286 Villa St Elgin, IL 60120
Downtown Elgin NeighborhoodEstimated payment $1,775/month
Highlights
- 1.5 Car Detached Garage
- Laundry Room
- Forced Air Heating System
- Living Room
- Luxury Vinyl Tile Flooring
- 1-minute walk to Kiwanis Park
About This Home
Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
Listing Agent
Legacy Properties, A Sarah Leonard Company License #475207603 Listed on: 02/28/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,989
Year Built
- Built in 1900 | Remodeled in 2025
Lot Details
- Lot Dimensions are 53x138
Parking
- 1.5 Car Detached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 1,270 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Partial Basement
- Crawl Space
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 100 Amp Service
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,989 | $57,839 | $12,115 | $45,724 |
| 2023 | $3,772 | $52,253 | $10,945 | $41,308 |
| 2022 | $3,611 | $47,646 | $9,980 | $37,666 |
| 2021 | $3,439 | $44,546 | $9,331 | $35,215 |
| 2020 | $3,331 | $42,526 | $8,908 | $33,618 |
| 2019 | $3,223 | $40,508 | $8,485 | $32,023 |
| 2018 | $2,889 | $35,226 | $7,993 | $27,233 |
| 2017 | $2,808 | $33,301 | $7,556 | $25,745 |
| 2016 | $2,655 | $30,894 | $7,010 | $23,884 |
| 2015 | -- | $28,317 | $6,425 | $21,892 |
| 2014 | -- | $27,968 | $6,346 | $21,622 |
| 2013 | -- | $32,621 | $6,513 | $26,108 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/12/2026 03/12/26 | Price Changed | $270,000 | -5.3% | $213 / Sq Ft | |
| 02/28/2026 02/28/26 | For Sale | $285,000 | +30.7% | $224 / Sq Ft | |
| 06/12/2024 06/12/24 | Sold | $218,000 | -0.9% | $172 / Sq Ft | View Prior Sale |
| 04/15/2024 04/15/24 | Pending | -- | -- | -- | |
| 04/11/2024 04/11/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 04/02/2024 04/02/24 | Pending | -- | -- | -- | |
| 03/28/2024 03/28/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 03/15/2024 03/15/24 | Pending | -- | -- | -- | |
| 03/08/2024 03/08/24 | For Sale | $220,000 | -- | $173 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $218,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $230,425 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12579914
APN: 06-13-380-009
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