G
Seller's Agent in 2026
Gina Shumway
Keller Williams Realty
(423) 664-1600
2 in this area
116 Total Sales
2809 E 45th St Chattanooga, TN 37407
Cedar Hill Neighborhood
3
Beds
1
Bath
1,188
Sq Ft
1
Acres Lot
Highlights
- 1 Acre Lot
- Private Yard
- Living Room
- Ranch Style House
- No HOA
- Laundry Room
About This Home
As of March 2026Buyer to verify square footage and school zones. This 3-bedroom, 1-bath home has been thoughtfully renovated and is ready for its next owner. Inside, you'll find a refreshed kitchen with new cabinetry, countertops, and appliances, along with an updated bathroom featuring clean, modern finishes. The layout offers comfortable living space with natural light throughout and three well-proportioned bedrooms. In addition, a small bonus room provides flexible space that could function well as a home office, hobby room, or extra storage area--ideal for today's work-from-home needs. Outside, the level lot offers easy maintenance and usable yard space--great for pets, play, or outdoor gatherings. Whether you're a first-time buyer, downsizing, or looking for a solid investment property, this home offers practical updates and move-in-ready convenience at an approachable value.
Last Agent to Sell the Property
Keller Williams Realty License #373412 Listed on: 02/27/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $420
Year Built
- Built in 1910
Lot Details
- 1 Acre Lot
- Lot Dimensions are 50.8x138.7
- Chain Link Fence
- Private Yard
Parking
- Off-Street Parking
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 1,188 Sq Ft Home
- Living Room
- Dining Room
- Luxury Vinyl Tile Flooring
- Unfinished Attic
- Electric Oven
- Laundry Room
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Accessible Home Design
- Enhanced Accessible Features
Schools
- East Lake Elementary School
- East Lake Academy Of Fine Arts Middle School
- Howard School Of Academics & Tech High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 168j L 007
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2026
Closed on
Mar 27, 2026
Sold by
Bought by
Seller's Agent
Gina Shumway
Keller Williams Realty
Buyer's Agent
Gina Shumway
Keller Williams Realty
List Price
$200,000
Sold Price
$195,000
Premium/Discount to List
-$5,000
-2.5%
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.71%
Original Mortgage
$117,000
Outstanding Balance
$116,884
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$75,610
Purchase Details
Closed on
Dec 19, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,210
Interest Rate
6.26%
Mortgage Type
Construction
Purchase Details
Closed on
Feb 7, 2017
Sold by
Bought by
Purchase Details
Closed on
Nov 19, 2014
Sold by
Bought by
Purchase Details
Closed on
May 27, 2014
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | Priority Title Llc | |
| Warranty Deed | $60,000 | Key Title | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $18,500 | None Available | |
| Warranty Deed | $10,000 | None Available | |
| Quit Claim Deed | $18,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $117,000 | New Conventional | |
| Previous Owner | $96,210 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/31/2026 03/31/26 | Sold | $195,000 | -2.5% | $164 / Sq Ft |
| 03/03/2026 03/03/26 | Pending | -- | -- | -- |
| 02/27/2026 02/27/26 | For Sale | $200,000 | -- | $168 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $275 | $18,125 | $0 | $0 |
| 2024 | $209 | $9,350 | $0 | $0 |
| 2023 | $209 | $9,350 | $0 | $0 |
| 2022 | $209 | $9,350 | $0 | $0 |
| 2021 | $209 | $9,350 | $0 | $0 |
| 2020 | $215 | $7,775 | $0 | $0 |
| 2019 | $215 | $7,775 | $0 | $0 |
| 2018 | $304 | $7,775 | $0 | $0 |
| 2017 | $215 | $7,775 | $0 | $0 |
| 2016 | $214 | $0 | $0 | $0 |
| 2015 | $507 | $7,725 | $0 | $0 |
| 2014 | $507 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gina Shumway
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1529345
APN: 168J-L-007
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