$574,000
SOLD MAY 29, 2025

28478 Northern Lights Dr Garrison, MN 56450

3 Beds
2 Baths
1,942 Sq Ft
19,602 Sq Ft

Recently Sold

$296 Per Sq Ft

4% Below List Price

237 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Main Floor Primary Bedroom
  • Screened Porch
  • Deck
  • No HOA
  • Home Office

About This Home

As of May 2025

100 feet of lakeshore on the Mighty Mille Lacs. The sunsets are absolutely stunning from this well-manicured lot with 100ft of lakeshore. This executive style home with exceptional lake views from the main floor bedroom, dining and living room. Spacious deck and screen porch will have you outside enjoying the lake rain or shine. Come take a look at this 3 bedroom, 2 bath, 2 car garage, it will not disappoint. Dock (56ft) included.

Last Agent to Sell the Property

Becki Rentz

RE/MAX Results Listed on: 08/20/2024

RE/MAX Results

Last Buyer's Agent

Alexander McKee

LPT Realty, LLC

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,201

Year Built

  • Built in 1976

Lot Details

  • 0.45 Acre Lot
  • Lot Dimensions are 100x200
  • 100 Feet of Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • Unpaved Streets
  • Many Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Steel Siding

Interior Spaces

  • 1,942 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Workshop
  • Screened Porch
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Mini Split Air Conditioners
  • Vented Exhaust Fan
  • 100 Amp Service
  • Water Filtration System
  • Drilled Well
  • Gas Water Heater
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Grab Bar In Bathroom
  • Deck

Community Details

  • No Home Owners Association
  • Port Mille Lacs Holiday Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 67310608

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,201

Year Built

Built in 1976

Lot Details

0.45 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: Grab Bars In Bathroom
  • Fireplaces: 1
  • Water Source: Drilled
  • Year Built: 1976
  • Above Grade Finished Sq Ft: 1942
  • Water Body Name: Mille Lacs
  • Unit Levels: Modified Two Story
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 1942
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Dining Room, Living Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Family Room, Workshop, Deck, Screened Porch, Office, Laundry, Porch

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • View: Lake, North
  • ConstructionMaterialsDesc: Block,Brick,Concrete,Frame,Steel
  • PatioPorchType: Deck,Enclosed,Porch,Screened
  • Lake Bottom: Rocky,Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener

Utilities

  • Heating: Ductless Mini-Split, Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Porch,Panoramic View

Schools

  • Junior High Dist: Onamia
  • SchoolDistrictPhone: 320-532-4174

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 100x200
  • Lot Size Sq Ft: 19602
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 67310608
  • Tax Annual Amount: 3201
  • TaxWithAssessments: 3226.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2024
Closed on
Jun 23, 2025
Sold by
County Of Crow Wing
Bought by
Northern Lights Minnesota Llc
Seller's Agent
Becki Rentz
RE/MAX Results
Buyer's Agent
Alexander McKee
LPT Realty, LLC
List Price
$599,000
Sold Price
$574,000
Premium/Discount to List
-$25,000
-4.17%
Views
125
Current Estimated Value
$573,375

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$625
Avg. Annual Appreciation
-0.14%
Original Mortgage
$459,200
Outstanding Balance
$458,010
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$115,365

Purchase Details

Listed on
Aug 20, 2024
Closed on
May 27, 2025
Sold by
Moser Charles S and Moser Ann L
Bought by
Northern Lights Minnesota Llc
Seller's Agent
Becki Rentz
RE/MAX Results
Buyer's Agent
Alexander McKee
LPT Realty, LLC
List Price
$599,000
Sold Price
$574,000
Premium/Discount to List
-$25,000
-4.17%
Views
125

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$459,200
Outstanding Balance
$458,010
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$115,365

Purchase Details

Closed on
Aug 1, 2000
Sold by
Clifford D Hatch
Bought by
Moser Charles S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Certificate Of Transfer -- --
Warranty Deed $574,000 Cygneture Title Solutions Llc
Quit Claim Deed $500 Cygneture Title Solutions Llc
Warranty Deed $233,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $459,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/29/2025 05/29/25 Sold $574,000 +2.7% $296 / Sq Ft
04/22/2025 04/22/25 Pending -- -- --
03/14/2025 03/14/25 Price Changed $559,000 -6.7% $288 / Sq Ft
08/28/2024 08/28/24 For Sale $599,000 -- $308 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,402 $451,300 $201,100 $250,200
2024 $3,402 $486,300 $251,000 $235,300
2023 $3,534 $451,200 $181,400 $269,800
2022 $2,948 $460,100 $185,800 $274,300
2021 $3,608 $303,300 $135,600 $167,700
2020 $3,762 $277,600 $130,000 $147,600
2019 $3,640 $276,900 $135,000 $141,900
2018 $3,550 $268,100 $135,000 $133,100
2017 $3,248 $266,600 $135,000 $131,600
2016 $3,266 $248,800 $135,000 $113,800
2015 $3,220 $243,200 $135,000 $108,200
2014 $1,695 $254,600 $145,000 $109,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6589988

NorthstarMLS

APN: 671100030210009

Your Personal Tour Guide

Ask me questions while you tour the home.