$320,000
SOLD AUG 18, 2025

2816 Chippewa Ln Midland, MI 48640

3 Beds
2.5 Baths
2,960 Sq Ft
0.36 Acres

Recently Sold

$108 Per Sq Ft

2% Below List Price

14 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • Main Floor Bedroom
  • Jefferson Middle School Rated A
  • Wood Flooring
  • Sun or Florida Room

About This Home

As of August 2025

Charming 1938 Cottage with Modern Comforts & Timeless Character! Step into storybook charm with this cozy 3-bedroom, 2.5-bathroom cottage nestled within city limits—but with all the privacy and peaceful vibes of a country retreat. Built in 1938, this home is bursting with personality, from original hardwood floors to a warm gas fireplace that invites you to curl up and stay awhile. With over 2,200 square feet of living space plus a partially finished basement (featuring a convenient half bath), there’s room for everyone—and then some. The main floor offers laundry for ease, and the unique butler’s pantry adds a nostalgic touch to the home’s already unforgettable character. You'll love entertaining on the custom-built side deck, while the newer cedar shed and large workshop shed out back adds charm and practical storage. Multiple temperature-controlled crawl spaces offer ideal additional storage options. Enjoy city water, sewer, and natural gas while still feeling worlds away from the hustle. The whole house generator will provide peace of mind year round. This one-of-a-kind gem offers the perfect blend of vintage soul and modern livability—you’ll fall in love the moment you step inside. Don't wait, schedule your private tour today!

Last Agent to Sell the Property

Judi Hughes

Modern Realty License #SBR Listed on: 06/26/2025

Modern Realty

Last Buyer's Agent

Rachel Belgiorno

Ayre/Rhinehart-Midland License #BCRA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1938

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 114x138

Parking

  • 1 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Victorian Architecture
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Entryway
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Sun or Florida Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Basement

  • Block Basement Construction
  • Crawl Space

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Community Details

  • Chippewa River Subdivision

Listing and Financial Details

  • Assessor Parcel Number 14-19-80-114

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,697

Year Built

Built in 1938

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Cape Cod, Victorian
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 2697.07
  • Total Tax Year: 2024
  • Year Built: 1938
  • Mail City: Midland
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Cable/Internet Avail., Hardwood Floors
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: LivRoom Fireplace
  • Basement: Yes
  • Basement: Block
  • Bedrooms: 3
  • Bedroom 1: On Main Floor, Dimensions: 24 x 10
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 2nd Floor, Dimensions: 15 x 12
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 2nd Floor, Dimensions: 18 x 16
  • Bedroom 3 Floor Covering: Wood
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Room Types: Entry, Family Room, First Floor Bedroom, First Floor Laundry, Living Room, Sun/Florida Room, Basement Lavatory, First Flr Full Bathroom, Second Flr Full Bathroom, Formal Dining Room
  • Dining Room: On Main Floor, Dimensions: 11 x 11
  • Dining Room Floor Covering: Wood
  • Family Room: On Main Floor, Dimensions: 24 x 16
  • Family Room Floor Covering: Wood
  • Kitchen: On Main Floor, Dimensions: 26 x 10
  • Kitchen Floor Covering: Vinyl
  • Living Room: On Main Floor, Dimensions: 12 x 18
  • Living Room Floor Covering: Wood
  • Below Grade Sq Ft: 720
  • Finished Below Grade Sq Ft: 720
  • Above Grade Finished Sq Ft: 2240
  • Total Finished Sq Ft: 2960
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck
  • Foundation: Basement, Crawl
  • Frontage: 114
  • Road: City/County, Paved Street
  • Out Buildings: Shed
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 1
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 14-19-80-114
  • Zoning: Residential
  • Lot Dimensions: 114x138
  • Acreage: 0.36
  • Geo Subdivision: MI
  • Site/Lot Features: Subdivision, City Limits

Tax Info

  • Summer Tax: Year: 2024, Amount: $2,096.83
  • Winter Tax: Year: 2024, Amount: $600.24
  • Total Tax: Year: 2024, Amount: $2,697.07

MLS Schools

  • School District: Midland Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2025
Closed on
Aug 18, 2025
Sold by
Hummelle Barbara and Hummelle Dale
Bought by
Pehrson Joshua B and Pehrson Ellen V
Seller's Agent
Judi Hughes
Modern Realty
Buyer's Agent
Rachel Belgiorno
Ayre/Rhinehart-Midland
List Price
$325,000
Sold Price
$320,000
Premium/Discount to List
-$5,000
-1.54%
Views
92
Current Estimated Value
$317,794

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,206
Avg. Annual Appreciation
-1.60%
Original Mortgage
$320,000
Outstanding Balance
$319,723
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$1,929

Purchase Details

Listed on
May 7, 2018
Closed on
Jun 11, 2018
Sold by
Thomas Diane Christine and Thomas Robert James
Bought by
Hummelle Barbara and Hummelle Dale
Seller's Agent
Gwendolyn Breault
Ayre Rhinehart Real Estate Partners
Buyer's Agent
Jennifer Horton
RE/MAX of Midland
List Price
$159,500
Sold Price
$157,500
Premium/Discount to List
-$2,000
-1.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.36%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 Midland Title
Warranty Deed $157,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/18/2025 08/18/25 Sold $320,000 -1.5% $108 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
06/26/2025 06/26/25 For Sale $325,000 +106.3% $110 / Sq Ft
06/11/2018 06/11/18 Sold $157,500 -1.3% $70 / Sq Ft View Prior Sale
05/20/2018 05/20/18 Pending -- -- --
05/18/2018 05/18/18 For Sale $159,500 0.0% $71 / Sq Ft
05/08/2018 05/08/18 Pending -- -- --
05/07/2018 05/07/18 For Sale $159,500 -- $71 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,697 $106,600 $0 $0
2024 $2,097 $81,400 $0 $0
2023 $1,998 $68,200 $0 $0
2022 $2,453 $72,900 $0 $0
2021 $2,365 $57,200 $0 $0
2020 $2,573 $61,800 $0 $0
2019 $2,532 $61,100 $8,800 $52,300
2018 $2,259 $69,900 $8,800 $61,100
2017 $0 $58,200 $8,800 $49,400
2016 $2,170 $55,500 $8,800 $46,700
2012 -- $54,400 $8,800 $45,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50179745

Michigan Multiple Listing Service

APN: 14-19-80-114