Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
522 Total Sales
23 in Downtown Elgin
$107K - $520K Price Range
281 Gifford Place Elgin, IL 60120
Downtown Elgin NeighborhoodEstimated Value: $207,000 - $238,000
2
Beds
1
Bath
961
Sq Ft
$236/Sq Ft
Est. Value
Highlights
- Wood Flooring
- 1 Car Detached Garage
- Living Room
- Formal Dining Room
- Enclosed Patio or Porch
- 3-minute walk to Kiwanis Park
About This Home
As of December 2025Welcome to this well-maintained home in a convenient Elgin location. The first floor features an enclosed front porch, a comfortable living room, a full bath, a separate dining room, updated kitchen and new appliances. The second floor offers two bedrooms. House has been freshly painted, hardwood floors refinished and new carpet. Additional features include an unfinished basement and a detached 1-car garage with a shared driveway. Close to schools, parks, shopping, and major roadways.
Last Agent to Sell the Property
Keller Williams Infinity Brokerage Phone: (630) 638-4272 License #471004203 Listed on: 11/26/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,835
Year Built
- Built in 1900
Lot Details
- 3,463 Sq Ft Lot
- Lot Dimensions are 33x99
- Fenced
Parking
- 1 Car Detached Garage
- Parking Available
- Parking Included in Price
Home Design
- Split Level Home
- Block Foundation
- Frame Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 961 Sq Ft Home
- Family Room
- Living Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Schools
- Channing Memorial Elementary Sch
- Ellis Middle School
- Elgin High School
Additional Features
- Enclosed Patio or Porch
- Forced Air Heating and Cooling System
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 26, 2025
Closed on
Dec 16, 2025
Sold by
Lopez Viviana and Schmitt Jason J
Bought by
Seller's Agent
Leda Quiaro
Keller Williams Infinity
Buyer's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
List Price
$215,000
Sold Price
$215,000
Views
81
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,784
Avg. Annual Appreciation
7.81%
Original Mortgage
$111,000
Outstanding Balance
$110,405
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$116,379
Purchase Details
Closed on
Aug 25, 2018
Sold by
Lopez Eduardo C
Bought by
Lopezq Vivana and Schmitt Jason J
Purchase Details
Closed on
Dec 15, 2014
Sold by
Lopez Viviana and Lopez Eduardo C
Bought by
Lopez Viviana and Schmitt Jason J
Purchase Details
Listed on
Jul 30, 2014
Closed on
Sep 24, 2014
Sold by
U S Bank National Association
Bought by
Lopez Eduardo C and Lopez Viviana
Seller's Agent
Steve Malik
RE/MAX Professionals Select
Buyer's Agent
Salvador Lopez
Montana Realty, Ltd.
List Price
$49,000
Sold Price
$49,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.69%
Purchase Details
Closed on
Apr 14, 2014
Sold by
Derobles Ruben
Bought by
U S Bank National Association
Purchase Details
Closed on
Jan 29, 2004
Sold by
Groebner Vernon L and Groebner Amie E
Bought by
Derobles Ruben
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 26, 1999
Sold by
Neighborhood Housing Svcs Elgin Inc
Bought by
Groebner Vernon L and Groebner Amie E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,496
Interest Rate
7.68%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 2, 1998
Sold by
Mendez Silverio and Mendez Elsa M
Bought by
Neighborhood Housing Services Elgin Inc
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Elgin, IL
-
Matt Lysien
-
Luigui Corral
Luigui Corral
RE/MAX American Dream
(224) 212-1953
177 Total Sales
1 in Downtown Elgin
$192,000 Price
-
Amy Diamond
Amy Diamond
@properties Christie's International Real Estate
(224) 271-9757
287 Total Sales
1 in Downtown Elgin
$290,000 Price
-
Joanna Krzepkowska
Joanna Krzepkowska
HomeSmart Connect LLC
(630) 250-2995
154 Total Sales
1 in Downtown Elgin
$303,000 Price
-
Diense Baniak
Diense Baniak
Baird & Warner
(224) 306-1304
100 Total Sales
1 in Downtown Elgin
$252,500 Price
-
Chris Bishop
Chris Bishop
eXp Realty - St. Charles
(708) 866-1632
71 Total Sales
1 in Downtown Elgin
$300,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $215,000 | None Listed On Document | ||
| Lopezq Vivana | -- | Attorney | |
| Lopez Viviana | -- | None Available | |
| Lopez Eduardo C | $49,000 | Chicago Title Insurance Co | |
| U S Bank National Association | -- | None Available | |
| Derobles Ruben | $117,000 | Chicago Title Insurance Comp | |
| Groebner Vernon L | -- | -- | |
| Neighborhood Housing Services Elgin Inc | $62,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $111,000 | ||
| Previous Owner | Derobles Ruben | $125,000 | |
| Previous Owner | Derobles Ruben | $93,600 | |
| Previous Owner | Groebner Vernon L | $71,770 | |
| Previous Owner | Groebner Vernon L | $72,496 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/22/2025 12/22/25 | Sold | $215,000 | 0.0% | $224 / Sq Ft |
| 12/05/2025 12/05/25 | Pending | -- | -- | -- |
| 11/26/2025 11/26/25 | For Sale | $215,000 | -- | $224 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,969 | $52,022 | $8,331 | $43,691 |
| 2024 | $3,969 | $47,915 | $7,673 | $40,242 |
| 2023 | $3,690 | $43,288 | $6,932 | $36,356 |
| 2022 | $3,423 | $39,471 | $6,321 | $33,150 |
| 2021 | $3,292 | $36,903 | $5,910 | $30,993 |
| 2020 | $3,213 | $35,230 | $5,642 | $29,588 |
| 2019 | $3,134 | $33,558 | $5,374 | $28,184 |
| 2018 | $2,935 | $29,683 | $5,063 | $24,620 |
| 2017 | $2,886 | $28,061 | $4,786 | $23,275 |
| 2016 | $2,776 | $26,033 | $4,440 | $21,593 |
| 2015 | -- | $23,862 | $4,070 | $19,792 |
| 2014 | -- | $23,568 | $4,020 | $19,548 |
| 2013 | -- | $27,731 | $4,126 | $23,605 |
Source: Public Records
Agents Affiliated with this Home
-
Leda Quiaro
Seller's Agent in 2025
Leda Quiaro
Keller Williams Infinity
(630) 638-4272
1 in this area
251 Total Sales
-
Sarah Leonard
Buyer's Agent in 2025
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
(224) 239-3966
4 in this area
2,606 Total Sales
-
June Kim
Buyer Co-Listing Agent in 2025
June Kim
Legacy Properties, A Sarah Leonard Company, LLC
(224) 522-1106
1 in this area
260 Total Sales
-
Steve Malik
Seller's Agent in 2014
Steve Malik
RE/MAX
(630) 369-3000
59 Total Sales
-
SL
Buyer's Agent in 2014
Salvador Lopez
Montana Realty, Ltd.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12524512
APN: 06-13-380-015
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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