NOT LISTED FOR SALE

2841 River Bank Cir Charles City, VA 23030

Estimated Value: $837,616 - $1,007,000

4 Beds
2 Baths
3,400 Sq Ft
$269/Sq Ft Est. Value

Last Sold December 24, 2014

Last sale price $555,000 $163 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $5,184/month

About This Home

As of December 2014

Unique home on corner lot on James River in historic Charles City County The owners have reversed the living and dining rooms but can easily but put back to there original state The family room, all upstairs bedrooms Upstairs sunroom and 1st floor screened porch have ceiling fans. Screened porch can be entered from sitting room and family room and there is and L shaped deck around the screened porch. There is also a direct gas line on the deck for the grill. There is a 500 gallon propane gas tank buried on the property. Pier and dock A great home to feel like you are on vacation year round.

Last Agent to Sell the Property

Gail Turner

Arbor Realty Inc License #0225033937 Listed on: 04/08/2013

Last Buyer's Agent

Donna Howlett

Anchor Real Estate LLC License #0225070469

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,682

Year Built

  • 1996

Lot Details

  • 3.98

Home Design

  • Composition Roof

Interior Spaces

  • Property has 2 Levels

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Conventional Septic

Listing and Financial Details

  • Assessor Parcel Number 49 3 5

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,682

Year Built

1996

Lot Details

0

Listing Details

  • Structure: Frame
  • Price Per Finished Sq Ft: 163.24
  • Finished Sq Ft: 3400
  • Home Warranty: 1st amer.
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Appliances Equipment: Central Vac, Compactor, Dishwasher, Disposal, Electric Cooking, Microwave, Refrigerator, Smoke Alarm, Water Softener
  • Flooring: Carpet-Part, Vinyl, Wood-Part, Tile-Ceramic
  • Interior: 9 Ft + Ceilings, Built In Cabinet/Bookcases, Ceiling Fan, Double Vanity, Eat-In-Kitchen, Jetted Tub, MBR Bath, Satellite Dish, Security System, Walk-In Closet
  • Number of Rooms: 8
  • Fireplace: Gas
  • Total Fireplaces: 1
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Level 2 Full Bathrooms: 2
  • Full Bath Level 2 Description: Tub & Shower
  • Level 1 Half Bathroom: 1
  • Attic: Pull Down
  • Number Of Levels: 2.00

Exterior Features

  • Porch: Screened, Deck
  • Exterior: Bulkhead/RIP, Dock/Pier, Insulated Doors, Storage Shed Detached, Sliding Doors, Screens
  • Roof: Composition
  • Siding: Vinyl
  • Wall Type: Drywall
  • Waterfront: Yes
  • Water Type: River Frontage

Garage/Parking

  • Garage Type: Attached
  • Number Of Cars: 2
  • Parking: Off Street

Utilities

  • Heating Fuel: Electric, Propane Gas
  • Heating: Heat Pump, 3 Or More Zones
  • Cooling: 2 Zoned AC
  • Sewer: Conventional Septic
  • Water: Well
  • Water Heater: Electric

Fee Information

  • Fee Description: Road Maintenance

Lot Info

  • Lot: 5
  • Parcel Number: 49 3 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2013
Closed on
Dec 21, 2014
Sold by
Billingsley Charles F
Bought by
Watson Beecher H
Seller's Agent
Gail Turner
Arbor Realty Inc
Buyer's Agent
Donna Howlett
Anchor Real Estate LLC
List Price
$595,000
Sold Price
$555,000
Premium/Discount to List
-$40,000
-6.72%
Current Estimated Value
$915,904

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$360,904
Avg. Annual Appreciation
4.73%
Original Mortgage
$544,947
Outstanding Balance
$416,654
Interest Rate
3.87%
Mortgage Type
FHA
Estimated Equity
$499,250
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watson Beecher H $555,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watson Beecher H $544,947
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/24/2014 12/24/14 Sold $555,000 -6.7% $163 / Sq Ft
09/12/2013 09/12/13 Pending -- -- --
04/08/2013 04/08/13 For Sale $595,000 -- $175 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,682 $678,500 $264,400 $414,100
2023 $4,478 $678,500 $264,400 $414,100
2022 $3,779 $572,500 $264,400 $308,100
2021 $4,351 $572,500 $264,400 $308,100
2020 $4,351 $572,500 $264,400 $308,100
2019 $4,351 $572,500 $264,400 $308,100
2018 $4,247 $572,500 $264,400 $308,100
2016 $4,023 $558,800 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • G

    Seller's Agent in 2014

    Gail Turner

    Arbor Realty Inc

  • D

    Buyer's Agent in 2014

    Donna Howlett

    Anchor Real Estate LLC

See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 1308933

Central Virginia Regional MLS

APN: 49-3-5

Virginia Charles City County Charles City 23030

2841 River Bank Cir, Charles City, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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