NOT LISTED FOR SALE

Estimated Value: $486,000 - $557,000

3 Beds
2 Baths
1,800 Sq Ft
$290/Sq Ft Est. Value

Last Sold October 19, 2023

Last sale price $485,000 $269 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,321/month

4 Days on Market

Highlights

  • Water Views
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Home fronts navigable water
  • Gourmet Kitchen
  • Deck

About This Home

As of October 2023

This 3BR/2BA Millers Island water view beauty is looking for a new owner. Enjoy the resort style feel of this close-knit water-oriented community – complete with pickleball courts and golf cart parades! Start and end your days with incredible sunrise and sunsets on your multi-level decks with balcony access right from the owner's suite. You’ll love the open floor plan, spacious rooms, gorgeous hardwoods and granite countertops as well as the luxurious primary en-suite bathroom. The living room has a vaulted shiplap ceiling that would make Joanna Gaines weep! Great fenced yard with plenty of parking and a garage. Located just down the street from waterfront dining at Dock of The Bay, and entertainment and marina at Rowboat Willies and Bills Boat Yard. Several nearby waterfront parks offer hiking and biking trails, swimming, and recreation areas. Spend your days fishing, crabbing, kayaking or simply enjoying your peaceful surroundings. Easy cruise to Hart Miller Island, Inner Harbor, Rock Hall, Love Point, Annapolis or Kent Island from the nearby marinas. Minutes to 695, 95, Canton, Downtown, world class healthcare, and Tradepoint Atlantic. Bring your golf cart and prepare for a relaxing life on "The Island"!

Last Listed By

Laura Dernoga

Cummings & Co. Realtors License #646175 Listed on: 09/20/2023

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,502

Year Built

  • Built in 1998 | Remodeled in 2017

Lot Details

  • 7,500 Sq Ft Lot
  • Home fronts navigable water
  • Partially Fenced Property
  • Extensive Hardscape

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • Basement Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Combination Foundation
  • Frame Construction
  • Asphalt Roof
  • Shingle Siding
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Bay Window
  • Wood Frame Window
  • Casement Windows
  • Insulated Doors
  • Six Panel Doors
  • Combination Kitchen and Living
  • Dining Room
  • Wood Flooring
  • Water Views

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Basement

  • Connecting Stairway
  • Garage Access
  • Front Basement Entry
  • Workshop

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Patio
  • Porch

Location

  • Flood Zone Lot

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Electric Baseboard Heater
  • Tankless Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Built by BAYLIGHT CUSTOM HOMES
  • Swan Point Subdivision

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 04151506350610

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,502

Year Built

Built in 1998 | Remodeled in 2017

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-09-20
  • Year Built: 1998
  • Year Renovated: 2017
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Front Loading, Icemaker, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater - High-Efficiency, Water Heater - Tankless
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops
  • Window Features: Bay/Bow, Casement, Insulated, Vinyl Clad, Wood Frame
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel
  • Wall Ceiling Types: 2 Story Ceilings, Dry Wall, Wood Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Laundry, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Combination, Connecting Stairway, Front Entrance, Garage Access, Outside Entrance, Workshop
  • Laundry Type: Main Floor
  • Total Sq Ft: 4800
  • Living Area Sq Ft: 1800
  • Price Per Sq Ft: 263.89
  • Above Grade Finished Sq Ft: 1800
  • Above Grade Unfinished Sq Ft: 1800
  • Below Grade Sq Ft: 1200
  • Total Below Grade Sq Ft: 1200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2802

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar, Combination, Concrete, Frame, Shingle Siding
  • Exterior Features: Extensive Hardscape
  • Roof: Asphalt
  • Spa: No
  • View: Water
  • Water Access Features: Canoe/Kayak, Public Access
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY AND BACK RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Basement Garage
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Off Street, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Baseboard - Electric, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Land Use Code: R
  • Lot Features: Flood Plain
  • Lot Size Acres: 0.17
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7500.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Building Info

  • Builder Name: BAYLIGHT CUSTOM HOMES

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4502.00
  • Assessor Parcel Number: 04151506350610
  • Tax Lot: 20
  • Tax Total Finished Sq Ft: 1800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/19/2023

