2826 Neff St Elkhart, IN 46514
Rivercreek Neighborhood
3
Beds
2
Baths
2,100
Sq Ft
0.28
Acres
Highlights
- In Ground Pool
- Ranch Style House
- 1 Car Attached Garage
- Primary Bedroom Suite
- Wood Flooring
- Walk-In Closet
About This Home
As of July 2025MULTIPLE OFFERS RECEIVED. The cost to install a pool right now is outrageous so why not buy this awesome home that already has a pool? The backyard is an entertainers dream with the sport pool (approximately 3ft deep on each end and 6ft in the middle)! So much deck space around the pool plus plenty of yard space too! New AC 2020, newer flooring on main level, vinyl windows upgraded 2013 as well as the roof. The kitchen with stainless appliances and island is open to the dining room and living room. 3 bedrooms and 2 full bathrooms on the main level. The owners suite has a walk-in closet and attached bath. The lower level is partially finished with a living room and laundry. The exterior has an irrigation system and fantastic landscaping.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Elkhart Listed on: 04/11/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,608
Year Built
- Built in 1955
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 82 x 150
- Level Lot
- Irrigation
Parking
- 1 Car Attached Garage
Home Design
- Ranch Style House
- Poured Concrete
- Shingle Roof
- Masonry Siding
- Masonry
- Vinyl Construction Material
Kitchen
- Breakfast Bar
- Gas Oven or Range
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 2 Full Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Schools
- Pinewood Elementary School
- North Side Middle School
- Elkhart High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Private Company Owned Well
- Well
Additional Features
- Electric Dryer Hookup
- In Ground Pool
- Suburban Location
Community Details
- Community Pool
Listing and Financial Details
- Assessor Parcel Number 20-02-34-401-012.000-027
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 11, 2021
Closed on
May 10, 2021
Sold by
Brotherson Spencer John and Brotherson Sarah Elizabeth
Bought by
Martin Rodney and Martin Lisa
Seller's Agent
Craig Culver
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Leah Mark
Red Bow Realty
List Price
$215,000
Sold Price
$235,000
Premium/Discount to List
$20,000
9.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.30%
Original Mortgage
$224,164
Outstanding Balance
$204,439
Interest Rate
3.1%
Mortgage Type
FHA
Estimated Equity
$53,870
Purchase Details
Closed on
Jul 22, 2020
Sold by
Brotherson Spencer John
Bought by
Brotherson Spencer John and Brotherson Sarah Elizabeth
Purchase Details
Closed on
May 2, 2013
Sold by
Klose Shawn
Bought by
Brotherson Spencer J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,600
Interest Rate
3.34%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 27, 2007
Sold by
Stemm Nate and Miller Josh D
Bought by
Klose Shawn
Purchase Details
Closed on
Aug 23, 2005
Sold by
Chupp Kourtney W and Chupp Randy C
Bought by
Stemm Nate and Miller Josh D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,600
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 5, 2002
Sold by
Becker Michael Dean
Bought by
Chupp Kourtney W and Chupp Randy C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,493
Interest Rate
6.13%
Mortgage Type
FHA
Similar Homes in Elkhart, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,000 | Near North Title Group | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | Lawyers Title | |
| Warranty Deed | -- | Meridian Title Corp | |
| Warranty Deed | -- | Progressive Land Title Of In | |
| Warranty Deed | -- | Meridian Title Corp |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $224,164 | FHA | |
| Previous Owner | $14,600 | Credit Line Revolving | |
| Previous Owner | $104,000 | New Conventional | |
| Previous Owner | $136,000 | Unknown | |
| Previous Owner | $105,600 | Fannie Mae Freddie Mac | |
| Previous Owner | $26,400 | Credit Line Revolving | |
| Previous Owner | $110,493 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $285,000 | -1.7% | $136 / Sq Ft |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- |
| 06/19/2025 06/19/25 | For Sale | $289,900 | +23.4% | $138 / Sq Ft |
| 05/10/2021 05/10/21 | Sold | $235,000 | +9.3% | $112 / Sq Ft |
| 04/13/2021 04/13/21 | Pending | -- | -- | -- |
| 04/11/2021 04/11/21 | For Sale | $215,000 | -- | $102 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,270 | $245,400 | $24,600 | $220,800 |
| 2022 | $1,665 | $190,600 | $24,600 | $166,000 |
| 2021 | $1,675 | $155,100 | $24,600 | $130,500 |
| 2020 | $1,680 | $147,700 | $24,600 | $123,100 |
| 2019 | $1,608 | $142,100 | $24,600 | $117,500 |
| 2018 | $1,547 | $130,000 | $19,100 | $110,900 |
| 2017 | $2,684 | $120,300 | $19,100 | $101,200 |
| 2016 | $1,377 | $116,500 | $19,100 | $97,400 |
| 2014 | $1,414 | $119,100 | $19,100 | $100,000 |
| 2013 | $1,228 | $108,600 | $19,100 | $89,500 |
Source: Public Records
Agents Affiliated with this Home
-
Vanessa Ritsema
Seller's Agent in 2025
Vanessa Ritsema
McKinnies Realty, LLC
(574) 271-3440
1 in this area
27 Total Sales
-
Marlynn Mast
Buyer's Agent in 2025
Marlynn Mast
Keller Williams Realty Group
(260) 508-9837
1 in this area
37 Total Sales
-
Craig Culver
Seller's Agent in 2021
Craig Culver
Berkshire Hathaway HomeServices Elkhart
(574) 651-5341
1 in this area
105 Total Sales
-
Leah Mark
Buyer's Agent in 2021
Leah Mark
Red Bow Realty
(574) 777-1269
1 in this area
194 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202111946
APN: 20-02-34-401-012.000-027
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