NOT LISTED FOR SALE

28102 El Montanero Unit 129 Laguna Niguel, CA 92677

Rancho Niguel Neighborhood

Estimated Value: $868,000 - $971,000

3 Beds
3 Baths
1,342 Sq Ft
$426/mo HOA Fee

Last Sold October 21, 2021

Last sale price $731,000 $545 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $5,906/month

17 Days on Market

Highlights

  • Spa
  • No Units Above
  • Community Lake
  • Marian Bergeson Elementary Rated A
  • View of Hills
  • 1-minute walk to San Joaquin Hills Park

About This Home

As of October 2021

This WONDERFUL Rancho Niguel town home offers a perfect sense of privacy because of its corner location in the Mirador community. There is a gated, wrap around yard, perfect for entertaining. Once you enter into the home you will immediately notice the high ceilings, plenty of natural light, upgraded laminate wood floors, dual pane windows, and a warming fireplace. There is a spacious master bedroom and the master bath features dual vanities and a large walk-in closet. The secondary bedroom upstairs has direct access to its own bathroom and looks out to the hillside. Also, there is a large bedroom and full bath on the main floor. Plenty of storage space, and direct access to your two car garage. There is a separate laundry room inside the home. There is a fantastic walk way behind the yard that provides easy access to the resort style amenities including a pool and spa. The HOA includes water and trash. Convenient location with easy access to trains, toll roads, freeways, restaurants, shops, parks, gyms and much more. This is a great opportunity!

Last Agent to Sell the Property

Heather Olson

Engel & Völkers Laguna Beach License #01829384 Listed on: 09/10/2021

Engel & Völkers Laguna Beach

Last Buyer's Agent

Chikako Porter

Real Broker License #02133804

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,709

Year Built

  • Built in 1989

Lot Details

  • No Units Above
  • End Unit
  • No Units Located Below
  • 1 Common Wall
  • Wood Fence

HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available

Interior Spaces

  • 1,342 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Views of Hills
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Open to Family Room
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Fireplace in Kitchen

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Fireplace in Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub
  • Walk-in Shower

Outdoor Features

  • Spa
  • Wood patio
  • Fireplace in Patio
  • Exterior Lighting

Schools

  • Marian Bergeson Elementary School
  • Aliso Niguel Middle School
  • Aliso Niguel High School

Utilities

  • Central Air
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3
  • Tax Tract Number 13118
  • Assessor Parcel Number 93340146

Community Details

Overview

  • 264 Units
  • Mirador Association, Phone Number (949) 855-1800
  • Pancho Niguel Master Association
  • Mirador At Rancho Niguel HOA
  • Mirador Subdivision
  • Community Lake

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area
  • Meeting Room
  • Recreation Room

Recreation

  • Community Pool
  • Community Spa
  • Park

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,709

Year Built

Built in 1989

Lot Details

0

HOA Fees

$426 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: No
  • Other Phone Description: 949-241-4197
  • Property Attached: Yes
  • Subdivision Name Other: Mirador (RN) (RMI)
  • View: Yes
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93340146
  • Year Built: 1989
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1342.00 Square Feet
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s)
  • Common Walls: 1 Common Wall, End Unit, No One Above, No One Below
  • Flooring: Carpet, Tile, Wood
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 3
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Eating Area: Breakfast Counter / Bar, Breakfast Nook
  • Fireplace Features: Family Room, Kitchen, Primary Bedroom, Patio
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 544.71
  • Room Type: Laundry, Living Room, Main Floor Bedroom, Primary Bathroom
  • Spa Features: Association
  • Bathroom Features: Bathtub, Shower, Double Sinks In Primary Bath, Walk-In Shower
  • Room Kitchen Features: Kitchen Open To Family Room

Exterior Features

  • Patio: Yes
  • View: Hills
  • Fence: Yes
  • Fencing: Wood
  • Patio And Porch Features: Wood
  • Pool Features: Association
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Garage
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Phone Available, Sewer Connected, Water Connected
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator
  • Laundry Features: Individual Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: PANCHO NIGUEL MASTER ASSOCIATION
  • Amenities: Pool, Spa/Hot Tub, Barbecue, Outdoor Cooking Area, Picnic Area, Recreation Room, Meeting Room
  • Association Fee: 390.00
  • Association #2 Fee: 36.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: MIRADOR
  • Phone: 949-855-1800
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Curbs, Lake, Park, Sidewalks, Street Lights
  • Association Management: mirador at rancho niguel