Multi Family

  • Mean Low Water Feet: 2

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2023
Closed on
Oct 19, 2023
Sold by
Perkins Douglas M
Bought by
Hastings Robert S and Hastings Macy A
Seller's Agent
Laura Dernoga
Cummings & Co. Realtors
Buyer's Agent
Derek Howard
Superior Solutions Realty LLC
List Price
$475,000
Sold Price
$485,000
Premium/Discount to List
$10,000
2.11%
Total Days on Market
4
Views
100
Current Estimated Value
$522,806

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,806
Avg. Annual Appreciation
6.77%
Original Mortgage
$404,659
Interest Rate
7.19%
Mortgage Type
Construction

Purchase Details

Listed on
Feb 19, 2020
Closed on
Jun 1, 2020
Sold by
Richardson Patricia A
Bought by
Perkins Douglas M
Seller's Agent
Jay Payne
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Laura Dernoga
Cummings & Co. Realtors
List Price
$389,900
Sold Price
$375,000
Premium/Discount to List
-$14,900
-3.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.91%
Original Mortgage
$300,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 10, 2017
Closed on
Nov 15, 2017
Sold by
Mcwilliams Michele L and Mcwilliams David M
Bought by
Richardson Patricia A
Seller's Agent
Luke Reeder
RE/MAX Advantage Realty
Buyer's Agent
Jay Payne
Berkshire Hathaway HomeServices Homesale Realty
List Price
$399,000
Sold Price
$359,000
Premium/Discount to List
-$40,000
-10.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.72%
Original Mortgage
$359,000
Interest Rate
3.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 21, 2008
Sold by
Dillon Michele L
Bought by
Mcwilliams Michele L and Mcwilliams David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,800
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 26, 2008
Sold by
Dillon Michele L
Bought by
Mcwilliams Michele L and Mcwilliams David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,800
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 7, 1994
Sold by
Roher Linwood G
Bought by
Dillon Michele L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
8.54%

Purchase Details

Closed on
Sep 30, 1982
Sold by
Conner George W
Bought by
Roher Linwood G

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hastings Robert S $485,000 Dream Title & Escrow
Perkins Douglas M $375,000 Sage Title Group Llc
Richardson Patricia A $359,000 Sage Title Group Llc
Mcwilliams Michele L -- --
Mcwilliams Michele L -- --
Dillon Michele L $76,500 --
Roher Linwood G $22,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hastings Robert S $424,429
Closed Hastings Robert S $404,659
Previous Owner Perkins Douglas M $300,500
Previous Owner Richardson Patricia A $359,000
Previous Owner Mcwilliams David M $309,800
Previous Owner Mcwilliams Michele L $312,800
Previous Owner Mcwilliams Michele L $312,800
Previous Owner Mcwilliams David M $318,400
Previous Owner Dillon Michele L $76,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2023 10/19/23 Sold $485,000 +2.1% $269 / Sq Ft
09/25/2023 09/25/23 Pending -- -- --
09/20/2023 09/20/23 For Sale $475,000 +26.7% $264 / Sq Ft
06/01/2020 06/01/20 Sold $375,000 -1.3% $208 / Sq Ft
05/04/2020 05/04/20 Pending -- -- --
04/30/2020 04/30/20 Price Changed $379,900 -2.6% $211 / Sq Ft
02/19/2020 02/19/20 For Sale $389,900 +8.6% $217 / Sq Ft
11/15/2017 11/15/17 Sold $359,000 -4.2% $199 / Sq Ft
10/06/2017 10/06/17 Pending -- -- --
09/01/2017 09/01/17 Price Changed $374,900 -6.0% $208 / Sq Ft
08/10/2017 08/10/17 For Sale $399,000 -- $222 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,061 $368,167 $0 $0
2023 $2,305 $341,000 $140,500 $200,500
2022 $4,467 $319,567 $0 $0
2021 $4,004 $298,133 $0 $0
2020 $4,078 $276,700 $140,500 $136,200
2019 $3,328 $274,600 $0 $0
2018 $3,885 $272,500 $0 $0
2017 $3,845 $270,400 $0 $0
2016 $3,490 $268,200 $0 $0
2015 $3,490 $266,000 $0 $0
2014 $3,490 $263,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Bright MLS

MLS Number: MDBC2077252

Bright MLS

APN: 15-1506350610