$280,000
SOLD APR 23, 2025

28432 Tammi Dr Tavares, FL 32778

4 Beds
2 Baths
2,240 Sq Ft
0.54 Acres

Recently Sold

$125 Per Sq Ft

30% Below List Price

186 Days on Market

Highlights

  • 121 Feet of Fresh Water Canal Waterfront
  • In Ground Pool
  • View of Trees or Woods
  • Access To Chain Of Lakes
  • Custom Home
  • No HOA

About This Home

As of April 2025

Are you ready to roll up your sleeves and create the waterfront home you've always wanted with finishes YOU like!!?? Here is a rare opportunity at this price to own a waterfront home on a canal to the Harris Chain of Lakes. The potential here is incredible! Imagine sitting in your backyard watching the egrets, ospreys, and eagles go about their business. You'll be far enough from the main roads so you don't hear highway noise outside your home and stargazing is not interrupted by city lights. Inside your future home, there is potential for opening things up to get a nice open floorplan where you have a large space to create the perfect living space to enjoy making new memories with family and friends. Bring your dreams and your imagination to create your ideal space, perfect for somebody wanting to create their dream home and just needing a foundation from which to start. Currently, there are 4 bedrooms and 2 bathrooms, a kitchen that has space for casual dining along side a formal dining space overlooking the large backyard and canal. There is a bedroom next to the dining room which has access to the living room space next to it (currently there is a soundproof wall covering the French doors between these rooms). The remaining bedrooms are along the side of the home and includes a spacious primary suite with large bathroom space. There's no doubt it's a fixer upper, but at this price and in this neighborhood, for a waterfront home, it can be a great investment. On a half acre of land with NO HOA, there are currently no neighbors across the street or behind this home. Enjoy the beauty of old Florida with giant oaks providing shade on this stretch of the neighborhood. There is a 2 car garage and a 2 car carport as well as a partially fenced yard. There is plenty of room to park all your toys and to create a stunning outdoor living space in the backyard. Convenient to shopping, including downtown areas in Tavares and Mount Dora, as well as medical, dining, and places to explore by water. This is a popular neighborhood for commuters and those wanting easy access to toll roads and highways to take you all around Central Florida. Come and see for yourself the possibilities here in Venetian Village!

Last Agent to Sell the Property

Melissa Samar

PICKET FENCE REALTY LLC Brokerage Phone: 352-801-8000 License #3370434 Listed on: 10/03/2024

Last Buyer's Agent

Joshua Flores

SPECTRUM PROPERTY GROUP LLC License #3513125

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,709

Year Built

  • Built in 1982

Lot Details

  • 0.54 Acre Lot
  • 121 Feet of Fresh Water Canal Waterfront
  • Unincorporated Location
  • North Facing Home
  • Mature Landscaping
  • Level Lot
  • Property is zoned R-3

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces
  • Driveway

Property Views

  • Woods
  • Canal

Home Design

  • Custom Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,240 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Ceramic Tile Flooring
  • Eat-In Kitchen
  • Laundry in Garage

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Access To Chain Of Lakes
  • Access to Freshwater Canal

Location

  • Flood Zone Lot

Schools

  • Astatula Elementary School
  • Tavares Middle School
  • Tavares High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Venetian Village Fourth Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,709

Year Built

Built in 1982

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2240
  • Lot Size Acres: 0.54
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 3294
  • Lot Size Sq Ft: 23575
  • Directions to Property: Hwy 19 south from tavares, turn Left on CR 448. Approx 4 miles, turn left on Lois Dr. Over bridge, stay left then left at intersection. Home is ahead on left.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Mount Dora
  • Escrow Postal Code: 32757
  • Escrow State: FL
  • Escrow Street Name: U.S. Highway 441, Suite A
  • Escrow Street Number: 20110
  • List Office Head Office Key Nume: 513297903
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 125.00
  • Total Acreage: 1/2 to less than 1
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-801-8000
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen
  • Appliances Included: None
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Street Number Modifier: 28432
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 208.10
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Trees/Woods, Water
  • Water Body Name: TAMMI CANAL TO HARRIS CHAIN OF LAKES
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Canal - Freshwater,Lake - Chain of Lakes
  • Water Extras YN: 0
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 121
  • Water Frontage Feet Canal Fresh: 121

