$935,000
SOLD OCT 14, 2025

284 Ketch Ct Destin, FL 32541

3 Beds
3 Baths
2,127 Sq Ft
0.28 Acres

Recently Sold

$440 Per Sq Ft

2% Below List Price

66 Days on Market

Highlights

  • Marina
  • Lake Front
  • In Ground Pool
  • Destin Elementary School Rated A-
  • On Golf Course
  • Gated Community

About This Home

As of October 2025

NEW ROOF - FULLY FURNISHED INCLUDING GOLF CART! Absolutely spotless 3 bedroom, 3 bath custom lakefront home! This beauty shows like a model! Don' let the age fool you...this home looks brand new....very well-maintained and it shows! Loads of custom features including brick paver driveway, raised ceilings, new LV flooring, crown molding, domed ceiling in the dining room, bull-nosed corners, arched windows, butted joint window in the breakfast room, XIR solar window film (energy efficient, helps block UV rays), kitchen updated in 2018 with solid surface counters, upgraded lighting and cabinetry New refrigerator and cooktop added in 2022. All 3 bedrooms have private baths with the updated master featuring a soaker tub, two vanities, private water closet, walk-in shower and 2 walk-in closets. Sunny kitchen/casual dining area is open to the great room and is perfect for entertaining. The study is currently being used as a media room. Sliding glass doors open to the pool deck, with covered patio area, salt water pool upgrade in 2023 that included new pool heater (industrial Hayward pump) and new circulator pump with water feature fountain overlooking the lake. Spotless Garage was upgraded in 2023 with Premier One floor coating system. Custom built-in storage keeps the garage organized. There is also an additional storage closet in the garage and attic storage. Home exterior was painted 2023 with elastameric paint & new belt driven garage door 2021(very quiet). New Hot water heater installed 1/24 - HVAC 12/20 Move-in ready! Regatta Bay is an exclusive gated Golf Course community that is highly known throughout the southeast. This is a must see!! As always, all dimensions and fees should be verified by buyer.

Last Agent to Sell the Property

Teri Davis

Scenic Real Estate License #3147018 Listed on: 07/22/2025

Last Buyer's Agent

Jake Maurer

Jpb Commercial Real Estate Adv

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,769

Year Built

  • Built in 1999

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 185x47x161x97
  • Lake Front
  • Coastal Barrier Zone
  • On Golf Course
  • Cul-De-Sac
  • Back Yard Fenced
  • Interior Lot
  • Sprinkler System

HOA Fees

  • $555 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Patio Home
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,127 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Wainscoting
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Insulated Doors
  • Living Room
  • Lake Views

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector
  • Fire Sprinkler System

Pool

  • In Ground Pool
  • Spa

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • High Efficiency Heating System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Energy-Efficient Doors
  • Covered Patio or Porch

Listing and Financial Details

  • Minimum Rental Period
  • Assessor Parcel Number 00-2S-22-2094-000B-0090

Community Details

Overview

  • Association fees include ground keeping, management, master, recreational faclty, security
  • Regatta Bay Subdivision
  • The community has rules related to covenants

