$870,000
SOLD JUL 9, 2025

27857 Mazagon Unit 108 Mission Viejo, CA 92692

2 Beds
2 Baths
1,255 Sq Ft
$639/mo HOA Fee

Recently Sold

$693 Per Sq Ft

2% Below List Price

84 Days on Market

Highlights

  • Private Pool
  • No Units Above
  • Lake View
  • Philip J. Reilly Elementary Rated A
  • Gated Community
  • Updated Kitchen

About This Home

As of July 2025

Welcome to Finisterra on the Lake, where luxury living meets an active, lakefront lifestyle! This beautifully remodeled 2-bedroom + loft, 2-bathroom condo offers breathtaking lake views, modern upgrades, and an unbeatable location in a gated community with resort-style amenities.

Live just steps from stand-up paddleboarding, kayaking, and boating, or take advantage of your exclusive Lake Mission Viejo membership, granting access to: the lake, clubhouse, and private beaches; water activities, summer camps, and fishing; concerts, movie nights, and special events—including a spectacular 4th of July celebration

Inside, enjoy a bright and open floor plan, featuring high ceilings, designer finishes, and abundant natural light. The versatile loft space is perfect for a home office or guest area, while the in-unit laundry adds convenience.

The HOA fee covers water and trash, making maintenance effortless. This home also includes a 1-car garage plus an additional carport conveniently located nearby.

Centrally located near shopping, dining, and entertainment, this is a must-see property that offers the perfect balance of luxury, comfort, and outdoor adventure. Don’t miss out—schedule your private showing today!

Last Agent to Sell the Property

Bree Hughes

Compass Brokerage Phone: 949.556.2094 License #01440050 Listed on: 03/11/2025

Compass

Last Buyer's Agent

Sara Martin

Regency Real Estate Brokers License #02211932

Regency Real Estate Brokers

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,008

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • No Units Above
  • Two or More Common Walls

HOA Fees

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Parking Available
  • Single Garage Door
  • Automatic Gate

Property Views

  • Lake
  • Mountain
  • Hills

Home Design

  • Mediterranean Architecture
  • Entry on the 2nd floor
  • Turnkey
  • Slab Foundation
  • Clay Roof
  • Copper Plumbing
  • Stucco

Interior Spaces

  • 1,255 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Blinds
  • Sliding Doors
  • Living Room with Fireplace
  • Formal Dining Room
  • Loft
  • Vinyl Flooring

Kitchen

  • Updated Kitchen
  • Gas Cooktop
  • Microwave
  • Quartz Countertops
  • Pots and Pans Drawers
  • Built-In Trash or Recycling Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Remodeled Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower
  • Exhaust Fan In Bathroom
  • Closet In Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Pool

  • Private Pool
  • Fence Around Pool

Outdoor Features

  • Balcony
  • Concrete Porch or Patio
  • Exterior Lighting

Location

  • Suburban Location

Schools

  • Chaparal Elementary School
  • Newhart Middle School
  • Capistrano Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Connected
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 8773
  • Assessor Parcel Number 93543108
  • Seller Considering Concessions

Community Details

Overview

  • 215 Units
  • Finisterra On The Lake Association, Phone Number (949) 330-6350
  • Lake Mission Viejo Association
  • Platinum Management Group HOA
  • Finisterra On The Lake Subdivision
  • Community Lake

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Community Playground
  • Community Pool
  • Park
  • Water Sports
  • Bike Trail

Security

  • Card or Code Access
  • Gated Community
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,008

Year Built

Built in 1978 | Remodeled

Lot Details

0

HOA Fees

$639 per month

Parking

1

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Other Phone Description: Kiersten M
  • Other Phone Number: 3238953884
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: Automatic Gate, Carbon Monoxide Detector(s), Card/Code Access, Fire and Smoke Detection System, Gated Community
  • Subdivision Name Other: Finisterra On The Lake (FI)
  • View: Yes
  • Architectural Style: Mediterranean
  • Property Condition: Turnkey, Updated/Remodeled
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93543108
  • Year Built: 1978
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1255.00 Square Feet
  • Interior Amenities: Balcony, Cathedral Ceiling(s), Ceiling Fan(s), Copper Plumbing Full, High Ceilings, Recessed Lighting
  • Stories: 2
  • Entry Location: 2
  • Common Walls: 2+ Common Walls, No One Above
  • Flooring: Vinyl
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Eating Area: Dining Room, In Living Room, Separated
  • Entry Level: 2
  • Fireplace Features: Living Room, Gas
  • Levels: Two
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 693.23
  • Room Type: All Bedrooms Down, Loft, Main Floor Bedroom, Main Floor Primary Bedroom, Walk-In Closet
  • Window Features: Blinds
  • Bathroom Features: Bathtub, Shower, Shower In Tub, Closet In Bathroom, Exhaust Fan(s), Remodeled, Walk-In Shower
  • Room Kitchen Features: Built-In Trash/Recycling, Pots & Pan Drawers, Quartz Counters, Remodeled Kitchen

