$99,000
PENDING

2809 Center Lake Dr Spirit Lake, IA 51360

Estimated payment $680/month

Total Views 683
4 Beds
1 Bath
792 Sq Ft
$125 Price per Sq Ft

Highlights

  • Deck
  • Main Floor Bedroom
  • Wheelchair Ramps
  • Spirit Lake Elementary School Rated A-
  • Forced Air Heating and Cooling System
  • Bathroom on Main Level

About This Home

Come See a Hide-A-Way: Just a short stroll from Center Lake's public access, this split-foyer home delivers a rare blend of location and potential in the heart of the Iowa Great Lakes. Whether you're seeking a peaceful year-round residence, a weekend retreat, or a rewarding project, this property invites you to bring your vision to life. The main level offers a layout combining the kitchen, dining, living, along with two bedrooms and a full bath featuring a walk-in tub. The lower level includes two non-conforming bedrooms and flexible space for guests, hobbies, or storage. A wooden deck overlooks the backyard, and a wheelchair-accessible ramp provides added functionality. Whether you’re seeking a year-round residence, a weekend retreat, or a project to make your own, with a little TLC this Spirit Lake property offers solid potential in a location that’s hard to beat.

Listing Agent

Kelly Bierl

Hometown Realty License #B64536 Listed on: 07/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,727

Year Built

  • Built in 1982

Lot Details

  • 7,894 Sq Ft Lot
  • Lot Dimensions are 80.00 x 78.00 x 102.93 x 96.91

Home Design

  • Fixer Upper
  • Frame Construction
  • Asphalt Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 792 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Wheelchair Ramps
  • Deck

Listing and Financial Details

  • Assessor Parcel Number 0708126003

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,727

Year Built

Built in 1982

Lot Details

0

Listing Details

  • Accessibility Features: Wheelchair Ramp
  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1982
  • Levels: Multi/Split
  • Stories: 2
  • Architectural Style: Other
  • Property Condition: Fixer
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Main Floor Bedrooms, Main Floor Laundry
  • Total Bedrooms: 4
  • Total Bathrooms: 1
  • Bathroom Description: Main Floor Full Bath
  • Full Bathrooms: 1
  • Basement Style: Full
  • Dining Room: Combine with Kitchen
  • Appliances: Disposal, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 125
  • Total Sq Ft: 792
  • Above Grade Finished: 792
  • Fireplace: No
  • Finished Sq Ft: 792
  • Basement Features: Unfinished

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Wood Siding
  • Exterior Features: Deck
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: None

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 0708126003
  • Estimated Acres: 0.18
  • Estimated Lot Dimensions: 80.00 x 78.00 x 102.93 x 96.91
  • Lot Sq Ft: 7894

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1727
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spirit Lake

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $956 $143,000 $25,800 $117,200
2023 $842 $143,000 $25,800 $117,200
2022 $772 $117,200 $25,800 $91,400
2021 $772 $117,200 $25,800 $91,400
2020 $690 $108,100 $24,100 $84,000
2019 $660 $108,100 $24,100 $84,000
2018 $634 $103,200 $20,100 $83,100
2017 $634 $103,200 $20,100 $83,100
2016 $608 $98,900 $19,100 $79,800
2015 $536 $98,900 $19,100 $79,800
2014 $384 $86,000 $18,900 $67,100
2013 -- $86,000 $18,900 $67,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Pending -- -- --
07/30/2025 07/30/25 For Sale $99,000 -- $125 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Mortgage History

Date Status Loan Amount Loan Type
Closed $30,000 New Conventional
Source: Public Records

Similar Home in Spirit Lake, IA

  • 1406 Ithaca Ave, Spirit Lake, IA 51360

    $89,000

    • 2 Beds
    • 1 Bath
    • 834 Sq Ft
    • 1406 Ithaca Ave
    • Spirit Lake, IA

    Cozy 2-bedroom, 1-bath home with endless possibilities! Offering a single attached garage, partially fenced yard, and a large backyard with alley access, this property is tucked into a nice, quiet neighborhood. With a little TLC, it could shine as a wonderful single-family home or serve as a smart investment property to build equity.

    Nancy Vierkant EXIT Realty Midwest

    Section Image

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250981

Iowa Great Lakes Board of REALTORS®

APN: 07-08-126-003