L
Seller's Agent in 2025
Lars Olson
RE/MAX
(320) 290-0639
3 in this area
185 Total Sales
28 Oak St Duluth, MN 55810
4
Beds
2
Baths
1,851
Sq Ft
5,227
Sq Ft Lot
Highlights
- Recreation Room
- Traditional Architecture
- No HOA
- Proctor Senior High School Rated 9+
- Main Floor Primary Bedroom
- 1 Car Detached Garage
About This Home
As of September 2025Welcome to this cozy home on a quiet street in the heart of Proctor! Inside on the main floor you’ll find a spacious living room, kitchen and dining room along with 2 bedrooms and a completely remodeled bathroom. Upstairs you’ll find a freshly painted hallway and study area, along with 2 more spacious bedrooms and a bonus room. The large dry finished basement is perfect for a family room and has newer carpet throughout with a second bathroom, laundry room and large furnace/water heater room that can also be used as a storage room. Outside you’ll find a freshly painted deck, decent sized private yard with no alleyway along with a one plus sized garage with a long driveway to fit multiple cars. This house comes with a new water heater, sump pump, and newer furnace. You won’t want to miss out on this one!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,195
Year Built
- Built in 1952
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 45x125
Parking
- 1 Car Detached Garage
Home Design
- Traditional Architecture
- Concrete Foundation
- Wood Frame Construction
- Vinyl Siding
Interior Spaces
- Multi-Level Property
- Gas Fireplace
- Entryway
- Living Room
- Dining Room
- Recreation Room
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Bathroom on Main Level
Basement
- Basement Fills Entire Space Under The House
- Bedroom in Basement
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 185-0070-00460
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 7, 2025
Closed on
Sep 25, 2025
Sold by
Dee Jennifer and Marnich Jennifer
Bought by
Steel Jared and Steel Amy C
Seller's Agent
Lars Olson
RE/MAX Results
Buyer's Agent
Marta Swierc
RE/MAX Results
List Price
$274,900
Sold Price
$265,000
Premium/Discount to List
-$9,900
-3.6%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,356
Avg. Annual Appreciation
5.88%
Original Mortgage
$212,000
Outstanding Balance
$211,431
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$58,925
Purchase Details
Listed on
May 8, 2015
Closed on
Sep 30, 2015
Sold by
Premier Three Developers Inc
Bought by
Dee Michael Kevin and Dee Jennifer
Seller's Agent
Michelle Lyons
Port Cities Realty, LLC
Buyer's Agent
Danielle Munoz
Century 21 Atwood
List Price
$149,900
Sold Price
$149,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.87%
Original Mortgage
$147,184
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Listed on
Dec 18, 2014
Closed on
Mar 13, 2015
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Premier Three Developers Inc
Seller's Agent
Michelle Lyons
Port Cities Realty, LLC
Buyer's Agent
Michelle Lyons
Port Cities Realty, LLC
List Price
$74,900
Sold Price
$80,000
Premium/Discount to List
$5,100
6.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
213.21%
Original Mortgage
$300,000
Interest Rate
3.83%
Mortgage Type
Credit Line Revolving
Purchase Details
Listed on
Dec 18, 2014
Closed on
Mar 6, 2015
Seller's Agent
Michelle Lyons
Port Cities Realty, LLC
Buyer's Agent
Michelle Lyons
Port Cities Realty, LLC
List Price
$74,900
Sold Price
$80,000
Premium/Discount to List
$5,100
6.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.83%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 23, 2014
Sold by
U S Bank National Association
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
May 21, 2014
Sold by
Moen Gerald and Moen Lynn M
Bought by
U S Bank National Association
Purchase Details
Closed on
Apr 16, 2007
Sold by
Moen Lynn M and Moen Gerald
Bought by
Moen Gerald and Moen Lynn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,300
Interest Rate
6.2%
Mortgage Type
Stand Alone Second
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Results Title | |
| Warranty Deed | $149,900 | West Title Llc | |
| Limited Warranty Deed | -- | Stewart Title Company | |
| Deed | $80,000 | -- | |
| Limited Warranty Deed | -- | None Available | |
| Sheriffs Deed | $71,275 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $212,000 | New Conventional | |
| Previous Owner | $147,184 | FHA | |
| Previous Owner | $300,000 | Credit Line Revolving | |
| Previous Owner | $63,300 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/25/2025 09/25/25 | Sold | $265,000 | -3.6% | $143 / Sq Ft | |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- | |
| 08/07/2025 08/07/25 | For Sale | $274,900 | +83.4% | $149 / Sq Ft | |
| 09/30/2015 09/30/15 | Sold | $149,900 | 0.0% | $81 / Sq Ft | View Prior Sale |
| 08/24/2015 08/24/15 | Pending | -- | -- | -- | |
| 05/08/2015 05/08/15 | For Sale | $149,900 | +87.4% | $81 / Sq Ft | |
| 03/13/2015 03/13/15 | Sold | $80,000 | +6.8% | $63 / Sq Ft | View Prior Sale |
| 02/05/2015 02/05/15 | Pending | -- | -- | -- | |
| 12/18/2014 12/18/14 | For Sale | $74,900 | -- | $59 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,894 | $157,000 | $12,400 | $144,600 |
| 2023 | $2,894 | $135,000 | $9,300 | $125,700 |
| 2022 | $2,514 | $120,300 | $9,300 | $111,000 |
| 2021 | $2,466 | $113,500 | $8,700 | $104,800 |
| 2020 | $2,370 | $111,000 | $8,400 | $102,600 |
| 2019 | $2,594 | $103,700 | $8,400 | $95,300 |
| 2018 | $1,996 | $116,000 | $26,300 | $89,700 |
| 2017 | $1,842 | $116,000 | $26,300 | $89,700 |
| 2016 | $1,738 | $110,300 | $26,300 | $84,000 |
| 2015 | $1,306 | $77,300 | $18,300 | $59,000 |
| 2014 | $1,189 | $78,100 | $18,200 | $59,900 |
Source: Public Records
Agents Affiliated with this Home
-
Lars Olson
-
Marta Swierc
Buyer's Agent in 2025
Marta Swierc
RE/MAX
(218) 730-7875
6 in this area
162 Total Sales
-
Michelle Lyons
Seller's Agent in 2015
Michelle Lyons
Port Cities Realty, LLC
(218) 348-6143
4 in this area
115 Total Sales
-
D
Buyer's Agent in 2015
Danielle Munoz
Century 21 Atwood
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6121161
APN: 185007000460
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