as Finisterra on the Lake becomes the true jewel it is!

Great tenant would love to stay - perfect for investors! - but will leave before COE for owner occupant buyer! Stair has a chairlift for tenant but it will be removed when tenant leaves and floor fully restored (quite modern lift, has had little impact on floor).

Special assessment for Finisterra renovations will be paid off by seller at COE!!!!!! This is a $15,000. perk that saves the buyer the $120 per month additional fee that all all the other units are paying for 15 years!!!!!!!!

Last Agent to Sell the Property

Edward Link

HomeSmart Evergreen Realty License #00624932 Listed on: 07/09/2013

Last Buyer's Agent

Jack Elitzak

The Elitzak Group License #00654201

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,415

Year Built

  • Built in 1978

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Planned Development

Interior Spaces

  • 1,600 Sq Ft Home
  • Living Room with Fireplace
  • Den
  • Neighborhood Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • Private Pool
  • End Unit
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 93543100

Community Details

Overview

  • 200 Units
  • Finisterra Association
  • Lake Mission Viejo Association

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,415

Year Built

Built in 1978

Lot Details

0

HOA Fees

$450 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Other Phone Number: 949-338-1346
  • Property Attached: Yes
  • Subdivision Name Other: Finisterra On The Lake (FI)
  • View: Yes
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93543100
  • Year Built: 1978
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1600.00
  • Common Walls: End Unit
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Levels: Two
  • Price Per Square Foot: 281.25
  • Room Type: Den

Exterior Features

  • View: Neighborhood
  • Pool Features: Community
  • Pool Private: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Sewer Connected
  • Heating: Yes
  • Heating Type: Forced Air
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: Lake Mission Viejo
  • Association Fee: 431.00
  • Association #2 Fee: 19.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Finisterra
  • Senior Community: No
  • Community Features: Suburban

Lot Info

  • Lot Features: Planned Unit Development

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 200
  • Number Of Units Total: 200

Tax Info

  • Tax Lot: 0000
  • Tax Tract Number: 0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2013
Closed on
Jul 31, 2013
Sold by
Vicario Daniel V and Vicario Kara L
Bought by
Kaput Thaddeus
Seller's Agent
Edward Link
HomeSmart Evergreen Realty
Buyer's Agent
Jack Elitzak
The Elitzak Group
List Price
$469,000
Sold Price
$450,000
Premium/Discount to List
-$19,000
-4.05%
Current Estimated Value
$886,176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$436,176
Avg. Annual Appreciation
6.23%
Original Mortgage
$360,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2009
Sold by
Signet Domain Llc
Bought by
Vicario Daniel and Vicario Kara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
4.8%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2008
Sold by
Roots John E
Bought by
Signet Domain Llc and Finisterra Trust

Purchase Details

Closed on
Apr 21, 2004
Sold by
Yoshida Bruce P and Yoshida Sandra M
Bought by
Roots John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,000
Interest Rate
5.77%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Nov 13, 1995
Sold by
Va
Bought by
Yoshida Bruce P and Yoshida Sandra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,110
Interest Rate
7.42%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Apr 21, 1995
Sold by
Bancboston Mtg Corp
Bought by
Va

Purchase Details

Closed on
Apr 20, 1995
Sold by
Estep Jeffery L
Bought by
Bancboston Mtg Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kaput Thaddeus $450,000 None Available
Vicario Daniel $340,000 Lawyers Title
Signet Domain Llc $299,300 Fidelity National Title Insu
Roots John $490,000 Fidelity National Title Co
Yoshida Bruce P $162,500 South Coast Title Company
Va -- First Southwestern Title Co
Bancboston Mtg Corp $119,907 First Southwestern Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kaput Thaddeus $132,600
Open Kaput Thaddeus $331,300
Closed Kaput Thaddeus $331,300
Closed Kaput Thaddeus $326,200
Closed Kaput Thaddeus $122,000
Closed Kaput Thaddeus $349,000
Previous Owner Kaput Thaddeus $360,000
Previous Owner Vicario Daniel $338,000
Previous Owner Vicario Daniel $340,000
Previous Owner Roots John $392,000
Previous Owner Yoshida Bruce P $25,000
Previous Owner Yoshida Bruce P $285,000
Previous Owner Yoshida Bruce P $30,579
Previous Owner Yoshida Bruce $25,000
Previous Owner Yoshida Bruce P $35,000
Previous Owner Yoshida Bruce P $162,110
Closed Roots John $49,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2013 09/20/13 Sold $450,000 -1.7% $281 / Sq Ft
07/28/2013 07/28/13 Pending -- -- --
07/23/2013 07/23/13 Price Changed $458,000 -2.3% $286 / Sq Ft
07/09/2013 07/09/13 For Sale $469,000 -- $293 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,415 $551,634 $407,484 $144,150
2024 $5,415 $540,818 $399,494 $141,324
2023 $5,299 $530,214 $391,661 $138,553
2022 $5,197 $519,818 $383,981 $135,837
2021 $5,096 $509,626 $376,452 $133,174
2020 $5,044 $504,401 $372,592 $131,809
2019 $4,944 $494,511 $365,286 $129,225
2018 $4,848 $484,815 $358,123 $126,692
2017 $4,752 $475,309 $351,101 $124,208
2016 $4,659 $465,990 $344,217 $121,773
2015 $4,605 $458,991 $339,047 $119,944
2014 -- $450,000 $332,405 $117,595
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: LG13133202

California Regional Multiple Listing Service (CRMLS)

APN: 935-431-00