$499,900
SOLD MAR 30, 2026

2843 Oak Tree Ln Palm Harbor, FL 34684

3 Beds
2 Baths
1,578 Sq Ft
9,322 Sq Ft Lot Lot

Sale Details

Date Sold: March 30, 2026

$317 Per Sq Ft

25 on Market

Highlights

  • In Ground Spa
  • Deck
  • Wood Flooring
  • Palm Harbor University High Rated A
  • Ranch Style House
  • Attic

About This Home

As of March 2026

Palm Harbor Paradise Awaits!
Welcome home to this feature-packed 3-Bed, 2-Bath Split-plan home in the highly desirable Rustic Oaks community. Thoughtfully updated and meticulously maintained, this property offers the perfect balance of comfort, quality, and peace of mind. Major upgrades include a Fully Renovated Kitchen with REAL Wood Cabinetry, GRANITE Countertops, and Stainless Appliances. The home is fully outfitted with Hurricane-Rated IMPACT Windows, Doors, and Sliders, along with an updated HVAC, Hot Water Heater, and Breaker Panel featuring a Whole-house GENERATOR Hookup. Ideal for entertaining, the home features a Private, Screened-in, Heated & Cooled, POOL Oasis with PebbleTec finish, Saltwater System, and a fully VINYL-fenced backyard—perfect for enjoying Florida living year-round. Situated on a large lot in NON-EVAC Zone X, providing added security while saving Thousands on Insurance Premiums. Centrally located in the heart of Palm Harbor, you’ll enjoy convenient access to top-rated schools, shopping, dining, local beaches, and both Tampa International and St. Pete–Clearwater airports. An exceptional opportunity to experience the Florida lifestyle with confidence, convenience, and style.

Last Agent to Sell the Property

Alyson Mohns

THE C SMITH REAL ESTATE GROUP LLC Brokerage Phone: 407-705-7797 License #352861 Listed on: 01/30/2026

THE C SMITH REAL ESTATE GROUP LLC

Co-Listed By

Corey Smith

THE C SMITH REAL ESTATE GROUP LLC Brokerage Phone: 407-705-7797 License #3074055

Last Buyer's Agent

Anthony Trioli

KELLER WILLIAMS TAMPA CENTRAL License #3543575

KELLER WILLIAMS TAMPA CENTRAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,848

Year Built

  • Built in 1979

Lot Details

  • 9,322 Sq Ft Lot
  • Unincorporated Location
  • South Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,578 Sq Ft Home
  • Ceiling Fan
  • Double Pane Windows
  • French Doors
  • Family Room
  • Living Room
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed

Utilities

  • Central Heating and Cooling System
  • Baseboard Heating
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Rustic Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,848

Year Built

Built in 1979

Lot Details

9,322 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1578
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 2283
  • Lot Size Sq Ft: 9322
  • Status: Sold
  • Co List Office Mls Id: MFR261243251
  • Co List Office Phone: 407-705-7797
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 212.10
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: West Jetton Ave, Suite 103
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 316.79
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-705-7797
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Solid Wood Cabinets, Split Bedroom, Stone Counters
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: In Ground
  • Window Features: Double Pane Windows
  • Additional Rooms: Attic
  • Living Area Meters: 146.60

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Pool Features: Gunite, Heated
  • Exterior Features: French Doors, Sidewalk
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Baseboard, Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-2
  • Parcel Number: 06-28-16-77640-000-0080
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Unincorporated
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Located in Unincorporated St. Pete where Short term Rentals are allowed. Confirm with the county

Tax Info

  • Tax Annual Amount: 3848
  • Tax Block: 77640
  • Tax Book Number: 80-1
  • Tax Lot: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2026
Closed on
Mar 30, 2026
Sold by
Lube Tracy
Bought by
Kissick Olivia
Seller's Agent
Alyson Mohns
THE C SMITH REAL ESTATE GROUP LLC
Buyer's Agent
Anthony Trioli
KELLER WILLIAMS TAMPA CENTRAL
List Price
$499,900
Sold Price
$499,900
Views
40

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.81%
Original Mortgage
$22,745
Outstanding Balance
$22,745
Interest Rate
6.01%
Estimated Equity
$472,982

Purchase Details

Closed on
Jun 17, 2022
Sold by
Lube Tracy L and Lube Jacquelyn
Bought by
Lube Tracy L

Purchase Details

Closed on
Jun 3, 2016
Sold by
Welch Thomas F and Welch Jeannine M
Bought by
Lube Tracy L and Lube Flynn Jacquelyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,912
Interest Rate
3.59%
Mortgage Type
Assumption

Purchase Details

Closed on
Mar 20, 1995
Sold by
Rice Charles R and Rice Nancy L
Bought by
Welch Thomas F and Welch Jeannine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,250
Interest Rate
8.86%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $499,900 Nona Title
Quit Claim Deed -- Hall-Gonzales Wendi L
Quit Claim Deed -- Hall-Gonzales Wendi L
Warranty Deed $275,000 First American Title Ins Co
Warranty Deed $95,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $22,745 No Value Available
Open $454,900 New Conventional
Previous Owner $280,912 Assumption
Previous Owner $90,250 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/30/2026 03/30/26 Sold $499,900 0.0% $317 / Sq Ft
02/24/2026 02/24/26 Pending -- -- --
02/06/2026 02/06/26 Off Market $499,900 -- --
01/30/2026 01/30/26 For Sale $499,900 -- $317 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,848 $257,192 -- --
2024 $3,786 $249,944 -- --
2023 $3,786 $242,664 $0 $0
2022 $3,675 $235,596 $0 $0
2021 $3,700 $228,734 $0 $0
2020 $3,690 $225,576 $0 $0
2019 $3,628 $220,504 $0 $0
2018 $3,578 $216,393 $0 $0
2017 $3,546 $211,942 $0 $0
2016 $1,619 $113,513 $0 $0
2015 $1,644 $112,724 $0 $0
2014 $1,635 $111,829 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: V4947063

Stellar MLS

APN: 06-28-16-77640-000-0080

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