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Other

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Astatula Elem
  • High School: Tavares High
  • Middle Or Junior School: Tavares Middle

Lot Info

  • Zoning: R-3
  • Parcel Number: 11-20-26-0450-000-05200
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, Level, Unincorporated
  • Flood Zone Code: AE, X
  • Homestead YN: 1
  • Lot Size Square Meters: 2190

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: verify all with Lake County

Tax Info

  • Tax Annual Amount: 4709
  • Tax Block: 000
  • Tax Book Number: 22/21
  • Tax Lot: 52

Multi Family

  • Waterfront Features: Canal - Freshwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2024
Closed on
Apr 23, 2025
Sold by
Highpoint Holdings Group Llc
Bought by
Adames Capital Llc
Seller's Agent
Melissa Samar
PICKET FENCE REALTY LLC
Buyer's Agent
Joshua Flores
SPECTRUM PROPERTY GROUP LLC
List Price
$399,000
Sold Price
$280,000
Premium/Discount to List
-$119,000
-29.82%
Views
159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
80.82%
Original Mortgage
$460,000
Outstanding Balance
$459,610
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
-$134,920

Purchase Details

Closed on
Apr 21, 2006
Sold by
Smith Seaton E and Smith Lucille M
Bought by
Pickles Frederick G and Pickles Jeanne S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 22, 2004
Sold by
Hogan Timothy D and Hogan Robin A
Bought by
Smith Seaton E and Smith Lucille M

Purchase Details

Closed on
May 17, 2002
Sold by
Blanchard Clayton H and Blanchard Amy Beth
Bought by
Hogan Timothy D and Hogan Robin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $290,000 Akw Title
Personal Reps Deed $280,000 None Listed On Document
Personal Reps Deed $280,000 None Listed On Document
Warranty Deed $344,000 American Title Insurance Llc
Warranty Deed $245,000 1St Land Title Services Inc
Warranty Deed $190,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,000 New Conventional
Previous Owner $172,000 Purchase Money Mortgage
Previous Owner $25,000 Credit Line Revolving
Previous Owner $175,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 Price Changed $595,000 -0.8% $266 / Sq Ft
06/27/2025 06/27/25 For Sale $599,990 +114.3% $268 / Sq Ft
04/23/2025 04/23/25 Sold $280,000 -29.8% $125 / Sq Ft
04/07/2025 04/07/25 Pending -- -- --
04/07/2025 04/07/25 For Sale $399,000 0.0% $178 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
03/31/2025 03/31/25 For Sale $399,000 0.0% $178 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
01/30/2025 01/30/25 Price Changed $399,000 -7.0% $178 / Sq Ft
12/26/2024 12/26/24 For Sale $429,000 +53.2% $192 / Sq Ft
12/01/2024 12/01/24 Off Market $280,000 -- --
11/02/2024 11/02/24 Price Changed $435,000 -7.2% $194 / Sq Ft
11/02/2024 11/02/24 For Sale $469,000 0.0% $209 / Sq Ft
10/25/2024 10/25/24 Pending -- -- --
10/03/2024 10/03/24 For Sale $469,000 -- $209 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,709 $315,269 $64,480 $250,789
2024 $4,709 $315,269 $64,480 $250,789
2023 $4,709 $308,200 $64,480 $243,720
2022 $4,641 $308,200 $64,480 $243,720
2021 $4,198 $276,428 $0 $0
2020 $4,309 $276,428 $0 $0
2019 $4,038 $253,391 $0 $0
2018 $3,500 $210,781 $0 $0
2017 $2,709 $198,035 $0 $0
2016 $2,699 $193,962 $0 $0
2015 $2,763 $192,614 $0 $0
2014 $2,766 $191,086 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5087201

Stellar MLS

APN: 11-20-26-0450-000-05200