$750,000

2789 Summer Dr Chipley, FL 32428

Estimated payment $4,366/month

Total Views 6,599
3 Beds
2.5 Baths
2,324 Sq Ft
$323 Price per Sq Ft

Highlights

  • Lake Front
  • Cathedral Ceiling
  • No HOA
  • Traditional Architecture
  • Bonus Room
  • Covered Patio or Porch

About This Home

Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FLWelcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.

Listing Agent

Rachel Warrell

eXp Realty, LLC License #SL3432761 Listed on: 05/01/2025

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,441

Year Built

  • Built in 2021

Lot Details

  • 3.62 Acre Lot
  • Lot Dimensions are 151x627x363x422
  • Lake Front
  • Property fronts a private road
  • Perimeter Fence
  • Zoning described as County,Horses Allowed,Other - See Remarks

Parking

  • 6 Car Detached Garage
  • Detached Carport Space
  • Driveway
  • Unpaved Parking
  • Additional Parking

Home Design

  • Traditional Architecture

Interior Spaces

  • 2,324 Sq Ft Home
  • Wet Bar
  • Beamed Ceilings
  • Cathedral Ceiling
  • Fireplace
  • Living Room
  • Dining Room
  • Bonus Room
  • Lake Views

Kitchen

  • Breakfast Bar
  • Double Oven
  • Electric Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island
  • Instant Hot Water

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Covered Patio or Porch

Schools

  • Vernon Elementary School
  • Vernon Middle School
  • Vernon High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Water Rights
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Chipley Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,441

Year Built

Built in 2021

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Year Built: 2021
  • Property Sub Type: Detached
  • Lot Size Acres: 3.62
  • Lot Size: 151x627x363x422
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Subdivision Name: Chipley
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
  • Interior Amenities: Beamed Ceilings, Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Fireplace, High Ceilings, Kitchen Island, Pantry, Split Bedrooms, Instant Hot Water
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace: Yes
  • Living Area: 2324.0
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
  • Window Features: Storm Window(s)

Exterior Features

  • Pool Features: None
  • Fencing: Chain Link, Perimeter, Partial
  • View: Lake, Other
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Shoreline - Sand, See Remarks, Deeded Access
  • Waterfront: Yes
  • Disclosures: Water Rights
  • Exterior Features: Covered Patio, Fire Pit
  • Patio And Porch Features: Covered, Open, Porch

Garage/Parking

  • Covered Parking Spaces: 6.0
  • Garage Spaces: 6.0
  • Parking Features: Additional Parking, Detached Carport, Driveway, Detached, Garage, Unpaved
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Cable Available, Cable Connected, High Speed Internet Available, Septic Available, Water Available
  • Cooling: Central Air, Electric
  • Heating: Central, Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Vernon

Lot Info

  • Lot Features: Lake Front, Other, See Remarks
  • Lot Size Sq Ft: 157687.0
  • Zoning Description: County,Horses Allowed,Other - See Remarks

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Annual Amount: 3441.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Vernon Elementary
  • High School: Vernon

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,441 $296,352 -- --
2023 $3,373 $287,720 $0 $0
2022 $3,285 $279,340 $41,400 $237,940
2021 $585 $41,400 $41,400 $0
2020 $589 $41,400 $41,400 $0
2019 $611 $41,400 $41,400 $0
2018 $704 $46,000 $46,000 $0
2017 $366 $23,000 $23,000 $0
2016 $373 $23,000 $0 $0
2015 $381 $23,000 $0 $0
2014 -- $23,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 For Sale $750,000 -- $323 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $41,000 Cornerstone Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,100 New Conventional
Closed $269,100 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 772799

Central Panhandle Association of REALTORS®

APN: 00000000-00-3110-0110