$378,000
SOLD DEC 6, 2024

283 Girard St Unit C Havre de Grace, MD 21078

2 Beds
2 Baths
900 Sq Ft
$417/mo HOA Fee

Recently Sold

$420 Per Sq Ft

1% Below List Price

103 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Marina View
  • Penthouse
  • 1 Dock Slip
  • Access to Tidal Water
  • Open Floorplan

About This Home

As of December 2024

LIVE LIFE ON VACATION IN THIS DRAMATIC WATERFRONT CONDO WITH A DEEDED BOAT SLIP, 2-CAR TANDEM GARAGE, BEAUTIFUL COMMUNITY POOL, AND AWESOME WATER VIEWS! The penthouse units have a loft area that adds approx. 120 sq. ft. of living space which can be a bedroom, playroom, office...you decide. This awesome condo is located in the charming waterfront town of Havre de Grace, this condo is situated within walking distance of the historic downtown area--with its eclectic shops and restaurants--as well as museums, parks, fishing spots, marinas and boat launches. It sits across the street from "Veteran's Park", a fitness park with exercise stations along the walking path, and benches for when you need a breather. From the condo, it's a pleasant stroll to the Lighthouse and Havre de Grace's renowned Promenade, a boardwalk that meanders along the CHESAPEAKE BAY SHORELINE from the Lighthouse Park to the City Marina, Tydings Park, and The Promenade Grill. The kids will enjoy the expanded playground at the park, while adults can challenge each other to a game of pickleball. But if you'd rather ride, then park your car in one of the free lots and RIDE THE "TIDE" - The TIDE is a free jitney service that picks you up and drops you off at the town's most popular attractions and fabulous restaurants. So there's no excuse for not getting around and having fun in this cool, inviting town. At the end of a warm, busy summer day, you can cool off in CBC's sparkling pool and then relax in your wonderful condo with its dramatic volume ceilings, striking spiral staircase, and your balcony with spectacular views of gorgeous boats and sparkling water. The "main loft" has a clothes closet and a utility closet. Though there is no bedroom on this level, we have seen a few units where one has been added. The owners used this space for overnight guests, and they are leaving 2 single beds & bedding for the buyer. This is a great space with myriad uses. We use ours - yes we live in, and love, the community - as a combo 3rd bedroom/office. Your 2-car tandem garage provides plenty of room for your car and your boating or fishing gear as well as extra storage.
THIS CONDO IS A MUST-SEE! IT'S LIKE NO OTHER...the 2nd bedroom has been transformed into an office/library with a cool contemporary vibe and a water view..
Next year you'll be able to attend our annual Memorial Day pool opening party for residents and their guests. It's a great way to meet new neighbors and reconnect with others. Havre de Grace is known for its fabulous 4th of July festivities complete with an old-fashioned parade down the main streets and a spectacular fireworks display that tops off the weekend's events. But wait, there's more...First Friday street fairs, Saturday morning farmer's market, concerts & festivals in the park, and so much more to enjoy.

PLEASE NOTE: Condo fee includes flood insurance. If you are getting a mortgage, your lender may require a small "gap" policy. For the safety and enjoyment of all residents, the condo association rules state that ONLY ONE PET, 20 LBS OR LESS, IS PERMITTED per unit. All pets must be registered with the management company. There are some exceptions to that rule that have been grandfathered, but the rule is now strictly enforced along with the city leash law. and state licensing law. Condo units cannot be used as Airbnb-type rentals. Only rentals of 6 months or longer are permitted. No commercial vehicles are permitted to park on Canvasback Cove property (including driveways and overflow areas) but there is on-street parking. that may be permissible.

Last Agent to Sell the Property

Kathy O'Doherty

American Premier Realty, LLC License #590472 Listed on: 07/14/2024

American Premier Realty, LLC

Last Buyer's Agent

Anthony Coloe

American Premier Realty, LLC License #626780

American Premier Realty, LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,251

Year Built

  • Built in 1989

Lot Details

  • 30 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Backs To Open Common Area
  • Two or More Common Walls
  • Southwest Facing Home
  • Year Round Access
  • Property is in very good condition

HOA Fees

  • $417 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 1 Driveway Space
  • Front Facing Garage
  • Gravel Driveway
  • On-Street Parking
  • Off-Street Parking

