$359,000
SOLD JUN 25, 2025

28 Mountain Ash Dr Monterey, TN 38574

3 Beds
2 Baths
1,612 Sq Ft
1 Acres

Recently Sold

$223 Per Sq Ft

20 Days on Market

Highlights

  • New Construction
  • Clubhouse
  • Main Floor Primary Bedroom
  • Community Lake
  • Traditional Architecture
  • Corner Lot

About This Home

As of June 2025

Brand New Home in Peaceful Cumberland Lakes - 28 Mountain Ash Drive, Monterey, TN
Step into quality and comfort with this beautifully crafted brand-new construction nestled in the serene community of Cumberland Lakes. This thoughtfully designed 3-bedroom, 2-bath home offers the perfect balance of style and functionality.
Inside, you'll find luxury vinyl plank flooring throughout, setting a warm and modern tone. The spacious kitchen is a chef's dream, featuring gorgeous cabinetry, gleaming granite countertops, a walk-in pantry, coffee bar, and brand-new stainless steel appliances. Adjacent is a cozy dining area with a sliding glass door that opens to a covered back porch, perfect for outdoor dining or morning coffee.
The primary suite is a true retreat, complete with private access to the porch, a dual-sink vanity and a walk-in closet. Two additional bedrooms are located between the second full bath, offering privacy and convenience for family or guests.
Additional features include a private well and septic system, and access to Cumberland Lakes' exclusive amenities, including a clubhouse and two private lakes for residents to enjoy.
Don't miss your opportunity to own a brand-new home in a quiet, nature-filled setting with community charm!

Last Agent to Sell the Property

Candace Lavin

Highlands Elite Real Estate License #381389 Listed on: 04/29/2025

Last Buyer's Agent

Non Member Non Member

Non-Member Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 121.6x300
  • Corner Lot

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Frame Construction
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,612 Sq Ft Home
  • Tray Ceiling
  • Vinyl Clad Windows
  • Family Room
  • Combination Kitchen and Dining Room
  • Tile Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Covered patio or porch

Schools

  • Pleasant Hill Elementary School
  • Cumberland County High School

Utilities

  • Zoned Heating and Cooling System
  • Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 017G A 001.00
  • Tax Block 204

Community Details

Overview

  • Association fees include all amenities
  • Cumberland Lakes Subdivision
  • Mandatory home owners association
  • Community Lake

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Directions: From Cumberland Lakes Dr. turn onto Mountain Ash and its right on the corner of Mountain Ash Dr. and Cumberland Lakes Dr.
  • Property Sub Type: Single Family Residence
  • Prop. Type: Single Family
  • Year Built: 2025
  • Lot Size Acres: 1.0
  • Lot Size: 121.6X300
  • Subdivision Name: Cumberland Lakes
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • Lot Description:Corner Lot: Yes
  • General Property Description:Fireplace: No
  • General Property Description:SqFt - Main Lvl: 1612.0
  • General Property Description:HOA: Mandatory
  • General Property Description:Basement: No
  • General Property Description:Bonus Room: No
  • AtchdDtchd Type:Detached: Yes
  • Siding:Vinyl2: Yes
  • Cooling:Central Cooling: Yes
  • Fuel:Electric: Yes
  • Heat:Central: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Misc Features:Walk-in Closets: Yes
  • Misc Features:WasherDryer Connect: Yes
  • Dining Area:KitchenDining Rm Co: Yes
  • Floors:Tile2: Yes
  • Siding:Wood2: Yes
  • General Property Description:New Construction: Never Occupied
  • Dining Area:Breakfast Bar: Yes
  • Misc Features:Trey Ceiling: Yes
  • Location Tax Legal Info:Property Sub-Type: Residential
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement YN: No
  • Has Basement: Crawl Space
  • Fireplace: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Flooring: Other, Tile
  • Interior Amenities: Walk-In Closet(s), Pantry, Breakfast Bar, Eat-in Kitchen
  • Basement:Crawl Space: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Other Rooms:LaundryUtility: Yes
  • Other Rooms:Mstr Bdrm Main Level: Yes
  • Fireplace:None15: Yes
  • Other Rooms:Family Room: Yes
  • Other Rooms:Bedroom Main Level: Yes

Exterior Features

  • Exterior Features: Windows - Vinyl
  • Lot Features: Corner Lot
  • Construction Type: Vinyl Siding, Wood Siding, Frame
  • Patio And Porch Features: Porch - Covered
  • Construction:Frame: Yes
  • Exterior Features:Porch - Covered: Yes
  • Exterior Features:Windows - Vinyl: Yes

Garage/Parking

  • GarageParkingGarageSpaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Attached, Main Level
  • GarageParking:Attached2: Yes
  • GarageParking:Garage Door Opener: Yes
  • GarageParking:Main Level: Yes

Utilities

  • Cooling: Central Cooling
  • Sewer: Septic Tank
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Water Source: Well
  • Sewer Septic Tank: Yes
  • Water Well: Yes

Condo/Co-op/Association

  • Amenities: Club House
  • Association Fee: 175.0
  • Association Fee Frequency: Yearly
  • Association: Yes

Association/Amenities

  • Community Amenities:Club House2: Yes
  • Community Amenities:Lake Access2: Yes
  • Association Fee Incl:All Amenities: Yes

Fee Information

  • Association Fee Includes: All Amenities

Schools

  • Elementary School: Pleasant Hill
  • High School: Cumberland County

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Parcel #: 017G A 001.00

Tax Info

  • Tax Annual Amount: 73.78
  • Tax Block: 204

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 24, 2025
Sold by
Better Day Building Llc
Bought by
Wooten Tiffany and Hodge Robbie
Seller's Agent
Candace Lavin
Highlands Elite Real Estate
Buyer's Agent
Non Member Non Member
Non-Member Office
List Price
$359,000
Sold Price
$359,000
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-87.62%
Original Mortgage
$347,018
Outstanding Balance
$347,018
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
-$43,275

Purchase Details

Closed on
Apr 6, 2023
Sold by
Phelps Joshua Anthony
Bought by
Better Day Building Llc

Purchase Details

Closed on
Oct 23, 2006
Sold by
Mcgraw Timothy C
Bought by
Cushing Thomas F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,000
Interest Rate
6.25%

Purchase Details

Closed on
Feb 22, 1996
Sold by
Mcewen John W
Bought by
Mcewen John W

Purchase Details

Closed on
Nov 16, 1995
Bought by
Mcewen John W and Mcewen Dorothy L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $359,000 None Listed On Document
Warranty Deed $359,000 None Listed On Document
Warranty Deed $11,500 None Listed On Document
Deed $8,000 --
Deed $14,795 --
Warranty Deed $14,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $347,018 FHA
Closed $347,018 FHA
Previous Owner $280,000 New Conventional
Previous Owner $21,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2025 06/25/25 Sold $359,000 0.0% $223 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $359,000 -- $223 / Sq Ft
Source: East Tennessee REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $6,500 $6,500 --
2023 $0 $6,500 $0 $0
2022 $74 $6,500 $6,500 $0
2021 $98 $6,250 $6,250 $0
2020 $98 $6,250 $6,250 $0
2019 $98 $6,250 $6,250 $0
2018 $98 $6,250 $6,250 $0
2017 $98 $6,250 $6,250 $0
2016 $95 $6,250 $6,250 $0
2015 $94 $6,250 $6,250 $0
2014 -- $6,250 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: East Tennessee REALTORS® MLS

MLS Number: 1299143

East Tennessee REALTORS® MLS

APN: 017G-A-001.00