$4,200,000
NEW CONSTRUCTION

282 McComas Beach Terrace Oakland, MD 21550

Estimated payment $24,239/month

Total Views 13,030
6 Beds
5.5 Baths
4,354 Sq Ft
$965 Price per Sq Ft

Highlights

  • 600 Feet of Waterfront
  • Boat Ramp
  • Spa
  • 1 Boat Dock
  • New Construction
  • Gourmet Kitchen

About This Home

Discover The Birch Bower, a rare architect-designed lakefront sanctuary offering 600 feet of private shoreline on Deep Creek Lake. Completed in 2021, this 6-bedroom, 5.5-bath residence exemplifies modern luxury, combining meticulous design, serene natural surroundings, and proven short-term rental performance. Offered turn-key and fully furnished, this extraordinary lakefront estate presents a unique opportunity for discerning buyers seeking a distinguished and enduring retreat on Deep Creek Lake. Set on 0.39 acres with an adjoining 1.5± acre buffer strip, the property affords unparalleled privacy and ecological significance, with protected forest supporting endangered native species. Its orientation captures both sunrise and sunset, bathing the dock in coveted afternoon light. Inside, refined craftsmanship and comfort converge. The main gathering space features 11-foot ceilings, polished concrete radiant-heat floors, a sleek Spark gas linear fireplace, and a rich walnut accent wall that adds warmth and depth. A glass-enclosed prow, highlighted by a rich walnut ceiling, frames captivating lake views around a custom dining table, while Marvin Ultimate windows invite abundant natural light. Custom cabinetry throughout the home enhances both style and function. The primary suite boasts sloped 11-foot ceilings and panoramic vistas, and each guest bedroom includes a private en suite bathroom with layered soundproofing for serenity. The residence is intentionally designed to accommodate multigenerational living and flexible owner use, with the primary suite above the great room and the walk-in pantry both lockable during short-term rental stays. Outdoor spaces are designed for both relaxation and entertaining, including a private upper deck off the primary suite, a screened lower-level porch, a hot tub terrace with an outdoor shower, and an open-air lakeside terrace, each offering stunning lake views. Thoughtful outdoor lighting is incorporated throughout to enhance ambiance while protecting the night sky. The main-level accessible suite includes supportive features such as grab bars, a roll-in shower, a roll-under sink, and thoughtfully positioned light switches throughout the home. A heated, zero-threshold front entry and an ADA-compliant gravel path leading to the dock, where a safety handrail ensures secure, barrier-free access. State-of-the-art systems include four HVAC zones, a humidifier/dehumidifier serving the main gathering space, high-speed internet extending to the dock, a Kohler whole-house generator, a 2020 well, sprinkler system, and an Aircat whole-house water treatment system. 26 fully owned Tesla solar panels underscore the home’s commitment to energy efficiency and sustainable living. Tucked at the quiet end of a private lane, The Birch Bower offers rare seclusion with effortless access to Deep Creek Lake’s year-round recreation and charm. Nearby Wisp Resort provides four-season adventure with skiing, snowboarding, and mountain biking, while Swallow Falls State Park and Deep Creek Lake State Park invite exploration of pristine forests and waterfalls. Just minutes away, the lake’s marinas, artisan markets, and locally loved restaurants create a vibrant yet relaxed community atmosphere—all within a few hours of Washington, D.C., Baltimore, and Pittsburgh. Where architectural refinement meets untouched lakeside beauty, The Birch Bower emerges as one of Deep Creek Lake’s exceptional and timeless treasures.

Listing Agent

Morgan Boyer

(304) 596-3100 morganmartinboyer@gmail.com Hunt Country Sotheby's International Realty License #5007271 Listed on: 10/10/2025

Hunt Country Sotheby's International Realty

Co-Listing Agent

Chad Ward

(240) 321-3381 chad.ward@longandfoster.com Long & Foster Real Estate, Inc. License #678317

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $27,593

Year Built

  • Built in 2021 | New Construction

Lot Details

  • 0.39 Acre Lot
  • 600 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Private Lot
  • Sprinkler System
  • Partially Wooded Lot
  • Back Yard
  • Property is in excellent condition

Property Views

  • Lake
  • Panoramic
  • Scenic Vista
  • Woods
  • Garden

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Wood Walls
  • Frame Construction
  • Metal Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 4,354 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Dual Staircase
  • Built-In Features
  • Wood Ceilings
  • Ceiling height of 9 feet or more
  • 3 Fireplaces
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room Off Kitchen
  • Dining Area
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Butlers Pantry
  • Built-In Oven
  • Stove
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Solid Hardwood
  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Parking