Recreation

  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool

Additional Features

  • Recreation Room
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,769

Year Built

Built in 1999

Lot Details

0

HOA Fees

$555 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 185X47X161X97
  • Road Surface Type: Paved
  • Subdivision Name: REGATTA BAY
  • Directions: From Hwy 98, turn north on Regatta Bay Blvd. Turn (R) on Sailmaker continue to Ketch Court on the Right. Home is on the Right.
  • Architectural Style: Patio Home
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 1999
  • Remarks Misc:Remarks: NEW ROOF - FULLY FURNISHED INCLUDING GOLF CART! Absolutely spotless 3 bedroom, 3 bath custom lakefront home! This beauty shows like a model! Don' let the age fool you...this home looks brand new....very well-maintained and it shows! Loads of custom features including brick paver driveway, raised ceilings, new LV flooring, crown molding, domed ceiling in the dining room, bull-nosed corners, arched windows, butted joint window in the breakfast room, XIR solar window film (energy efficient, helps block UV rays), kitchen updated in 2018 with solid surface counters, upgraded lighting and cabinetry New refrigerator and cooktop added in 2022. All 3 bedrooms have private baths with the updated master featuring a soaker tub, two vanities, private water closet,
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Energy:Heat High Efficiency: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Shelving, Split Bedroom, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Appliances:Oven Continue Clean: Yes
  • Interior:Walls Wainscoting: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Golf Course, Interior, Restrictions
  • Pool Features: Pool - In-Ground, Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Fenced Back Yard, Hot Tub, Sprinkler System
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Golf Course: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Community Room, Exercise Room, Gated Community, Golf, Marina, Minimum Rental Prd, Pets Allowed, Playground, Pool, Tennis, TV Cable
  • Association #2 Fee: 1665.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Parcel #: 00-2S-22-2094-000B-0090
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 5769.43
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2025
Closed on
Dec 4, 2025
Sold by
Gugar Family Limited Partnership
Bought by
Gugar Andrew
Seller's Agent
Teri Davis
Scenic Real Estate
Buyer's Agent
Jake Maurer
Jpb Commercial Real Estate Adv
List Price
$950,000
Sold Price
$935,000
Premium/Discount to List
-$15,000
-1.58%
Views
106
Current Estimated Value
$929,854

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,146
Avg. Annual Appreciation
-1.71%

Purchase Details

Listed on
Jul 22, 2025
Closed on
Oct 14, 2025
Sold by
Volvodas George and Volvodas Joyce A
Bought by
Gugar Family Limited Partnership
Seller's Agent
Teri Davis
Scenic Real Estate
Buyer's Agent
Jake Maurer
Jpb Commercial Real Estate Adv
List Price
$950,000
Sold Price
$935,000
Premium/Discount to List
-$15,000
-1.58%
Views
106

Purchase Details

Closed on
Mar 31, 2008
Sold by
Wood John L and Wood Marcia Beth Tucker
Bought by
Voivodas George and Voivodas Joyce A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 3, 2005
Sold by
Levy Sam A and Levy Dana
Bought by
Wood John L and Wood Marcia Beth Tucker

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$498,000
Interest Rate
5.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2003
Sold by
Pascoe William J
Bought by
Levy Sam A and Levy Dana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,200
Interest Rate
5.16%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Jun 21, 2000
Sold by
Legendary Bldrs Inc
Bought by
Pascoe William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
7.92%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $935,000 Emerald Coast Title Services
Warranty Deed $575,000 Dune Title Company Llc
Warranty Deed $735,000 --
Warranty Deed $399,000 Dolphin Land Title Inc
Warranty Deed $330,000 Advance Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $350,000 Purchase Money Mortgage
Previous Owner $498,000 New Conventional
Previous Owner $319,200 Stand Alone First
Previous Owner $264,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2025 10/14/25 Sold $935,000 -1.6% $440 / Sq Ft
09/26/2025 09/26/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $950,000 0.0% $447 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
06/05/2025 06/05/25 Price Changed $950,000 0.0% $447 / Sq Ft
06/05/2025 06/05/25 For Sale $950,000 -4.5% $447 / Sq Ft
05/28/2025 05/28/25 Off Market $995,000 -- --
05/05/2025 05/05/25 Pending -- -- --
03/27/2025 03/27/25 Price Changed $995,000 -3.4% $468 / Sq Ft
03/03/2025 03/03/25 For Sale $1,030,000 -- $484 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,381 $666,946 $212,494 $454,452
2024 $5,484 $599,100 $182,088 $417,012
2023 $5,484 $578,332 $170,175 $408,157
2022 $4,838 $489,532 $147,338 $342,194
2021 $4,124 $371,438 $106,412 $265,026
2020 $3,939 $351,858 $101,345 $250,513
2019 $4,003 $352,150 $101,345 $250,805
2018 $3,894 $337,885 $0 $0
2017 $3,863 $328,720 $0 $0
2016 $3,729 $319,479 $0 $0
2015 $3,691 $306,357 $0 $0
2014 $3,632 $297,436 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 969984

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2094-000B-0090