$519,000

28 Ridge Rd Palm Coast, FL 32137

Estimated payment $3,450/month

Total Views 49,451
5 Beds
3.5 Baths
3,110 Sq Ft
$167 Price per Sq Ft

Highlights

  • Home fronts a pond
  • Custom Home
  • Open Floorplan
  • Indian Trails Middle School Rated A-
  • Pond View
  • Loft

About This Home

Luxury, comfort, and lakefront living come together at 28 Ridge Road in Sawmill Creek at Palm Coast Park. Built in 2022, this impressive two-story Carlisle C model by Maronda Homes offers a modern layout filled with upgrades, natural light, and thoughtful design elements throughout. With five bedrooms and three and a half baths, the home provides flexibility for every lifestyle. A private first-floor suite with full bath is perfect for in-laws, guests, or multi-generational living. The open-concept design showcases upgraded windows that fill the great room and main living areas with natural light while offering peaceful lake views. The chef’s kitchen blends function and beauty with a massive quartz-topped island, soft-close cabinetry, premium stainless steel appliances, pendant lighting, and a custom backsplash. Just off the main living area, a dedicated office or flex room with French doors offers privacy for remote work or study. Upstairs, the primary suite feels like a private retreat, highlighted by a tray ceiling, an expansive walk-in closet, and a spa-style bathroom with quartz countertops, upgraded cabinetry, comfort-height toilets, and a grand shower featuring multiple shower heads including rainfall and side sprays. The additional bedrooms are generous in size, while the upstairs loft provides extra gathering space. The laundry room is conveniently located upstairs and includes built-in cabinetry for storage. Designer touches extend throughout the home, featuring crown molding, luxury vinyl plank flooring, plush carpeting in bedrooms, cordless blinds, and a full LED lighting package. Smart home upgrades include a Strada security system with motion sensors, SkyBell video doorbell, and a pre-wired network panel for seamless technology integration. Built with durability and energy efficiency in mind, the first floor features solid concrete block construction. The exterior continues to impress with a 10x22 bronze-screened porch, covered front entry, stone-accent elevation, and a sealed paver driveway and walkway. Professionally designed landscaping enhances curb appeal with stone curbing, beach rock details, added gutters, and upgraded garden beds. Additional features include a whole-home water softener system by Leaf Home Solutions and a garage utility sink. Every detail of this home was designed to combine modern luxury with turn-key convenience. Every available builder upgrade was selected, and custom enhancements were added after closing for even greater comfort, efficiency, and value. The Sawmill Creek at Palm Coast Park community offers resort-style amenities and a peaceful lifestyle just minutes from Flagler Beach, St. Augustine, shopping, restaurants, and I-95 access.

Listing Agent

Lucia Eich

TAKE ACTION PROPERTIES, LLC Brokerage Phone: 386-283-5996 License #3514219 Listed on: 09/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,338

Year Built

  • Built in 2022

Lot Details

  • 7,405 Sq Ft Lot
  • Home fronts a pond
  • East Facing Home
  • Irrigation Equipment

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Custom Home
  • Bi-Level Home
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 3,110 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Pendant Lighting
  • Drapes & Rods
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Loft
  • Pond Views
  • Smart Home

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Belle Terre Elementary School
  • Indian Trails Middle-Fc School
  • Matanzas High School

Utilities

  • Central Heating and Cooling System
  • Water Softener
  • Cable TV Available

Community Details

  • Sawmill Creek At Palm Coast Park Hoa/ Valerie Association, Phone Number (904) 429-7624
  • Built by Maronda
  • Sawmill Creek Subdivision, Carlisle C Floorplan

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,338

Year Built

Built in 2022

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Block, Brick, Stone, Stucco
  • Fireplace: No
  • Living Area: 3110
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 3932
  • Lot Size Sq Ft: 7405
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Palm Coast
  • Escrow State: FL
  • Escrow Street Name: OLD KINGS RD N suite F
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 166.88
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: No Private Entrance
  • Attribution Contact: 386-283-5996
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Drapes
  • Additional Rooms: Den/Library/Office,Interior In-Law Suite w/No Private Entry,Loft
  • Living Area Meters: 288.93

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 391
  • Association Fee Frequency: Annually
  • Association Name: Sawmill Creek at Palm coast Park HOA/ Valerie
  • Phone: 904-429-7624
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Development: Sawmill Creek At Palm Coast Park

Fee Information

  • Total Annual Fees: 391.00
  • Total Monthly Fees: 32.58
  • Monthly HOA Amount: 32.58

Schools

  • Elementary School: Belle Terre Elementary
  • High School: Matanzas High
  • Middle Or Junior School: Indian Trails Middle-FC

Lot Info

  • Zoning: RES
  • Parcel Number: 21-10-30-5410-00000-2250
  • Additional Parcels: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC

Building Info

  • Builder Name: Maronda

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA for rules on rental.

Tax Info

  • Tax Annual Amount: 8338
  • Tax Block: 0000
  • Tax Book Number: NA
  • Tax Lot: 2250
  • Tax Other Annual Assessment Amount: 1702

Multi Family

  • Waterfront Features: Pond

Matterport 3D Tour

Floorplans

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,614 $404,877 $53,000 $351,877
2023 $8,614 $414,969 $56,000 $358,969
2022 $2,783 $56,000 $56,000 $0
2021 $2,609 $50,000 $50,000 $0
2020 $1,695 $1,445 $1,445 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/02/2025 09/02/25 For Sale $519,000 -- $167 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $477,900 Steel City Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $283,900 New Conventional
Source: Public Records

About the Listing Agent

Lucia Eich

TAKE ACTION PROPERTIES, LLC

(386) 356-2542

Section Image

I’m Lucia (Lucy) Eich, a full-time real estate advisor serving Palm Coast, Flagler Beach, Ormond Beach, and the surrounding areas. I live here with my husband, an Army veteran, our three rescue dogs, and our blended family of two adult children. This community is more than where I live—it’s where I’ve built a life, and I’m passionate about helping others do the same.

Before real estate, I spent years in retail management, where I honed my skills in communication, problem-solving, and

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Source: Stellar MLS

MLS Number: FC312384

Stellar MLS

APN: 21-10-30-5410-00000-2250