28 Cardinal Rancho Santa Margarita, CA 92688
Estimated payment $3,450/month
Total Views
4,159
1
Bed
1
Bath
678
Sq Ft
$686
Price per Sq Ft
Highlights
- Spa
- View of Trees or Woods
- Cathedral Ceiling
- Trabuco Mesa Elementary School Rated A
- 11.06 Acre Lot
- Outdoor Cooking Area
About This Home
Located in the coveted Belfora community, this peaceful upper-level condo offers the perfect blend of comfort and convenience in one of Rancho Santa Margarita's most desirable neighborhoods. The spacious 1 bedroom, 1 bathroom home spans close to 700 square feet with an open floor plan that maximizes every inch. Vaulted cathedral ceilings create a light, airy atmosphere in the living and dining areas, anchored by a cozy fireplace. The kitchen features newer appliances, a great functional layout with a breakfast bar open to the living areas, plus lots of extra storage in a mirrored closet. The bedroom suite includes a large walk-in mirrored closet and a full bathroom with double sinks and shower/soaking tub. Outside, enjoy sun and tranquil views of trees and community greenery from your front balcony. A dedicated storage closet accommodates a stackable washer and dryer. The unit also comes with an assigned carport space, with plenty of guest parking available. Located in the tranquil interior of the complex for maximum privacy. The Belfora community features a pool, spa, and playground, plus residents enjoy access to all Rancho Santa Margarita Master HOA amenities including community parks, pools, Beach Club & Lagoon, lake and clubhouse. With easy access to local shops, restaurants, groceries, and more, this home checks all the boxes.
Listing Agent
Douglas Elliman of California Brokerage Phone: 949-678-5198 License #01437125 Listed on: 06/27/2025
Co-Listing Agent
Douglas Elliman of California Brokerage Phone: 949-678-5198 License #02130002
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,384
Year Built
- Built in 1989
HOA Fees
Property Views
- Woods
- Mountain
- Neighborhood
Home Design
- Stucco
Interior Spaces
- 678 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Blinds
- Family Room Off Kitchen
- Living Room with Fireplace
- Storage
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Gas Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- All Upper Level Bedrooms
- Walk-In Closet
- 1 Full Bathroom
- Dual Vanity Sinks in Primary Bathroom
- Private Water Closet
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry Located Outside
- Washer Hookup
Home Security
Parking
- Carport
- Parking Available
- Guest Parking
- Parking Permit Required
Outdoor Features
- Spa
- Balcony
- Patio
- Front Porch
Schools
- Cielo Vista Elementary School
- Rancho Santa Margarita Middle School
- Trabuco Hills High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
- Phone Available
- Cable TV Available
Additional Features
- Two or More Common Walls
- Suburban Location
Listing and Financial Details
- Tax Lot 5
- Tax Tract Number 13180
- Assessor Parcel Number 93214464
- $84 per year additional tax assessments
Community Details
Overview
- 296 Units
- Belfora Association, Phone Number (714) 508-9070
- Samlarc Association, Phone Number (949) 709-0010
- Optimum HOA
- Built by William Lyon
- Bel Flora Subdivision
- Maintained Community
Amenities
- Outdoor Cooking Area
- Community Barbecue Grill
- Picnic Area
Recreation
- Community Playground
- Community Pool
- Community Spa
- Park
Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,384 | $426,564 | $331,728 | $94,836 |
| 2024 | $4,384 | $418,200 | $325,223 | $92,977 |
| 2023 | $4,285 | $410,000 | $318,846 | $91,154 |
| 2022 | $2,151 | $212,887 | $100,587 | $112,300 |
| 2021 | $1,731 | $208,713 | $98,614 | $110,099 |
| 2020 | $2,091 | $206,573 | $97,602 | $108,971 |
| 2019 | $2,246 | $202,523 | $95,688 | $106,835 |
| 2018 | $2,209 | $198,552 | $93,811 | $104,741 |
| 2017 | $2,216 | $194,659 | $91,971 | $102,688 |
| 2016 | $2,437 | $190,843 | $90,168 | $100,675 |
| 2015 | $2,514 | $187,977 | $88,814 | $99,163 |
| 2014 | $2,252 | $166,850 | $76,114 | $90,736 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | For Sale | $465,000 | +13.4% | $686 / Sq Ft |
| 07/25/2022 07/25/22 | Sold | $410,000 | 0.0% | $605 / Sq Ft |
| 06/29/2022 06/29/22 | Pending | -- | -- | -- |
| 05/24/2022 05/24/22 | For Sale | $410,000 | -- | $605 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $410,000 | First American Title | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | -- | Equity Title Company | |
| Grant Deed | $172,000 | Lsi Title Company | |
| Trustee Deed | $141,315 | None Available | |
| Grant Deed | $287,000 | Old Republic Title Company | |
| Quit Claim Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $73,000 | First American Title Ins Co | |
| Grant Deed | $105,589 | -- | |
| Trustee Deed | $105,589 | Fidelity National Title Ins | |
| Trustee Deed | $6,761 | First American Title Ins Co | |
| Quit Claim Deed | -- | -- | |
| Grant Deed | -- | Orange Coast Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $369,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $65,600 | Credit Line Revolving | |
| Previous Owner | $229,600 | Purchase Money Mortgage | |
| Previous Owner | $11,000 | Credit Line Revolving | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $70,800 | FHA | |
| Closed | $57,400 | No Value Available |
Source: Public Records
Similar Homes in Rancho Santa Margarita, CA
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25143901
APN: 932-144-64
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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