NOT LISTED FOR SALE

285 Sub Rd Cosby, TN 37722

Estimated Value: $204,000 - $324,000

1 Bed
1 Bath
560 Sq Ft
$486/Sq Ft Est. Value

Last Sold December 20, 2024

Last sale price $275,000 $491 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,488/month

111 Days on Market

Highlights

  • Home fronts a creek
  • Wood Flooring
  • Corner Lot
  • Wooded Lot
  • Main Floor Primary Bedroom
  • 1 Car Attached Garage

About This Home

As of December 2024

Don't miss this wonderful property nestled next to a babbling brook with a large lot, 1 car garage, plus a storage building and chicken coop. Enjoy this cozy home's beautiful wood finished interior and relax on the back screened in porch while listening to the water from the brooke below. Open floor plan with stainless steel appliances in the kitchen. Oversized garage could be finished out as an extra living space or game room. With no restrictions, this property could be used as a primary resident or, with potiental gross revenue of up to 90k (see attached), a great overnight rental.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $547

Year Built

  • Built in 2016

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 182x138
  • Home fronts a creek
  • Corner Lot
  • Level Lot
  • Wooded Lot

Parking

  • 1 Car Attached Garage

Interior Spaces

  • 560 Sq Ft Home
  • Property has 1 Level
  • Wood Burning Fireplace
  • Crawl Space
  • Microwave
  • Washer and Electric Dryer Hookup

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • Walk-In Closet
  • 1 Full Bathroom

Schools

  • Cosby Elementary School
  • Cosby High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 102 05510 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$547

Year Built

Built in 2016

Lot Details

0

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Year Built: 2016
  • Unit Levels: One
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Primary Bedroom Main Floor
  • Appliances: Microwave
  • Fireplace Features: Wood Burning
  • Fireplace: No
  • Flooring: Wood, Tile
  • Total Bedrooms: 1
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 560
  • Building Area Units: Square Feet
  • Living Area: 560
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Storage Building
  • Construction Type: Other
  • Pool Private: No
  • View: No
  • Waterfront Features: Creek
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup

Condo/Co-op/Association

  • Senior Community: No

Lot Info

  • Lot Features: Other, Wooded, Corner Lot, Level
  • Lot Size Acres: 0.47
  • Lot Size: 182X138
  • Lot Size Units: Acres
  • Parcel #: 102 05510 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 547

MLS Schools

  • Elementary School: Cosby Elementary
  • High School: Cosby High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Dec 16, 2024
Sold by
Chenowith Adam and Chenowith Amanda
Bought by
Harris Bernard William
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Current Estimated Value
$272,248

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,752
Avg. Annual Appreciation
-0.98%
Original Mortgage
$192,500
Outstanding Balance
$190,639
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$81,609

Purchase Details

Listed on
Jun 2, 2022
Closed on
Aug 1, 2022
Sold by
Husen Potapehlik Patricia
Bought by
Chenowith Amanda and Chenowith Adam
Seller's Agent
Bruce Hull
Lake Homes Realty
Buyer's Agent
Sandy Jones
Keller Williams Realty
List Price
$235,000
Sold Price
$235,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%
Original Mortgage
$188,000
Interest Rate
5.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 17, 2018
Sold by
Leons David C and Leone Celeste W
Bought by
Potapchuk Patricia Husen
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harris Bernard William $275,000 Colonial Title
Chenowith Amanda $235,000 Magnolia Title
Potapchuk Patricia Husen $120,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harris Bernard William $192,500
Previous Owner Chenowith Amanda $188,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2024 12/20/24 Sold $275,000 -8.3% $491 / Sq Ft
10/30/2024 10/30/24 Pending -- -- --
07/11/2024 07/11/24 For Sale $299,900 +27.6% $536 / Sq Ft
08/08/2022 08/08/22 Sold $235,000 0.0% $420 / Sq Ft View Prior Sale
08/08/2022 08/08/22 Sold $235,000 0.0% $420 / Sq Ft View Prior Sale
07/06/2022 07/06/22 Pending -- -- --
06/02/2022 06/02/22 For Sale $235,000 0.0% $420 / Sq Ft
06/02/2022 06/02/22 For Sale $235,000 -- $420 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $742 $49,475 $0 $0
2024 $547 $21,350 $5,600 $15,750
2023 $547 $21,350 $5,600 $15,750
2022 $548 $21,350 $5,600 $15,750
2021 $548 $21,350 $5,600 $15,750
2020 $548 $21,350 $5,600 $15,750
2019 $579 $20,475 $5,600 $14,875
2018 $579 $20,475 $5,600 $14,875
2017 $594 $20,475 $5,600 $14,875
2016 $530 $20,475 $5,600 $14,875
2015 $134 $5,600 $5,600 $0
2014 $134 $5,600 $5,600 $0
2013 $134 $5,600 $5,600 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2831903

Realtracs

APN: 102-055.10