$400,000
SOLD JUN 30, 2025

286 Circle r Dr Benton, TN 37307

3 Beds
2.5 Baths
1,896 Sq Ft
0.61 Acres

Recently Sold

$211 Per Sq Ft

11% Below List Price

Highlights

  • River Access
  • Waterfront
  • Main Floor Primary Bedroom
  • River View
  • Wood Flooring
  • No HOA

About This Home

As of June 2025

Welcome to 286 Circle R Dr., a breathtaking retreat nestled on a gorgeous half-acre flat lot along the renowned Ocoee River. This beautifully renovated home offers modern comfort and rustic charm, making it perfect for a growing family, a vacation rental, or a haven for river enthusiasts. As you step inside, you're greeted by stunning hardwood floors and an inviting atmosphere. The spacious primary bedroom on the main level features a luxurious en-suite bathroom with a double vanity, walk-in shower, tile floors, a massive walk-in closet, and beautiful custom wood-stained ceilings. The living room provides ample space for entertaining or relaxing, while the adjacent kitchen is a chef's delight with tile floors, white shaker cabinets, stainless-steel appliances, and a cozy breakfast nook overlooking the backyard and river. Additional main-level features include a formal dining room, a convenient laundry room, and an attached garage. Upstairs, you'll find a versatile bonus area perfect for a second living room or playroom, a cozy office nook, two generously sized bedrooms, and a full bathroom. The backyard is a private oasis leading directly to the Ocoee River, complete with stairs for launching kayaks, tubes, or enjoying a refreshing swim, and the community offers a convenient boat slip for easy river access. Recent updates include a new roof, new HVAC system, and thoughtful finishes throughout, ensuring comfort and functionality. Located just 15 minutes from downtown Cleveland, 20 minutes from Etowah, 30 minutes from Athens, one hour from downtown Chattanooga, and 1.5 hours from Knoxville, this property offers the perfect combination of privacy and convenience. Whether you're looking for a private retreat or a profitable vacation rental, this home offers endless possibilities. Don't miss your chance to own this stunning property and experience the best of Tennessee living—schedule your private tour today!

Last Agent to Sell the Property

Landon Bowman

Keller Williams Realty License #372674 Listed on: 06/13/2025

Keller Williams Realty

Last Buyer's Agent

Comps Non Member Licensee

COMPS ONLY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,208

Year Built

  • Built in 2000 | Remodeled

Lot Details

  • 0.61 Acre Lot
  • Waterfront
  • Property fronts a county road
  • Open Lot
  • Back Yard

Parking

  • 1 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,896 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Vinyl Clad Windows
  • Sitting Room
  • Formal Dining Room
  • Storage
  • River Views
  • Storage In Attic

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Free-Standing Electric Range
  • Free-Standing Range
  • Recirculated Exhaust Fan
  • Microwave
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Outdoor Features

  • River Access
  • Rain Gutters
  • Front Porch

Schools

  • Polk Innovative Learning Academy Elementary And Middle School
  • Polk Innovative Learning Academy High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Circle R Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 035b A 007.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,208

Year Built

Built in 2000 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.61
  • Lot Size: 80 X 333.6 IRR
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Circle R Ests
  • Directions: From 411 and Benton Station Road. Turn right onto Benton Station Road. Go 1.8 miles and turn right onto Circle R Drive. Property is .5 miles on the right. SOP
  • Above Grade Finished Sq Ft: 1896.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 1896.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2000
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 035b A 007.00
  • Location Tax and Legal Elementary School: Polk Innovative Learning Academy
  • Location Tax and Legal Middle Or Junior School2: Polk Innovative Learning Academy
  • Location Tax and Legal High School: Polk Innovative Learning Academy
  • Location Tax and Legal:Tax Annual Amount: 1207.57
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 1896.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.61
  • General Property Information Lot Size Square Feet2: 26571.6
  • General Property Information Lot Size Dimensions: 80 X 333.6 IRR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation Details Block2: Yes
  • Appliances Dryer: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 2
  • Appliances WasherDryer5: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Interior Features Breakfast Nook: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • View:River: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Washer/Dryer, Stainless Steel Appliance(s), Refrigerator, Oven, Microwave, Free-Standing Range, Free-Standing Electric Range, Exhaust Fan, Electric Water Heater, Electric Range, Dryer, Disposal
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Double Vanity, En Suite, Pantry, Primary Downstairs, Separate Dining Room, Sitting Area, Storage, Tub/shower Combo
  • Window Features: Vinyl Frames
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Double Vanity: Yes
  • Appliances:Free-Standing Range: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Oven: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Open Lot, Views, Waterfront
  • Pool Features: None
  • View: River
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: No
  • Disclosures: Flood Insurance May Be Required
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Block
  • Other Structures: None
  • Patio And Porch Features: Front Porch, Porch, Rear Porch
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Back Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:River Access: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Open Lot: Yes
  • Lot Features:Waterfront2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Concrete, Driveway, Garage, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Security: Other
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Other
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Polk Innovative Learning Academy
  • High School: Polk Innovative Learning Academy
  • Middle Or Junior School: Polk Innovative Learning Academy

