M
Seller's Agent in 2025
Matt Oehlsen
Designed Realty
(206) 351-2174
2 in this area
13 Total Sales
Listed by Designed Realty, Bought with eXp Realty
28 Lost Lake Ln Bellingham, WA 98229
4
Beds
2
Baths
2,036
Sq Ft
5,370
Sq Ft Lot
Highlights
- Golf Course Community
- Community Boat Launch
- Deck
- Kulshan Middle School Rated A-
- Clubhouse
- Contemporary Architecture
About This Home
As of September 2025Welcome to 28 Lost Lake Lane—a beautifully updated 4-bed, 2-bath modern retreat nestled in the trees of Sudden Valley. This serene home features vaulted ceilings, luxury plank flooring, and a sleek fireplace. The open layout is filled with light from oversized windows and new skylights framing lush forest views. A designer kitchen boasts quartz counters, stainless appliances, floating shelves, and new cabinetry. Spa-inspired bathrooms and flexible living spaces add to the comfort. Enjoy peaceful mornings or evening dining on the spacious deck. New furnace, new 30yr roof, and cement planked siding, lighting and skylights. Sudden Valley offers lake access, hiking trails, parks, a marina, golf course, and just minutes from downtown Bellingham.
Last Agent to Sell the Property
Designed Realty License #23013190 Listed on: 06/29/2025
Source: Northwest Multiple Listing Service (NWMLS)
MLS#: 2397890
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,285
Year Built
- Built in 1998
Lot Details
- 5,370 Sq Ft Lot
- Southwest Facing Home
- Terraced Lot
HOA Fees
- $153 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Concrete Foundation
- Pillar, Post or Pier Foundation
- Poured Concrete
- Composition Roof
- Stone Siding
- Cement Board or Planked
- Stone
Interior Spaces
- 2,036 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Gas Fireplace
- Dining Room
- Territorial Views
- Natural lighting in basement
- Storm Windows
Kitchen
- Stove
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- Walk-In Closet
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Location
- Property is near public transit
- Property is near a bus stop
Utilities
- Forced Air Heating System
- Propane
- Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Visit Down Payment Resource Website
- Tax Lot 117
- Assessor Parcel Number 3703015171820000
Community Details
Overview
- Https://Suddenvalley.Com/Contact/ Association
- Secondary HOA Phone (360) 734-6430
- Sudden Valley Subdivision
- The community has rules related to covenants, conditions, and restrictions
Amenities
- Clubhouse
Recreation
- Community Boat Launch
- Golf Course Community
- Sport Court
- Community Playground
- Park
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 29, 2025
Closed on
Aug 18, 2025
Sold by
Property Bridge Homes Llc
Bought by
Lyon Leslie Anne
Seller's Agent
Matt Oehlsen
Designed Realty
Buyer's Agent
Margaret Warner
eXp Realty
List Price
$675,000
Sold Price
$680,000
Premium/Discount to List
$5,000
0.74%
Views
55
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-90.85%
Original Mortgage
$590,000
Outstanding Balance
$589,489
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$41,157
Purchase Details
Listed on
Jun 29, 2025
Closed on
Aug 16, 2025
Sold by
Norton Emma and Lyon Leslie Anne
Bought by
Lyon Leslie Anne
Seller's Agent
Matt Oehlsen
Designed Realty
Buyer's Agent
Margaret Warner
eXp Realty
List Price
$675,000
Sold Price
$680,000
Premium/Discount to List
$5,000
0.74%
Views
55
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$590,000
Outstanding Balance
$589,489
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$41,157
Purchase Details
Listed on
Nov 4, 2024
Closed on
Dec 8, 2024
Sold by
Chase Jessica L and Coallier Robert R
Bought by
Property Bridge Homes Llc
Seller's Agent
Marla Renee Chapa
Keller Williams Western Realty
Buyer's Agent
Matt Oehlsen
Designed Realty
List Price
$350,000
Sold Price
$350,000
Views
82
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
145.35%
Original Mortgage
$441,125
Interest Rate
6.79%
Mortgage Type
Construction
Purchase Details
Closed on
Feb 24, 2009
Sold by
Chase Jessica L
Bought by
Coallier Robert R and Chase Jessica L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,412
Interest Rate
4.91%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 3, 2002
Sold by
Deniz Richard A and Deniz Dawn L
Bought by
Chase Jessica L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,500
Interest Rate
5.37%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $675,000 | Whatcom Land Title | |
| Quit Claim Deed | $313 | Whatcom Land Title | |
| Warranty Deed | $350,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance | |
| Warranty Deed | $141,653 | Chicago Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $590,000 | VA | |
| Previous Owner | $441,125 | Construction | |
| Previous Owner | $198,412 | FHA | |
| Previous Owner | $156,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $680,000 | +0.7% | $334 / Sq Ft | |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- | |
| 06/29/2025 06/29/25 | For Sale | $675,000 | +92.9% | $332 / Sq Ft | |
| 12/23/2024 12/23/24 | Sold | $350,000 | 0.0% | $206 / Sq Ft | View Prior Sale |
| 11/13/2024 11/13/24 | Pending | -- | -- | -- | |
| 11/04/2024 11/04/24 | For Sale | $350,000 | -- | $206 / Sq Ft |
Source: Northwest Multiple Listing Service (NWMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,043 | $459,312 | $134,920 | $324,392 |
| 2023 | $4,043 | $462,117 | $135,744 | $326,373 |
| 2022 | $3,183 | $398,388 | $117,024 | $281,364 |
| 2021 | $3,056 | $288,687 | $84,800 | $203,887 |
| 2020 | $3,041 | $272,346 | $80,000 | $192,346 |
| 2019 | $2,776 | $269,440 | $69,044 | $200,396 |
| 2018 | $2,785 | $252,988 | $64,800 | $188,188 |
| 2017 | $2,350 | $216,194 | $55,350 | $160,844 |
| 2016 | $2,105 | $190,187 | $48,600 | $141,587 |
| 2015 | $2,108 | $178,474 | $46,323 | $132,151 |
| 2014 | -- | $173,377 | $45,000 | $128,377 |
| 2013 | -- | $188,429 | $42,600 | $145,829 |
Source: Public Records
Agents Affiliated with this Home
-
Matt Oehlsen
-
Margaret Warner
Buyer's Agent in 2025
Margaret Warner
eXp Realty
(360) 525-0120
14 in this area
51 Total Sales
-
LACEY LEWIS
L
Buyer Co-Listing Agent in 2025
LACEY LEWIS
RE/MAX Whatcom County
(503) 754-9907
1 in this area
56 Total Sales
-
Marla Renee Chapa
Seller's Agent in 2024
Marla Renee Chapa
Keller Williams Western Realty
(360) 391-9684
2 in this area
135 Total Sales
Map
Source: Northwest Multiple Listing Service (NWMLS)
MLS Number: 2397890
APN: 370301-517182-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with the 3 tree icon and provided by NWMLS. All properties are subject to prior sale or withdrawal. IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID. ©2025 NWMLS.
Based on information submitted to the MLS GRID
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