$519,000

28 Ridge Rd Palm Coast, FL 32137

Estimated payment $2,919/month

Total Views 48,791
5 Beds
3.5 Baths
3,110 Sq Ft
$167 Price per Sq Ft

Highlights

  • Lake Front
  • Open Floorplan
  • Community Pool
  • Indian Trails Middle School Rated A-
  • Screened Porch
  • In-Law or Guest Suite

About This Home

Welcome to 28 Ridge Road, a stunning two-story lakefront home built in 2022 that perfectly blends style, function, and high-end upgrades throughout. Located in the sought-after community of Sawmill Creek at Palm Coast Park, this Carlisle C model by Maronda Homes was designed for comfort and flexibility, offering a private first-floor in-law suite with full bath—ideal for multi-generational living or hosting guests. Step inside and enjoy light-filled open spaces, enhanced by an upgraded window package and additional stairway and great room windows that bring in natural light and lake views. The chef's kitchen is the true centerpiece, featuring a massive quartz island, premium stainless steel appliance package, soft-close cabinetry, pendant lighting, and a custom tile backsplash. A dedicated office/flex room with French doors provides privacy and versatility for today's lifestyle. Upstairs, the primary suite is a true retreat with tray ceiling detail, oversized walk-in closet, upgraded cabinetry, quartz countertops, comfort-height toilets, and a deluxe spa-inspired shower with multiple shower headsincluding rainfall and side sprays. Secondary bedrooms are generously sized, while the upstairs loft creates another gathering space for family or entertaining. Everyday convenience is maximized with an upstairs laundry room complete with cabinetry. Throughout the home, no detail has been overlooked. Designer upgrades include crown molding, luxury vinyl plank flooring, plush carpet in bedrooms, cordless blinds, and a deluxe LED lighting package. The home also features a Strada smart security system with SkyBell video doorbell, motion sensors, and a pre-wired network panel for seamless smart home integration. The exterior is equally impressive. The first floor is built of solid concrete block, offering strength and peace of mind. Outdoor living includes a 10x22 bronze-screened porch, covered front porch, stone-accent elevation, and a sealed paver driveway and entry. Professional landscaping enhances the curb appeal with beach rock accents, stone curbing, added gutters, and upgraded garden beds. A whole-home water softener system (Leaf Home Solutions) and garage utility sink are also included. This home stands out not just for its luxury finishes but also for its turn-key convenience. Every possible builder upgrade was selected, and thoughtful additions were made after purchase to further enhance comfort, efficiency, and style. Sawmill Creek at Palm Coast Park is a desirable community offering resort-style living just minutes from Flagler Beach and historic St. Augustine, with easy access to I-95 for commuting north or south. Why This Home Stands Out: From its expansive kitchen and lakefront setting to premium interior finishes, smart technology, and concrete block construction, this home delivers a lifestyle of comfort, security, and beauty. Move-in ready and rich with custom details, 28 Ridge Road is ready to welcome its next owner.

Listing Agent

Lucia Eich

Take Action Properties LLC License #3514219 Listed on: 09/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,024

Year Built

  • Built in 2022

Lot Details

  • Lake Front
  • East Facing Home

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block And Beam Construction
  • Stucco
  • Stone

Interior Spaces

  • 3,110 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Pendant Lighting
  • Screened Porch
  • Water Views

Kitchen

  • Electric Range
  • Microwave
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • In-Law or Guest Suite
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • ENERGY STAR Qualified Washer

Home Security

  • Smart Home
  • Smart Thermostat
  • Fire and Smoke Detector

Schools

  • Belle Terre Elementary School
  • Indian Trails Middle School
  • Matanzas High School

Utilities

  • Central Heating and Cooling System
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Smart Irrigation
  • Screened Patio

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 21-10-30-5410-00000-2250
  • Community Development District (CDD) fees

Community Details

Overview

  • Not On The List Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,024

Year Built

Built in 2022

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Subdivision Name: Not on the List
  • Directions: From I-95, take Exit 293 for Matanzas Woods Parkway and head west for 0.3 miles. At the roundabout, take the first exit onto US-1 North and continue for 1.5 miles. Turn left into Sawmill Creek at Palm Coast Park on Cedar Grove Road and continue for 0.2 miles. Turn right onto Oakleaf Way and continue for 0.1 miles. Turn left onto Ridge Road and continue for 0.1 miles. Home will be on the left.
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Building Stories: 2
  • Year Built: 2022
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • General Property Information CDD Fee YN: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Direction Faces: East
  • General Property Information Homestead YN: Yes
  • General Property Information:Stories: 2
  • Contract Information Property Attached YN: No
  • Location Tax and Legal:Parcel Number: 21-10-30-5410-00000-2250
  • Location Tax and Legal:Tax Annual Amount: 2024.0
  • Location Tax and Legal:Tax Year: 8338
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal Zoning Description: Residential
  • Flooring:Vinyl: Yes
  • Pets Allowed:Yes: Yes
  • Levels:Two: Yes
  • Smart Home Features Irrigation: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Cable Connected: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Slab: Yes
  • Security Features:Smoke Detector(s): Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Location Tax and Legal Elementary School: Belle Terre
  • Location Tax and Legal Middle School: Indian Trails
  • Location Tax and Legal High School: Matanzas
  • View Water3: Yes
  • Room Types Primary Bedroom Level: Second
  • Room Types Primary Bathroom Level: Second
  • Association Amenities Pool4: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Microwave, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, Electric Range, Dryer, Dishwasher
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Ceiling Fan(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)
  • Living Area: 3110.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fans: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Appliances:Water Softener-Owned: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Smart Home: Yes
  • Appliances:ENERGY STAR Qualified Dishwasher: Yes
  • Appliances:ENERGY STAR Qualified Washer: Yes

Exterior Features

  • View: Water
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Type: Block, Stone, Stucco
  • Direction Faces: East
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Rear Porch, Screened
  • Roof: Shingle
  • Construction Materials:Block: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: In Unit
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Amenities: Pool
  • Association Fee: 391.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • Pets Allowed: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 391.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Belle Terre
  • High School: Matanzas
  • Middle Or Junior School: Indian Trails

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 21-10-30-5410-00000-2250
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 2024.0
  • Tax Year: 8338

Matterport 3D Tour

Floorplans

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,614 $404,877 $53,000 $351,877
2023 $8,614 $414,969 $56,000 $358,969
2022 $2,783 $56,000 $56,000 $0
2021 $2,609 $50,000 $50,000 $0
2020 $1,695 $1,445 $1,445 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/29/2025 10/29/25 For Sale $519,000 -- $167 / Sq Ft
Source: Daytona Beach Area Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $477,900 Steel City Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $283,900 New Conventional
Source: Public Records

About the Listing Agent

Lucia Eich

Take Action Properties LLC

(518) 265-0039

Section Image

I’m Lucia (Lucy) Eich, a full-time real estate advisor serving Palm Coast, Flagler Beach, Ormond Beach, and the surrounding areas. I live here with my husband, an Army veteran, our three rescue dogs, and our blended family of two adult children. This community is more than where I live—it’s where I’ve built a life, and I’m passionate about helping others do the same.

Before real estate, I spent years in retail management, where I honed my skills in communication, problem-solving, and

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Source: Daytona Beach Area Association of REALTORS®

MLS Number: 1218359

Daytona Beach Area Association of REALTORS®

APN: 21-10-30-5410-00000-2250