28 Roosevelt St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated payment $2,564/month
Highlights
- Deck
- Property is near a park
- Lower Floor Utility Room
- Davis Primary School Rated A-
- Granite Countertops
- Formal Dining Room
About This Home
Fantastic split-level home with 3 bedrooms, 2.5 bathrooms, attached 2-car garage and desirable D303 schools. Start with curb appeal then step inside to open living room with big windows for tons of natural light and fresh paint and wood laminate floors that flow throughout the home. Well-appointed, updated kitchen has ample white cabinets and granite counters, stainless steel appliances, center island and eat-in area with access to the deck. Lower level family room with storage closet, laundry room, powder room and interior garage access. Head upstairs to the master bedroom with his and her closets and ensuite bath with shower stall. 2 additional bedrooms and a full hall bath with shower over tub combo rounds out the 2nd level. Enjoy the great outdoors on the spacious 16x16 deck or in the lush greenspace of the fully fenced backyard complete with shed for added storage. Great location nestled between Downtowns St. Charles and Geneva and walking distance to the Fox River.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,983
Year Built
- Built in 1975
Lot Details
- 8,407 Sq Ft Lot
- Lot Dimensions are 70 x 140
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Split Level Home
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,638 Sq Ft Home
- Ceiling Fan
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Lower Floor Utility Room
- Laminate Flooring
- Sump Pump
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
- Shed
Location
- Property is near a park
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,983 | $102,065 | $32,398 | $69,667 |
| 2023 | $6,671 | $91,350 | $28,997 | $62,353 |
| 2022 | $6,516 | $86,699 | $28,406 | $58,293 |
| 2021 | $6,251 | $82,642 | $27,077 | $55,565 |
| 2020 | $6,181 | $81,101 | $26,572 | $54,529 |
| 2019 | $6,066 | $79,495 | $26,046 | $53,449 |
| 2018 | $5,772 | $75,587 | $23,429 | $52,158 |
| 2017 | $561,418 | $73,003 | $22,628 | $50,375 |
| 2016 | $5,887 | $70,439 | $21,833 | $48,606 |
| 2015 | -- | $66,515 | $21,598 | $44,917 |
| 2014 | -- | $63,537 | $21,598 | $41,939 |
| 2013 | -- | $63,921 | $21,814 | $42,107 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Pending | -- | -- | -- |
| 07/31/2025 07/31/25 | For Sale | $372,108 | +69.9% | $227 / Sq Ft |
| 12/17/2014 12/17/14 | Sold | $219,000 | -4.4% | $134 / Sq Ft |
| 11/06/2014 11/06/14 | Pending | -- | -- | -- |
| 09/15/2014 09/15/14 | Price Changed | $229,000 | -8.0% | $140 / Sq Ft |
| 08/12/2014 08/12/14 | For Sale | $249,000 | -- | $152 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Warranty Deed | $219,000 | Chicago Title Insurance Co | |
| Warranty Deed | $265,000 | Ticor Title Insurance Co | |
| Warranty Deed | $177,000 | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,000 | Balloon | |
| Closed | $209,000 | New Conventional | |
| Closed | $214,000 | New Conventional | |
| Closed | $215,033 | FHA | |
| Previous Owner | $196,000 | New Conventional | |
| Previous Owner | $26,500 | Unknown | |
| Previous Owner | $212,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $160,000 | Unknown | |
| Previous Owner | $160,000 | Unknown | |
| Previous Owner | $160,000 | Unknown | |
| Previous Owner | $20,000 | Unknown | |
| Previous Owner | $160,000 | Unknown | |
| Previous Owner | $19,000 | Unknown | |
| Previous Owner | $154,400 | Unknown | |
| Previous Owner | $141,400 | No Value Available | |
| Closed | $26,500 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12430722
APN: 09-34-451-039
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