$479,000
SOLD JUL 9, 2020

284 W 4th St Harbor Springs, MI 49740

4 Beds
2 Baths
1,850 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$259 Per Sq Ft

4% Below List Price

2 Days on Market

Highlights

  • Deck
  • First Floor Utility Room
  • Living Room
  • Wood Flooring
  • Thermal Windows
  • Shed

About This Home

As of July 2020

Classic Harbor Springs Cottage located below the bluff on Fourth Street. Easy walk to enjoy all that Harbor Springs has to offer including the beaches, fine dining, shopping and marinas. Features include 4 bedrooms, 2 full baths, approxiately 1850 square feet of living space and covered front porch. This home is a great all season vacation rental property and is being offered turnkey. The owner purchased home one year ago and has made many improvements and updates. Improvements include New ceiling fans with lights (5), changed all electrical outlets over to go for computers, new wood floors in two bathrooms and out in mud room+ owners closet, two new hot water tanks, new wooden steps for front porch, shed repaired and has a new roof, new door with lock system door knob, new fire detectors and carbon monoxide detectors, upstairs bathroom walls repaired and repainted.

Last Agent to Sell the Property

Bill Tribble

Coldwell Banker Schmidt - Petoskey Listed on: 05/26/2020

Coldwell Banker Schmidt - Petoskey

Last Buyer's Agent

Lee Tegland

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,199

Lot Details

  • Property is zoned R-1-C

Parking

  • Driveway

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,850 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Thermal Windows
  • Vinyl Clad Windows
  • Blinds
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Range<<rangeHoodToken>>
  • <<builtInMicrowave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-151-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,199

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 05/27/2020
  • Section: 13
  • Second Address Number: 284
  • Directions: Downtown Harbor Springs. State Road to Third Street, left then first right to Fourth Street.
  • Price per Sq Ft: 258.92
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Built In Microwave, Cable, Deck, Dishwasher, Dryer, Gas Fireplace, Mini Blinds, Paved Drive, Range, Refrigerator, Washer, Wood Floors, Paved Road
  • Total Finished Sq Ft: 1850
  • Master Bedroom: Dimensions: 11 x 11-6, On Level: Upper
  • Bedroom 2: Dimensions: 8 x 12-6, On Level: Main
  • Bedroom 3: Dimensions: 11 x 11-3, On Level: Upper
  • Bedroom 4: Dimensions: 11-6 x 15, On Level: Upper
  • Total Rooms: 7
  • Basement: Full
  • Dining Room: Dimensions: 10-6 x 10-8, On Level: Main
  • Kitchen: Dimensions: 11-6 x 11-6, On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 14-6 x 15, On Level: Main
  • Above Grade Finished Sq Ft: 1850
  • Bathroom 1: Dimensions: 7-6 x 8-6, On Level: Main
  • Bathroom 2: Dimensions: 7-3 x 8, On Level: Upper
  • Number Of Bedrooms: 4
  • Full Bathrooms: 2
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Thermo, Vinyl

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Zoning: R-1-C

Tax Info

  • Assessor Parcel Number: 51-15-13-151-012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2020
Closed on
Jul 9, 2020
Sold by
Nielsen Jon R
Bought by
Johns Jason M
Seller's Agent
Bill Tribble
Coldwell Banker Schmidt - Petoskey
Buyer's Agent
Lee Tegland
Berkshire Hathaway HomeServices Michigan Real Estate - HS
List Price
$499,500
Sold Price
$479,000
Premium/Discount to List
-$20,500
-4.1%
Current Estimated Value
$1,062,886

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$583,886
Avg. Annual Appreciation
17.17%
Original Mortgage
$383,200
Outstanding Balance
$342,811
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$720,075

Purchase Details

Listed on
Feb 21, 2019
Closed on
May 23, 2019
Sold by
Harbor House North Llc
Bought by
Nielsen Jon R and Nielsen Leta
Seller's Agent
C.T. Shuman
Real Estate One
Buyer's Agent
Christina Roberts
Keller Williams - Northern Michigan
List Price
$429,900
Sold Price
$429,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.14%
Original Mortgage
$386,910
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2018
Sold by
Layman John C
Bought by
Harbor House North Llc

Purchase Details

Closed on
May 15, 1998
Sold by
Lindsley William and Lindsley Eileen
Bought by
Layman John C

Purchase Details

Closed on
Dec 1, 1985
Sold by
Flanagan Wd L446 P317
Bought by
Lindsley

Purchase Details

Closed on
Jul 1, 1983
Bought by
Flanagan 73 Lc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $479,000 --
Warranty Deed $429,900 Talon Group
Quit Claim Deed -- --
Warranty Deed $150,000 --
Deed $75,000 --
Warranty Deed $32,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,000 Credit Line Revolving
Open $383,200 New Conventional
Previous Owner $386,910 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2020 07/11/20 Off Market $479,000 -- --
07/09/2020 07/09/20 Sold $479,000 -4.1% $259 / Sq Ft
05/26/2020 05/26/20 For Sale $499,500 +16.2% $270 / Sq Ft
05/28/2019 05/28/19 Sold $429,900 0.0% $232 / Sq Ft
02/21/2019 02/21/19 For Sale $429,900 -- $232 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,199 $535,200 $535,200 $0
2023 $10,911 $378,400 $378,400 $0
2022 $10,911 $253,800 $253,800 $0
2021 $10,534 $244,500 $244,500 $0
2020 $9,923 $229,900 $229,900 $0
2019 $7,646 $204,800 $204,800 $0
2018 -- $237,300 $237,300 $0
2017 -- $240,700 $240,700 $0
2016 -- $241,300 $241,300 $0
2015 -- $211,900 $0 $0
2014 $5,168 $196,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 461938

Northern Michigan MLS

APN: 51-15-13-151-012