$365,000

285 Payne St Unit 23B Miramar Beach, FL 32550

Estimated payment $2,710/month

Total Views 336
2 Beds
2 Baths
944 Sq Ft
$387 Price per Sq Ft

Highlights

  • Main Floor Primary Bedroom
  • Furnished
  • Breakfast Room
  • Van R. Butler Elementary School Rated A-
  • Community Pool
  • Balcony

About This Home

Beautifully updated top-floor 2-bedroom, 2-bath condo just 21⁄2 blocks from the BEACH perfect for full-time living, a vacation retreat, or an investment. Enjoy an open-concept layout with bright natural light, coastal touches, white appliances, in unit washer dryer, ample cabinet space, and a breakfast bar. Sold furnished for a true turnkey experience. The spacious living area opens to a patio overlooking the pool, ideal for relaxing after a beach day. Assigned parking space right outside. Close to restaurants, shopping, and the Regional Beach Access with its dolphin-shaped reef. Short-term rentals allowed.

Listing Agent

Natalie Handy

Anchor Realty Florida License #3571682 Listed on: 12/05/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,508

Year Built

  • Built in 1998

HOA Fees

  • $586 Monthly HOA Fees

Home Design

  • Composition Shingle Roof

Interior Spaces

  • 944 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Breakfast Room

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Balcony
  • Patio

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42865-000-023B

Community Details

Overview

  • Association fees include ground keeping, management, cable TV
  • 2 Buildings
  • 2 Units
  • Crystal Village II Ph3 Subdivision

Recreation

  • Community Pool

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,508

Year Built

Built in 1998

Lot Details

0

HOA Fees

$586 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: CRYSTAL VILLAGE II PH3
  • Directions: Turn off US-98/Emerald Coast Pkwy South onto Ellis Road towards the beach. Then turn left onto Payne Street Follow Payne around to Building #23 Assigned Parking right at the steps and plenty of guest parking.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1998
  • Remarks Misc:Remarks: Beautifully updated top-floor 2-bedroom, 2-bath condo just 2½ blocks from the BEACH perfect for full-time living, a vacation retreat, or an investment. Enjoy an open-concept layout with bright natural light, coastal touches, white appliances, in unit washer dryer, ample cabinet space, and a breakfast bar. Sold furnished for a true turnkey experience. The spacious living area opens to a patio overlooking the pool, ideal for relaxing after a beach day. Assigned parking space right outside. Close to restaurants, shopping, and the Regional Beach Access with its dolphin-shaped reef. Short-term rentals allowed.
  • Utilities Electric: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Breakfast Room: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 2
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Laminate, Floor Tile
  • Interior Amenities: Breakfast Bar, Owner's Closet
  • Stories: 2
  • Window Features: Double Pane Windows
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Pool Features: Pool Type
  • Exterior Features: Balcony
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pool, TV Cable
  • Association #2 Fee: 586.27
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Cable TV

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 30-2S-21-42865-000-023B

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 2507.73
  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,508 $277,536 -- $277,536
2024 $2,815 $309,750 -- $309,750
2022 $2,815 $97,093 $0 $0
2021 $495 $94,265 $0 $0
2020 $501 $154,061 $0 $154,061
2019 $477 $90,874 $0 $0
2018 $462 $89,180 $0 $0
2017 $443 $87,346 $0 $0
2016 $430 $85,549 $0 $0
2015 $433 $84,954 $0 $0
2014 $434 $84,280 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 For Sale $365,000 -- $387 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $320,000 Keith Carroll Law Pa
Warranty Deed $400,000 New Title Company Name
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 990813

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42865-000-023B

Florida Walton County Miramar Beach 32550

285 Payne St Unit 23B, Miramar Beach, FL

For Sale

Condos

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Natalie Handy
Listing Agent
Natalie Handy
Section Image
Anchor Realty Florida
(448) 288-6141