NOT LISTED FOR SALE

2864 E Ramp Creek Rd Bloomington, IN 47401

Estimated Value: $455,809 - $556,000

5 Beds
2.5 Baths
2,544 Sq Ft
$193/Sq Ft Est. Value

Last Sold August 04, 2020

Last sale price $355,000 $140 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,817/month

9 Days on Market

Highlights

  • Lake Property
  • Covered Patio or Porch
  • Bar
  • Jackson Creek Middle School Rated A
  • 2 Car Attached Garage
  • Tile Flooring

About This Home

As of August 2020

Fantastic condition and value are found in this 2 story over a finished basement on the Southside, minutes from Fairfax Lake Monroe! This 5bd, 2.5 ba, 2 car garage home is situated on a 1.1ac lot with wonderful views and is beautifully landscaped, including a farmhouse framed garden. New flooring & paint throughout, an open spacious living and dining area, a light filled eat in kitchen with an island, and a huge master suite with vaulted ceilings, double vanity, and large walk in closet! The basement is finished and features a large limestone bar with beer taps, family room with plug & play sound panel, gym/office, and a large unfinished utility area great for storage. A new roof was just installed in 2015. Super Southside location convenient to Bloomington's South and Eastside shopping and restaurants. Don't miss this beautiful home!

Last Agent to Sell the Property

Ajmal Safi

RE/MAX Acclaimed Properties Listed on: 06/27/2020

RE/MAX Acclaimed Properties

Last Buyer's Agent

Rod Young

FC Tucker/Bloomington REALTORS

FC Tucker/Bloomington REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,616

Year Built

  • Built in 2004

Lot Details

  • 1.1 Acre Lot
  • Rural Setting
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Bar
  • Kitchen Island

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Lake Property
  • Covered Patio or Porch

Schools

  • Lakeview Elementary School
  • Jackson Creek Middle School
  • Bloomington South High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 53-11-03-400-016.000-006

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,616

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2004
  • Style: Two Story
  • Bedrooms: 5
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: 004-10600-02 PT NE SE 3-7-1W 1.10A; PLAT 176
  • Parcel Number ID: 53-11-03-400-016.000-006
  • Platted: Yes
  • Amenities: Bar, Kitchen Island, Landscaped, Patio Open, Porch Covered
  • Location: Lake, Rural
  • Number Below Grade Bedrooms: 1
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2544
  • Total Finished Sq Ft: 2544
  • Above Grade Finished Sq Ft: 1704
  • Below Grade Finished Sq Ft: 840
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Flooring: Carpet, Tile, Vinyl
  • Living Great Room: Dimensions: 17x16, On Level: Main
  • Kitchen: Dimensions: 15x14, On Level: Main
  • Dining Room: Dimensions: 12x10, On Level: Main
  • Recreation Room: Dimensions: 20x12, On Level: Lower
  • Bedroom 1: Dimensions: 16x12, On Level: Upper
  • Bedroom 2: Dimensions: 13x10, On Level: Upper
  • Bedroom 3: Dimensions: 12x9, On Level: Upper
  • Bedroom 4: Dimensions: 18x12, On Level: Upper
  • Bedroom 5: Dimensions: 12x11, On Level: Lower
  • Main Level Sq Ft: 864
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 840

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x20
  • Garage: Yes

Utilities

  • Cooling: Central Air, Heat Pump
  • Heating Fuel: Heat Pump
  • Sewer: Septic
  • Water Utilities: Public
  • Water Company: Southern Monroe Water

Schools

  • Elementary School: Lakeview

Lot Info

  • Lot Description: Level, 0-2.9999
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 47916
  • Estimated Lot Size Acres: 1.1

Tax Info

  • Annual Taxes: 1616.04

MLS Schools

  • High School: Bloomington South
  • Middle School: Jackson Creek
  • School District: Monroe County Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2020
Closed on
Aug 4, 2020
Sold by
Taylor David S and Taylor Brooke Michelle
Bought by
Gardner Phillip James and Gardner Dana M
Seller's Agent
Ajmal Safi
RE/MAX Acclaimed Properties
Buyer's Agent
Rod Young
FC Tucker/Bloomington REALTORS
List Price
$355,000
Sold Price
$355,000
Current Estimated Value
$491,452

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$136,452
Avg. Annual Appreciation
6.11%
Original Mortgage
$301,750
Outstanding Balance
$267,673
Interest Rate
3%
Mortgage Type
VA
Estimated Equity
$223,779

Purchase Details

Listed on
Feb 11, 2016
Closed on
Jun 15, 2016
Sold by
Stein John and Stein Katherine E
Bought by
Taylor David S and Taylor Brooke Michelle
List Price
$284,900
Sold Price
$270,000
Premium/Discount to List
-$14,900
-5.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.83%
Original Mortgage
$278,910
Interest Rate
3.61%
Mortgage Type
VA

Purchase Details

Closed on
Nov 6, 2014
Sold by
Moore Development Of Southern Indiana Ll
Bought by
Stein John D and Stein Katherine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,125
Interest Rate
4.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2005
Sold by
West Kevin S and West Larry K
Bought by
Stein John and Stein Katherine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
5.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gardner Phillip James $355,000 John Bethell Title Company, In
Taylor David S -- None Available
Stein John D -- None Available
Stein John -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gardner Phillip James $301,750
Previous Owner Taylor David S $278,910
Previous Owner Stein John D $53,125
Previous Owner Stein John $187,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/04/2020 08/04/20 Sold $355,000 0.0% $140 / Sq Ft
06/27/2020 06/27/20 For Sale $355,000 +31.5% $140 / Sq Ft
06/15/2016 06/15/16 Sold $270,000 -5.2% $105 / Sq Ft View Prior Sale
05/15/2016 05/15/16 Pending -- -- --
02/11/2016 02/11/16 For Sale $284,900 -- $111 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,143 $431,400 $42,000 $389,400
2023 $2,985 $414,700 $40,400 $374,300
2022 $2,713 $378,000 $40,400 $337,600
2021 $2,540 $348,100 $35,300 $312,800
2020 $1,709 $252,600 $30,300 $222,300
2019 $1,651 $236,200 $25,300 $210,900
2018 $1,663 $235,600 $25,300 $210,300
2017 $1,664 $235,500 $25,300 $210,200
2016 $1,431 $211,900 $25,300 $186,600
2014 $1,502 $219,800 $25,300 $194,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202024463

Indiana Regional MLS

APN: 53-11-03-400-016.000-006