  • 15 Parking Spaces
  • 15 Driveway Spaces
  • Gravel Driveway

Accessible Home Design

  • Roll-in Shower
  • Roll-under Vanity
  • Grab Bars
  • Halls are 48 inches wide or more
  • Lowered Light Switches
  • Doors swing in
  • Doors with lever handles
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits
  • Entry Slope Less Than 1 Foot

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Solar owned by seller
  • Heating system powered by active solar

Pool

  • Spa
  • Outdoor Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Boat Ramp
  • 1 Boat Dock
  • Private Dock
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Roof Mounted Cooling System
  • Humidifier
  • Dehumidifier
  • Heat Pump System
  • Back Up Gas Heat Pump System
  • Heating System Powered By Owned Propane
  • Wall Furnace
  • Programmable Thermostat
  • Power Generator
  • Propane
  • Water Treatment System
  • Well
  • Tankless Water Heater

Community Details

  • No Home Owners Association
  • Property Manager

Listing and Financial Details

  • Assessor Parcel Number 1218034468

Home Details

Home Type

Single Family

Est. Annual Taxes

$27,593

Year Built

Built in 2021 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, Accessible Switches/Outlets, Doors - Lever Handle(s), Doors - Swing In, Entry Slope <1', Grab Bars Mod, Level Entry - Main, Roll-In Shower, Roll-Under Vanity, 48"+ Halls
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: Yes
  • Story List: Main, Upper 1
  • Expected On Market: 10/10/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2021
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Extra Refrigerator/Freezer, Humidifier, Icemaker, Microwave, Oven - Wall, Stainless Steel Appliances, Stove, Water Heater - Tankless, Dryer - Front Loading, Washer - Front Loading
  • Flooring Type: Concrete, Luxury Vinyl Tile, Solid Hardwood, Wood
  • Interior Amenities: Additional Stairway, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Butlers Pantry, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Sprinkler System, Walk-In Closet(s), Water Treat System, Whirlpool/Hottub, Wood Floors
  • Window Features: Insulated, Double Hung
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, High, Wood Ceilings, Wood Walls
  • Foundation Details: Concrete Perimeter, Crawl Space, Slab
  • Levels Count: 2
  • Room List: Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 1, Bathroom 1, Bathroom 2, Bathroom 3, Half Bath
  • Basement: No
  • Laundry Type: Main Floor, Upper Floor
  • Total Sq Ft: 4354
  • Living Area Sq Ft: 4354
  • Price Per Sq Ft: 964.63
  • Above Grade Finished Sq Ft: 4354
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 2
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Construction Completed: Yes
  • Exterior Features: Bbq Grill, Exterior Lighting, Gutter System, Hot Tub, Outside Shower
  • Road Surface Type: Gravel
  • Roof: Metal
  • View: Garden/Lawn, Lake, Panoramic, Scenic Vista, Trees/Woods, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 600

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone, Gravel Driveway
  • Total Garage And Parking Spaces: 15
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 15

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Dehumidifier, Heat Pump(s), Multi Units, Programmable Thermostat, Roof Mounted, Zoned
  • Electric Service: Generator
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump - Gas Backup, Heat Pump(s), Humidifier, Solar - Active, Wall Unit, Zoned
  • Heating: Yes
  • Hot Water: Electric, Tankless
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector, Sprinkler System - Indoor
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Propane, Sewer Available, Water Available
  • Water Source: Well
  • Internet Services: Broadband

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Green Features

  • Green Power: Pv Solar Array(s) Owned

Lot Info

  • Horses: No
  • Lot Features: Landscaping, Partly Wooded, Private, Rear Yard
  • Lot Size Acres: 0.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16988.40
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s), Screened
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: Yes
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 27593.00
  • Assessor Parcel Number: 1218034468
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $27,593 $2,334,400 $558,300 $1,776,100
2024 $24,480 $1,993,500 $0 $0
2023 $20,459 $1,652,600 $0 $0
2022 $16,370 $1,321,400 $485,500 $835,900
2021 $6,108 $485,500 $485,500 $0
2020 $6,108 $485,500 $485,500 $0
2019 $9,435 $750,000 $485,500 $264,500
2018 $8,939 $750,000 $485,500 $264,500
2017 $8,880 $750,000 $0 $0
2016 -- $754,700 $0 $0
2015 -- $754,700 $0 $0
2014 -- $754,700 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 For Sale $4,200,000 +425.0% $965 / Sq Ft
12/14/2018 12/14/18 Sold $800,000 -19.9% $223 / Sq Ft View Prior Sale
10/20/2018 10/20/18 Pending -- -- --
08/24/2017 08/24/17 For Sale $999,000 -- $278 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $800,000 Deeo Creek Title Group
Deed $695,000 --
Deed $517,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2010518

Bright MLS

APN: 18-034468