$650,000
SOLD JUL 28, 2025

28 Mineral St Ipswich, MA 01938

3 Beds
1 Bath
1,404 Sq Ft
5,320 Sq Ft Lot

Recently Sold

$463 Per Sq Ft

4% Below List Price

18 Days on Market

Highlights

  • Marina
  • Golf Course Community
  • Medical Services
  • Ipswich High School Rated A-
  • Community Stables
  • Open Floorplan

About This Home

As of July 2025

Welcome to this charming, move-in ready home nestled in the vibrant heart of downtown Ipswich.Just steps to Winthrop Elementary, this property blends convenience, comfort, & character.Inside, you’ll find a light-filled kitchen opening to a cozy breakfast nook & dining area- perfect for everyday living.The spacious primary bedroom has space for a cozy en-suite bath to finish your way! A flexible 1st-floor bedroom doubles as an ideal home office.Step outside to enjoy the beautiful, fully fenced yard featuring a serene koi pond w/gurgling waterfall. Relax or entertain under the pergola-covered patio draped in fragrant honeysuckle.W/ample parking, a 1-car garage/workshop, & numerous recent upgrades to major systems, this home truly offers peace of mind/lifestyle ease.Embrace the vibrant Ipswich way of life w/miles of trails via Essex County Greenbelt & Trustees properties, Crane Beach, local farms & a thriving calendar of cultural activities! Plus easy commute via MBTA to Boston! OH 6/22

Last Agent to Sell the Property

Denise Mootafian

Windhill Realty, LLC Listed on: 06/09/2025

Last Buyer's Agent

Adam Gustafson

Today Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,441

Year Built

  • Built in 1910 | Remodeled

Lot Details

  • 5,320 Sq Ft Lot
  • Near Conservation Area
  • Fenced Yard
  • Level Lot
  • Garden
  • Property is zoned IR

Parking

  • 1 Car Detached Garage
  • Workshop in Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,404 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Skylights
  • Recessed Lighting
  • Decorative Lighting
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors

Kitchen

  • Breakfast Bar
  • Stove
  • Range with Range Hood
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Laundry in Basement

Outdoor Features

  • Bulkhead
  • Deck
  • Patio
  • Porch

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Winthrop Elementary School
  • Ipswich Middle School
  • Ipswich High School

Utilities

  • No Cooling
  • Central Heating
  • 1 Heating Zone
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Tankless Water Heater
  • Gas Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number M:30D B:0048 L:0,1954909

Community Details

Overview

  • No Home Owners Association
  • Downtown Subdivision

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Pool
  • Park
  • Community Stables
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,441

Year Built

Built in 1910 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1910
  • Subdivision Name: Downtown
  • Year Built Details: Approximate
  • Special Features: None

Interior Features

  • Flooring: Wood, Vinyl, Laminate
  • Interior Amenities: Internet Available - Unknown
  • Door Features: Insulated Doors
  • Fireplace YN: No
  • Appliances: Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood
  • Total Bedrooms: 3
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Closet, Flooring - Laminate, Recessed Lighting
  • Room Bedroom3 Features: Closet, Flooring - Laminate
  • Room Bedroom3 Level: Second
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Skylight, Cathedral Ceiling(s), Closet, Flooring - Laminate, Recessed Lighting
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl, Countertops - Stone/Granite/Solid
  • Bathroom 1 Level: Second
  • Room Dining Room Features: Closet, Flooring - Hardwood, Open Floorplan, Lighting - Sconce
  • Room Dining Room Level: Main,First
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Skylight, Flooring - Laminate, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove
  • Laundry Features: In Basement
  • Room Living Room Level: Main,First
  • Room Living Room Features: Closet, Flooring - Laminate, Exterior Access, Recessed Lighting, Remodeled, Slider
  • Basement: Full, Bulkhead, Sump Pump, Unfinished
  • Above Grade Finished Sq Ft: 1404
  • Living Area: 1404
  • Spa YN: No
  • Window Features: Insulated Windows
  • MAIN LO: C95171
  • LIST PRICE PER Sq Ft: 470.09
  • PRICE PER Sq Ft: 462.96
  • MAIN SO: A95308
  • Insulation: Full, Mixed

Exterior Features

  • Exterior Features: Porch, Deck, Patio, Fenced Yard, Garden
  • Construction Materials: Frame
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck, Patio
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront Features: Ocean, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Workshop in Garage, Paved Drive, Off Street, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Gas Range
  • Cooling: None
  • Heating: Central, Baseboard, Natural Gas
  • Cooling Y N: No
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:30D B:0048 L:0,1954909
  • Zoning: IR
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Sq Ft: 5320
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 192

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6441
  • Tax Book Number: 22669

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Ipswich
  • Elementary School: Winthrop
  • Middle Or Junior School: Ipswich

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2025
Closed on
Jul 18, 2025
Sold by
Joanne Galoski T and Joanne Galoski
Bought by
Boysen Jaron
Seller's Agent
Denise Mootafian
Windhill Realty, LLC
Buyer's Agent
Adam Gustafson
Today Real Estate, Inc.
List Price
$674,900
Sold Price
$650,000
Premium/Discount to List
-$24,900
-3.69%
Views
154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.07%
Original Mortgage
$567,500
Outstanding Balance
$567,020
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$89,572

Purchase Details

Closed on
Jul 10, 2024
Sold by
Galoski Joanne M
Bought by
Joanne Galoski T and Joanne Galoski

Purchase Details

Closed on
Apr 14, 2004
Sold by
Mckay Carole A and Mckay Steven M
Bought by
Galoski Joanne M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $650,000 --
Deed $650,000 --
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Deed $350,000 --
Deed $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $567,500 New Conventional
Closed $567,500 New Conventional
Previous Owner $280,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $50,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $248,538 No Value Available
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $650,000 -1.5% $463 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/18/2025 06/18/25 Price Changed $660,000 -2.2% $470 / Sq Ft
06/09/2025 06/09/25 For Sale $674,900 -- $481 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,441 $577,700 $288,800 $288,900
2024 $6,076 $533,900 $288,800 $245,100
2023 $5,453 $445,900 $224,600 $221,300
2022 $5,306 $412,600 $215,000 $197,600
2021 $5,222 $395,000 $213,400 $181,600
2020 $5,556 $396,300 $218,200 $178,100
2019 $5,378 $381,700 $211,800 $169,900
2018 $5,121 $359,600 $200,600 $159,000
2017 $4,988 $351,500 $192,500 $159,000
2016 $4,650 $313,100 $173,300 $139,800
2015 $4,144 $306,700 $166,900 $139,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73387649

MLS Property Information Network (MLS PIN)

APN: IPSW-000030D-000048