Property Views

  • Marina
  • Bay
  • River
  • Panoramic

Home Design

  • Penthouse
  • Transitional Architecture
  • Advanced Framing
  • Architectural Shingle Roof
  • Aluminum Siding
  • Vinyl Siding
  • Piling Construction
  • Asphalt

Interior Spaces

  • 900 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Curved or Spiral Staircase
  • Dual Staircase
  • Cathedral Ceiling
  • Ceiling Fan
  • Bay Window
  • Sliding Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Den
  • Loft
  • Galley Kitchen

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer and Dryer Hookup

Home Security

  • Non-Monitored Security
  • Flood Lights

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Sail
  • Bulkhead
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Deck

Location

  • Flood Zone Lot
  • Flood Risk

Schools

  • Havre De Grace Elementary And Middle School
  • Havre De Grace High School

Utilities

  • Heat Pump System
  • Back Up Electric Heat Pump System
  • 200+ Amp Service
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 1306044859

Community Details

Overview

  • Association fees include all ground fee, common area maintenance, exterior building maintenance, insurance, lawn maintenance, pool(s), trash
  • Low-Rise Condominium
  • Canvasback Co Ve Condos
  • Canvasback Cove Subdivision
  • Property Manager

Amenities

  • Common Area

Recreation

  • 72 Community Slips
  • Community Pool

Pet Policy

  • Limit on the number of pets
  • Pet Size Limit
  • Dogs and Cats Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,251

Year Built

Built in 1989

Lot Details

0

HOA Fees

$417 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Penthouse Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Transitional
  • Ownership: Condominium
  • Exclusions: Primary bdrm custom attached headboard & "end tables" (holes will be filled and painted to match as best possible); owner and agent personal belongings.
  • Historic: No
  • Inclusions: Desk in office; large mirror in living room; vase in living room niche; 2 beds (mattresses and & bedding), connecting table between beds in main loft; bookshelves & cabinets in office loft.
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Remarks Public: LIVE LIFE ON VACATION IN THIS DRAMATIC WATERFRONT CONDO WITH A DEEDED BOAT SLIP, 2-CAR TANDEM GARAGE, BEAUTIFUL COMMUNITY POOL, AND AWESOME WATER VIEWS! The penthouse units have a loft area that adds approx. 120 sq. ft. of living space which can be a bedroom, playroom, office...you decide. This awesome condo is located in the charming waterfront town of Havre de Grace, this condo is situated within walking distance of the historic downtown area--with its eclectic shops and restaurants--as well as museums, parks, fishing spots, marinas and boat launches. It sits across the street from "Veteran's Park", a fitness park with exercise stations along the walking path, and benches for when you need a breather. From the condo, it's a pleasant stroll to the Lighthouse and Havre de Grace's renowned Promenade, a boardwalk that meanders along the CHESAPEAKE BAY SHORELINE from the Lighthouse Park to the City Marina, Tydings Park, and The Promenade Grill. The kids will enjoy the expanded playground at the park, while adults can challenge each other to a game of pickleball. But if you'd rather ride, then park your car in one of the free lots and RIDE THE "TIDE" - The TIDE is a free jitney service that picks you up and drops you off at the town's most popular attractions and fabulous restaurants. So there's no excuse for not getting around and having fun in this cool, inviting town. At the end of a warm, busy summer day, you can cool off in CBC's sparkling pool and then relax in your wonderful condo with its dramatic volume ceilings, striking spiral staircase, and your balcony with spectacular views of gorgeous boats and sparkling water. The "main loft" has a clothes closet and a utility closet. Though there is no bedroom on this level, we have seen a few units where one has been added. The owners used this space for overnight guests, and they are leaving 2 single beds & bedding for the buyer. This is a great space with myriad uses. We use ours - yes we live in, and love, the community - as a combo 3rd bedroom/office. Your 2-car tandem garage provides plenty of room for your car and your boating or fishing gear as well as extra storage. THIS CONDO IS A MUST-SEE! IT'S LIKE NO OTHER...the 2nd bedroom has been transformed into an office/library with a cool contemporary vibe and a water view.. Next year you'll be able to attend our annual Memorial Day pool opening party for residents and their guests. It's a great way to meet new neighbors and reconnect with others. Havre de Grace is known for its fabulous 4th of July festivities complete with an old-fashioned parade down the main streets and a spectacular fireworks display that tops off the weekend's events. But wait, there's more...First Friday street fairs, Saturday morning farmer's market, concerts & festivals in the park, and so much more to enjoy. PLEASE NOTE: Condo fee includes flood insurance. If you are getting a mortgage, your lender may require a small "gap" policy. For the safety and enjoyment of all residents, the condo association rules state that ONLY ONE PET, 20 LBS OR LESS, IS PERMITTED per unit. All pets must be registered with the management company. There are some exceptions to that rule that have been grandfathered, but the rule is now strictly enforced along with the city leash law. and state licensing law. Condo units cannot be used as Airbnb-type rentals. Only rentals of 6 months or longer are permitted. No commercial vehicles are permitted to park on Canvasback Cove property (including driveways and overflow areas) but there is on-street parking. that may be permissible.
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 3
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Additional Stairway, Carpet, Ceiling Fan(s), Curved Staircase, Entry Level Bedroom, Floor Plan - Open, Kitchen - Galley, Pantry, Spiral Staircase
  • Window Features: Bay/Bow, Sliding
  • Fireplace: No
  • Common Walls: 2+ Common Walls
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Pilings
  • Floors In Unit Count: 2
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Kitchen, Foyer, Loft, Office, Bathroom 2
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 900
  • Living Area Sq Ft: 900
  • Price Per Sq Ft: 422.22
  • Above Grade Finished Sq Ft: 900
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 283

