
2789 Summer Dr Chipley, FL 32428
Estimated payment $4,366/month
Highlights
- Lake Front
- Cathedral Ceiling
- No HOA
- Traditional Architecture
- Bonus Room
- Covered Patio or Porch
About This Home
Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FLWelcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,441
Year Built
- Built in 2021
Lot Details
- 3.62 Acre Lot
- Lot Dimensions are 151x627x363x422
- Lake Front
- Property fronts a private road
- Perimeter Fence
- Zoning described as County,Horses Allowed,Other - See Remarks
Parking
- 6 Car Detached Garage
- Detached Carport Space
- Driveway
- Unpaved Parking
- Additional Parking
Home Design
- Traditional Architecture
Interior Spaces
- 2,324 Sq Ft Home
- Wet Bar
- Beamed Ceilings
- Cathedral Ceiling
- Fireplace
- Living Room
- Dining Room
- Bonus Room
- Lake Views
Kitchen
- Breakfast Bar
- Double Oven
- Electric Oven
- Electric Cooktop
- Dishwasher
- Kitchen Island
- Instant Hot Water
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
Home Security
- Storm Windows
- Storm Doors
Outdoor Features
- Covered Patio or Porch
Schools
- Vernon Elementary School
- Vernon Middle School
- Vernon High School
Utilities
- Central Heating and Cooling System
- 220 Volts
- Water Rights
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Chipley Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,441 | $296,352 | -- | -- |
2023 | $3,373 | $287,720 | $0 | $0 |
2022 | $3,285 | $279,340 | $41,400 | $237,940 |
2021 | $585 | $41,400 | $41,400 | $0 |
2020 | $589 | $41,400 | $41,400 | $0 |
2019 | $611 | $41,400 | $41,400 | $0 |
2018 | $704 | $46,000 | $46,000 | $0 |
2017 | $366 | $23,000 | $23,000 | $0 |
2016 | $373 | $23,000 | $0 | $0 |
2015 | $381 | $23,000 | $0 | $0 |
2014 | -- | $23,000 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/01/2025 05/01/25 | For Sale | $750,000 | -- | $323 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $41,000 | Cornerstone Title Agency Inc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $269,100 | New Conventional | |
Closed | $269,100 | New Conventional |
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Source: Central Panhandle Association of REALTORS®
MLS Number: 772799

APN: 00000000-00-3110-0110
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