Exterior Features

  • Patio: Yes
  • Foundation: Slab
  • View: Hills, Lake, Mountain(s)
  • Patio And Porch Features: Concrete
  • Pool Features: Private, Association, Fenced
  • Pool Private: Yes
  • Roof: Clay
  • Spa: No
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.00
  • Garage Spaces: 1.00
  • Number Remotes: 1
  • Parking: Yes
  • Parking Features: Carport, Garage - Single Door
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Disposal, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Vented Exhaust Fan
  • Electric: Standard
  • Heating Type: Central, Fireplace(s), Forced Air
  • Laundry Features: Dryer Included, In Closet, Inside, Washer Included
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: Lake Mission Viejo
  • Amenities: Pool, Barbecue, Picnic Area, Playground, Controlled Access
  • Association Fee: 609.00
  • Association #2 Fee: 179.00
  • Association #2 Fee Frequency: Semi-Annually
  • Association Fee Frequency: Monthly
  • Association Name: Finisterra On The Lake
  • Phone: 9493306350
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Lake, Park, Watersports, Sidewalks, Storm Drains, Street Lights, Suburban
  • Association Management: Platinum Management Group

Schools

  • School District: Capistrano Unified
  • Elementary School: Chaparal
  • Middle School: Newhart
  • High School: Capistrano Valley
  • Elementary School: Chaparal
  • High School: Capistrano Valley
  • Middle Or Junior School: Newhart
  • Elementary School #2: CHAPAR3
  • High School2: CAPVAL

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 215
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 320.35
  • Tax Lot: 1
  • Tax Tract Number: 8773

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2025
Closed on
Jun 6, 2025
Sold by
William And Jodie Cook Living Trust and Cook William
Bought by
Pickinpaugh Carrie and Pickinpaugh Terry
Seller's Agent
Bree Hughes
Compass
Buyer's Agent
Sara Martin
Regency Real Estate Brokers
List Price
$885,000
Sold Price
$870,000
Premium/Discount to List
-$15,000
-1.69%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.38%
Original Mortgage
$854,242
Outstanding Balance
$852,807
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$11,520

Purchase Details

Closed on
Oct 7, 2017
Sold by
Davis Harry
Bought by
Davis Hary and Denham Deborah

Purchase Details

Closed on
Dec 4, 2014
Sold by
Cook William R and Cook Jodie
Bought by
The William & Jodie Cook Living Trust

Purchase Details

Listed on
May 10, 2012
Closed on
Oct 2, 2012
Sold by
Us Bank Na
Bought by
Cook William R and Cook Jodie
Seller's Agent
Lloyd Gass
Regency Real Estate Brokers
Buyer's Agent
Chris Colaw
California Financial & RE Ctr
List Price
$258,600
Sold Price
$245,000
Premium/Discount to List
-$13,600
-5.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.28%
Original Mortgage
$183,750
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2012
Sold by
Dean Dionne N
Bought by
Us Bank N A

Purchase Details

Closed on
Jul 25, 2003
Sold by
Hedges Brandon and Hedges Megan
Bought by
Dean Dionne N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 5, 2001
Sold by
Fard Ghassemi Mahdad
Bought by
Hedges Brandon and Hedges Megan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,400
Interest Rate
7.19%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 4, 1997
Sold by
Mahdad Fard Ghassemi and Mahdad Mehran
Bought by
Fard Ghassemi Mahdad
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $870,000 First American Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Grant Deed $245,000 Landsafe Title
Trustee Deed $238,905 Landsafe Title
Grant Deed $377,500 First American Title Co
Quit Claim Deed -- First American Title Co
Grant Deed $210,000 Orange Coast Title Company
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $854,242 FHA
Previous Owner $183,750 New Conventional
Previous Owner $150,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $352,000 Unknown
Previous Owner $38,000 Credit Line Revolving
Previous Owner $302,000 Purchase Money Mortgage
Previous Owner $64,000 Credit Line Revolving
Previous Owner $242,000 Unknown
Previous Owner $203,400 FHA
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $870,000 -1.7% $693 / Sq Ft
06/03/2025 06/03/25 Pending -- -- --
05/16/2025 05/16/25 Price Changed $885,000 0.0% $705 / Sq Ft
05/16/2025 05/16/25 For Sale $885,000 +1.7% $705 / Sq Ft
04/11/2025 04/11/25 Off Market $870,000 -- --
03/11/2025 03/11/25 For Sale $899,000 0.0% $716 / Sq Ft
12/15/2012 12/15/12 Rented $2,175 -5.4% --
12/14/2012 12/14/12 Under Contract -- -- --
11/28/2012 11/28/12 For Rent $2,300 0.0% --
11/02/2012 11/02/12 Sold $245,000 -1.3% $195 / Sq Ft
08/21/2012 08/21/12 Pending -- -- --
08/20/2012 08/20/12 Price Changed $248,200 -4.0% $197 / Sq Ft
06/19/2012 06/19/12 For Sale $258,600 0.0% $206 / Sq Ft
06/19/2012 06/19/12 Price Changed $258,600 -3.0% $206 / Sq Ft
05/15/2012 05/15/12 Pending -- -- --
05/10/2012 05/10/12 For Sale $266,600 -- $212 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,008 $301,695 $169,347 $132,348
2024 $3,008 $295,780 $166,027 $129,753
2023 $2,944 $289,981 $162,772 $127,209
2022 $2,888 $284,296 $159,581 $124,715
2021 $2,833 $278,722 $156,452 $122,270
2020 $2,805 $275,865 $154,848 $121,017
2019 $2,750 $270,456 $151,811 $118,645
2018 $2,697 $265,153 $148,834 $116,319
2017 $2,644 $259,954 $145,915 $114,039
2016 $2,594 $254,857 $143,054 $111,803
2015 $2,571 $251,029 $140,905 $110,124
2014 $2,522 $246,112 $138,145 $107,967
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25052876

California Regional Multiple Listing Service (CRMLS)

APN: 935-431-08