Lot Info

  • Lot Size Sq Ft: 26571.6
  • Additional Parcels: No
  • Parcel #: 035b A 007.00

Tax Info

  • Tax Annual Amount: 1207.57

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jun 30, 2025
Sold by
Presswood Michael D and Presswood Courtney L
Bought by
Smith Brian
Seller's Agent
Landon Bowman
Keller Williams Realty
Buyer's Agent
Comps Non Member Licensee
COMPS ONLY
List Price
$450,000
Sold Price
$400,000
Premium/Discount to List
-$50,000
-11.11%
Current Estimated Value
$390,768

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,232
Avg. Annual Appreciation
-8.92%
Original Mortgage
$392,755
Outstanding Balance
$392,091
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
-$1,323

Purchase Details

Listed on
May 3, 2019
Closed on
Sep 9, 2019
Sold by
U S Bank Trust Na
Bought by
Presswood Michael D and Presswood Courtney L
Seller's Agent
Dustin Sherlin
Realty ONE Group Experts
List Price
$199,900
Sold Price
$175,000
Premium/Discount to List
-$24,900
-12.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.40%
Original Mortgage
$169,750
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2017
Sold by
Mccoy David M and Mccoy Crystal L
Bought by
Lsf9 Master Participation Trust

Purchase Details

Closed on
Jul 13, 1999
Bought by
Ramsey Bryan

Purchase Details

Closed on
Jul 20, 1993
Bought by
Boland Paul and Boland Angela

Purchase Details

Closed on
Sep 16, 1991
Bought by
Scott Bob and Scott Francine

Purchase Details

Closed on
Jul 22, 1989
Bought by
Boland Paul and Boland Angela
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 None Listed On Document
Special Warranty Deed $175,000 Associates Closing & Ttl Llc
Trustee Deed $295,154 None Available
Warranty Deed $16,900 --
Warranty Deed $25,000 --
Warranty Deed $25,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $392,755 FHA
Previous Owner $169,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $400,000 0.0% $211 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
05/07/2025 05/07/25 Price Changed $400,000 -3.6% $211 / Sq Ft
04/13/2025 04/13/25 Price Changed $414,999 -2.4% $219 / Sq Ft
03/08/2025 03/08/25 Price Changed $425,000 -3.4% $224 / Sq Ft
02/14/2025 02/14/25 Price Changed $439,900 -2.2% $232 / Sq Ft
01/17/2025 01/17/25 For Sale $450,000 +157.1% $237 / Sq Ft
09/25/2019 09/25/19 Sold $175,000 -12.5% $92 / Sq Ft View Prior Sale
08/22/2019 08/22/19 Pending -- -- --
05/03/2019 05/03/19 For Sale $199,900 -- $105 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,208 $71,475 $15,000 $56,475
2023 $1,208 $71,475 $0 $0
2022 $992 $39,500 $7,500 $32,000
2021 $992 $39,500 $7,500 $32,000
2020 $992 $39,500 $7,500 $32,000
2019 $992 $39,500 $7,500 $32,000
2018 $992 $39,500 $7,500 $32,000
2017 $1,017 $40,325 $8,325 $32,000
2016 $969 $40,325 $8,325 $32,000
2015 $969 $40,325 $8,325 $32,000
2014 $968 $40,312 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1505821

Greater Chattanooga REALTORS®

APN: 035B-A-007.00