Schools

  • School District: Capistrano Unified
  • Elementary School: Marian Bergeson
  • Middle School: Aliso Niguel
  • High School: Aliso Niguel
  • Elementary School: Marian Bergeson
  • High School: Aliso Niguel
  • Middle Or Junior School: Aliso Niguel
  • Elementary School #2: MARBER
  • High School2: ALINIG

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Land Lease Purchase: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 264
  • Number Of Units Total: 264

Tax Info

  • Tax Census Tract: 423.35
  • Tax Lot: 3
  • Tax Tract Number: 13118

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 24, 2025
Sold by
Porter Chikako
Bought by
Chikako Porter Living Trust and Porter
Current Estimated Value
$883,666

Purchase Details

Listed on
Sep 10, 2021
Closed on
Oct 1, 2021
Sold by
Amin Nagy and Amin Usy
Bought by
Porter Chikako
Seller's Agent
Heather Olson
Engel & Völkers Laguna Beach
Buyer's Agent
Chikako Porter
Real Broker
List Price
$724,888
Sold Price
$731,000
Premium/Discount to List
$6,112
0.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$350,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 11, 2016
Sold by
Camilleri Paul J
Bought by
Amin Nagy and Amin Suzy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$386,250
Interest Rate
3.46%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 22, 2005
Sold by
Camilleri Laurence
Bought by
Camilleri Laurence

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,500
Interest Rate
5.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2003
Sold by
Camilleri Laurence J
Bought by
Camilleri Laurence J

Purchase Details

Closed on
Jan 29, 1999
Sold by
James Baker and James Ellen Lauren
Bought by
Camilleri Laurence

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,800
Interest Rate
6.73%

Purchase Details

Closed on
Mar 28, 1994
Sold by
Barile Crystal A
Bought by
Baker James Freed and Baker Lauren Ellen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,100
Interest Rate
6%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chikako Porter Living Trust -- None Listed On Document
Porter Chikako $731,000 Ticor Ttl Orange Cnty Branch
Amin Nagy $515,000 First American Title Company
Camilleri Laurence -- Transcontinental Title Co
Camilleri Laurence J -- --
Camilleri Laurence $218,500 Chicago Title Co
Baker James Freed $169,000 Chicago Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Porter Chikako $350,000
Previous Owner Amin Nagy $386,250
Previous Owner Camilleri Laurence $201,000
Previous Owner Camilleri Laurence $200,000
Previous Owner Camilleri Laurence $209,500
Previous Owner Camilleri Laurence $171,000
Previous Owner Camilleri Laurence $174,800
Previous Owner Baker James Freed $55,000
Previous Owner Baker James Freed $25,000
Previous Owner Baker James Freed $135,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/21/2021 10/21/21 Sold $731,000 +0.8% $545 / Sq Ft
09/26/2021 09/26/21 For Sale $724,888 -0.8% $540 / Sq Ft
09/25/2021 09/25/21 Off Market $731,000 -- --
09/10/2021 09/10/21 For Sale $724,888 0.0% $540 / Sq Ft
08/15/2020 08/15/20 Rented $3,000 0.0% --
07/27/2020 07/27/20 Under Contract -- -- --
06/28/2020 06/28/20 Price Changed $3,000 -6.3% $2 / Sq Ft
05/07/2020 05/07/20 For Rent $3,200 +6.7% --
04/08/2019 04/08/19 Rented $3,000 0.0% --
04/02/2019 04/02/19 Under Contract -- -- --
03/12/2019 03/12/19 For Rent $3,000 -- --
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,709 $775,742 $629,925 $145,817
2024 $7,709 $760,532 $617,574 $142,958
2023 $7,545 $745,620 $605,465 $140,155
2022 $7,402 $731,000 $593,593 $137,407
2021 $5,597 $552,183 $428,178 $124,005
2020 $5,541 $546,522 $423,788 $122,734
2019 $5,432 $535,806 $415,478 $120,328
2018 $5,328 $525,300 $407,331 $117,969
2017 $5,224 $515,000 $399,344 $115,656
2016 $2,872 $289,355 $148,277 $141,078
2015 $2,828 $285,009 $146,050 $138,959
2014 $2,772 $279,427 $143,190 $136,237
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC21200122

California Regional Multiple Listing Service (CRMLS)

APN: 933-401-46