$699,999
PENDING

2864 Lake Valencia Blvd E Palm Harbor, FL 34684

Estimated payment $4,508/month

Total Views 964
5 Beds
2 Baths
2,524 Sq Ft
$277 Price per Sq Ft

Highlights

  • 54 Feet of Lake Waterfront
  • In Ground Pool
  • Eat-In Kitchen
  • Lake St. George Elementary School Rated A-
  • 2 Car Attached Garage
  • Screened Patio

About This Home

Under contract-accepting backup offers. Welcome to your dream home in the highly sought-after Palm Harbor community of Lake Valencia — where every day feels like a peaceful lakeside retreat. As soon as you step inside, you’ll be captivated by the breathtaking view that stretches from the front door all the way through the home — past the shimmering pool and out to the sparkling lake beyond. Massive picture windows flood the living area with natural light, showcasing the tranquil water views and creating a seamless connection between indoor and outdoor living. This two-story, five-bedroom, two-bath home perfectly blends elegance and comfort. The updated kitchen features modern finishes and opens beautifully into the living and dining areas, making it ideal for entertaining or quiet family nights. Both bathrooms and flooring have been thoughtfully updated, offering a fresh, move-in-ready feel throughout. Upstairs, you’ll find a versatile fifth bedroom that can serve as a private guest suite, home office, or cozy upstairs living room — complete with French doors leading to a balcony where you can enjoy your morning coffee overlooking the lake. Step outside to your screened pool area, the perfect spot to relax, grill, or host gatherings while soaking in the serene water views. With no flood insurance required, you can enjoy true peace of mind and the best of Florida living. Located in one of Palm Harbor’s most desirable neighborhoods, this home offers top-rated schools, nearby parks, dining, shopping, and easy access to the Gulf beaches — all while enjoying the quiet beauty of Lake Valencia.

Listing Agent

Mike Sherrard

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3450775 Listed on: 10/22/2025

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,600

Year Built

  • Built in 1985

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 79x132
  • 54 Feet of Lake Waterfront
  • Lake Front
  • North Facing Home
  • Property is zoned R-2

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Lake
  • Pool

Home Design

  • Slab Foundation
  • Shingle Roof
  • Membrane Roofing
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,524 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Laminate Flooring
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Access To Lake
  • Screened Patio
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Phone Available
  • Cable TV Available

Community Details

  • Monarch Management/Lake Valencia Homeowner Assoc Association
  • Lake Valencia Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,600

Year Built

Built in 1985

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2524
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 3569
  • Lot Size Sq Ft: 10724
  • Status: Pending
  • Street Post Direction: E
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 331.57
  • Escrow City: CLEARWATER
  • Escrow State: FL
  • Escrow Street Name: GULF TO BAY BOULEVARD
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 277.34
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Living Area Meters: 234.49

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground
  • Exterior Features: Private Mailbox, Sidewalk
  • Roof: Membrane, Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 54
  • Water Frontage Feet Lake: 54

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Association Name: Monarch Management/Lake Valencia Homeowner Assoc
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 225.00
  • Total Monthly Fees: 18.75
  • Monthly HOA Amount: 18.75

Lot Info

  • Zoning: R-2
  • Parcel Number: 08-28-16-48835-015-0370
  • Additional Parcels: No
  • Lot Dimensions: 79x132
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: SEE HOA RULES AND REGS

Tax Info

  • Tax Annual Amount: 9599.76
  • Tax Block: O
  • Tax Book Number: 86-41
  • Tax Lot: 37

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,593 $576,219 $226,282 $349,937
2023 $9,593 $524,405 $211,948 $312,457
2022 $7,325 $458,867 $234,688 $224,179
2021 $6,527 $344,759 $0 $0
2020 $5,953 $301,792 $0 $0
2019 $5,902 $296,337 $100,742 $195,595
2018 $5,654 $281,271 $0 $0
2017 $5,445 $266,548 $0 $0
2016 $3,359 $199,952 $0 $0
2015 $3,411 $198,562 $0 $0
2014 $3,401 $196,986 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/29/2025 10/29/25 Pending -- -- --
10/22/2025 10/22/25 For Sale $699,999 +2.3% $277 / Sq Ft
06/30/2023 06/30/23 Sold $684,000 -2.3% $271 / Sq Ft View Prior Sale
06/01/2023 06/01/23 Pending -- -- --
05/25/2023 05/25/23 For Sale $699,900 0.0% $277 / Sq Ft
05/01/2023 05/01/23 Pending -- -- --
04/18/2023 04/18/23 For Sale $699,900 -- $277 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $684,000 None Listed On Document
Special Warranty Deed $684,000 None Listed On Document
Certificate Of Transfer $460,100 --
Certificate Of Transfer $450,000 --
Deed -- None Available
Deed $100 --
Warranty Deed $443,000 Otc
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $663,480 New Conventional
Closed $663,480 New Conventional
Previous Owner $354,400 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: TB8440359

Stellar MLS

APN: 08-28-16-48835-015-0370