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Advanced Framing, Aluminum Siding, Asphalt, Mixed Plumbing, Vinyl Siding
  • Exterior Features: Flood Lights, Street Lights
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • View: River, Bay, Marina, Panoramic, Water
  • Water Access Features: Boat - Length Limit, Private Access, Boat - Powered, Sail, Canoe/Kayak, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Susquehanna River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Crushed Stone
  • Garage Features: Garage - Front Entry, Built In
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, Off Street, On Street
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Security: Fire Detection System, Non-Monitored, Smoke Detector, Sprinkler System - Indoor
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 417.15
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Canvasback Co ve
  • HOA Condo Co-Op Amenities: Common Grounds, Pool - Outdoor, Swimming Pool
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Ext Bldg Maint, Insurance, Lawn Maintenance, Pool(s), Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Concrete, Filtered, In Ground

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: HAVRE DE GRACE
  • Middle School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: U
  • Lot Features: Backs - Open Common Area, Bulkheaded, Flood Plain, Year Round Access
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Soil Types: Unknown
  • Year Assessed: 2024
  • Zoning: RB
  • Zoning Description: Residential
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok, Number Limit, Size/Weight Restriction
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4251.00
  • Assessor Parcel Number: 1306044859
  • Tax Lot: 26
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 12/06/2024

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2024
Closed on
Dec 6, 2024
Sold by
B Strunk Inc
Bought by
Bronson Charles W
Seller's Agent
Kathy O'Doherty
American Premier Realty, LLC
Buyer's Agent
Anthony Coloe
American Premier Realty, LLC
List Price
$380,000
Sold Price
$378,000
Premium/Discount to List
-$2,000
-0.53%
Views
192
Current Estimated Value
$368,677

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,323
Avg. Annual Appreciation
-4.06%
Original Mortgage
$390,474
Interest Rate
6.91%
Mortgage Type
VA

Purchase Details

Closed on
Jun 3, 1999
Sold by
Mckelvey James S
Bought by
B Strunk Inc

Purchase Details

Closed on
Nov 29, 1989
Sold by
Mpw-H Communities Inc
Bought by
Mckelvey James S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,900
Interest Rate
9.74%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $378,000 None Listed On Document
Deed $378,000 None Listed On Document
Deed $175,000 --
Deed $189,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $390,474 VA
Previous Owner $151,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2024 12/06/24 Sold $378,000 -0.5% $420 / Sq Ft
10/25/2024 10/25/24 Pending -- -- --
07/14/2024 07/14/24 For Sale $380,000 -- $422 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,669 $280,000 $70,000 $210,000
2023 $2,510 $271,667 $0 $0
2022 $2,870 $263,333 $0 $0
2021 $2,531 $255,000 $60,000 $195,000
2020 $2,531 $251,667 $0 $0
2019 $2,497 $248,333 $0 $0
2018 $2,442 $245,000 $60,000 $185,000
2017 $2,293 $245,000 $0 $0
2016 -- $215,000 $0 $0
2015 $2,867 $200,000 $0 $0
2014 $2,867 $200,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2032732

Bright MLS

APN: 06-044859