NOT LISTED FOR SALE

281 Sternwheel Dr Saint Johns, FL 32259

RiverTown Neighborhood

Estimated Value: $846,000 - $916,268

5 Beds
4.5 Baths
3,981 Sq Ft
$220/Sq Ft Est. Value

Sale Details

Date Sold: November 20, 2025

Last sale price $862,500 $217 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $5,957 / mo

307 Days on Market

Highlights

  • Fitness Center
  • In Ground Pool
  • Clubhouse
  • Freedom Crossing Academy Rated A
  • Pond View
  • Vaulted Ceiling

About This Home

As of November 2025

Welcome to this original model home in the highly sought-after Rivertown Main St. district! This gorgeous 5 bdrm, 4.5-bath home offers a perfect blend of modern luxury & timeless charm. From the inviting covered wrap-around porch with sunset views, step inside to discover a spacious, well-designed floor plan that includes a cozy study, elegant dining room, parlor, butlers pantry & generous living areas ideal for both relaxation & entertaining. This home has been thoughtfully updated, including a new HVAC system & a replaced roof in 2022, along with updated flooring & fresh interior paint in 2025, ensuring a move-in ready experience. Above the 3 car garage, you'll find a separate charming 5th bdrm/flex space perfect for guests or an in-law suite. Outdoors, enjoy your own private oasis with pool, spa & fireplace perfect for year-round enjoyment. .

Last Agent to Sell the Property

Mary Neldner

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #3397793 Listed on: 01/16/2025

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Buyer's Agent

JENNA MILLER

CASTILLO REAL ESTATE JAX License #3467102

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,602

Year Built

  • Built in 2008

Lot Details

  • 8,712 Sq Ft Lot
  • West Facing Home
  • Fenced
  • Corner Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $5 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 3,981 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Pond Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Butlers Pantry
  • Double Oven
  • Electric Oven
  • Gas Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • In-Law or Guest Suite
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on lower level
  • Washer and Gas Dryer Hookup

Pool

  • In Ground Pool
  • Heated Spa

Outdoor Features

  • Patio
  • Outdoor Fireplace
  • Front Porch

Schools

  • Hickory Creek Elementary School
  • Switzerland Point Middle School
  • Bartram Trail High School

Utilities

  • Central Air
  • Heating Available
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 0007020010

Community Details

Overview

  • Rivertown Association Community Association, Phone Number (904) 372-1153
  • Rivertown Subdivision
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Dog Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,602

Year Built

Built in 2008

Lot Details

8,712 Sq Ft Lot

HOA Fees

$5 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2008
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.2
  • Subdivision Name: Rivertown
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • General Property Information Living Area2: 3981.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 226.07
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Security Features Smoke Detector(s): Yes
  • General Property Information Association Phone: 904-372-1153
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Vinyl: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.2
  • Interior Features Butler Pantry: Yes
  • Utilities Natural Gas Connected: Yes
  • General Property Information Carport YN: No
  • ViewPond: Yes
  • General Property Information Direction Faces: West
  • General Property Information Accessory Dwelling Unit YN: No
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Lower Level: Yes
  • Interior Features Guest Suite: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Major Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop
  • Furnished: Unfurnished
  • Spa Features: Heated
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Gas, Outside
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 3981.0
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Wet Bar: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Appliances:Double Oven: Yes
  • Interior Features:His and Hers Closets: Yes
  • Fireplace Features:Outside: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Fenced
  • Roof: Shingle
  • Lot Features: Corner Lot, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground
  • Pool Private: Yes
  • View: Pond
  • Construction Type: Concrete
  • Direction Faces: West
  • Patio And Porch Features: Front Porch, Patio
  • Construction Materials:Concrete: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Corner Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Natural Gas Connected
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 54.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Pool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Playground
  • Association Name: Rivertown Association Community
  • Phone: 904-372-1153
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 54.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • General Property Information:Association Name: Rivertown Association Community
  • Association Amenities:Basketball Court: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Jogging Path: Yes
  • Association Amenities:Maintenance Grounds: Yes
  • Association Amenities:Dog Park: Yes

Schools

  • Elementary School: Hickory Creek
  • High School: Bartram Trail
  • Middle Or Junior School: Switzerland Point

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 8712.0
  • Parcel #: 0007020010

Tax Info

  • Tax Annual Amount: 8601.93
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Jan 19, 2026
Sold by
Bought by
Seller's Agent
Mary Neldner
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Buyer's Agent
JENNA MILLER
CASTILLO REAL ESTATE JAX
List Price
$1,075,000
Sold Price
$862,500
Premium/Discount to List
-$212,500
-19.77%
Views
164
Current Estimated Value
$875,567

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,067
Avg. Annual Appreciation
2.27%
Original Mortgage
$758,407
Interest Rate
0.063%
Mortgage Type
VA

Purchase Details

Listed on
Jan 16, 2025
Closed on
Nov 20, 2025
Sold by
Bought by
Seller's Agent
Mary Neldner
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Buyer's Agent
JENNA MILLER
CASTILLO REAL ESTATE JAX
List Price
$1,075,000
Sold Price
$862,500
Premium/Discount to List
-$212,500
-19.77%
Views
164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$758,407
Interest Rate
0.063%
Mortgage Type
VA

Purchase Details

Closed on
Feb 28, 2024
Sold by
Bought by

Purchase Details

Closed on
Jul 26, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
0.0473%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
0.0475%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
$862,500 Sheffield & Boatright Title Se
$100 None Listed On Document
$525,000 Victory Title Of St Johns Co
$550,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $758,407
Previous Owner $417,000
Previous Owner $400,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 Sold $862,500 -4.2% $217 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $899,999 -8.2% $226 / Sq Ft
05/02/2025 05/02/25 Price Changed $980,000 -2.7% $246 / Sq Ft
04/05/2025 04/05/25 Price Changed $1,007,000 -4.7% $253 / Sq Ft
02/19/2025 02/19/25 Price Changed $1,057,000 -1.7% $266 / Sq Ft
01/16/2025 01/16/25 For Sale $1,075,000 -- $270 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $14,186 $514,097
2025 $8,422 $784,469 $105,000 $679,469
2024 $8,422 $463,387
2023 $8,422 $449,890 $0 $0
2022 $8,319 $436,786 $0 $0
2021 $8,034 $424,064 $0 $0
2020 $7,797 $418,209 $0 $0
2019 $7,914 $408,806 $0 $0
2018 $7,803 $401,184 $0 $0
2017 $7,974 $392,932 $0 $0
2016 $7,985 $396,396 $0 $0
2015 $8,066 $393,640 $0 $0
2014 $7,514 $374,570 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Neldner

    Seller's Agent in 2025

    Mary Neldner

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    (904) 707-1297

    2 in this area

    32 Total Sales

    Mary Neldner
    Section Image

  • J

    Buyer's Agent in 2025

    JENNA MILLER

    CASTILLO REAL ESTATE JAX

    (904) 568-1291

    2 in this area

    18 Total Sales

    JENNA MILLER
    Section Image
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2065040

realMLS (Northeast Florida Multiple Listing Service)

APN: 000702-0010

Florida St. Johns County Saint Johns 32259 RiverTown

281 Sternwheel Dr, Saint Johns, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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