NOT LISTED FOR SALE

2868 Rustic Oaks Dr Palm Harbor, FL 34684

Estimated Value: $442,000 - $489,425

3 Beds
2 Baths
1,608 Sq Ft
$294/Sq Ft Est. Value

Last Sold January 19, 2024

Last sale price $520,000 $323 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $3,117/month

28 Days on Market

Highlights

  • In Ground Pool
  • Open Floorplan
  • No HOA
  • Palm Harbor University High Rated A
  • Bamboo Flooring
  • Hurricane or Storm Shutters

About This Home

As of January 2024

Location, location, location! Welcome to this turnkey property nestled on a serene cul-de-sac in the highly sought-after Rustic Oaks subdivision in beautiful Palm Harbor, Florida. NO HOA OR FLOOD INSURANCE REQUIRED! Upon entering, you're greeted with elegance and a beautiful open split floor plan, offering a direct view of the sparkling pool (new pump and timer installed in 2023). Bamboo and Travertine flooring grace the entire home. The spacious kitchen, perfect for entertaining, boasts ample cabinetry, granite countertops, and stainless steel appliances. With a barn door leading to two additional bedrooms and a bathroom, this move-in-ready home prioritizes privacy. Experience a blend of luxury and comfort in this unique suburban living space.

The master bedroom is spacious and elegant, featuring a newly remodeled en-suite bathroom with a walk-in shower, a walk-in closet, and sliding doors leading to your private pool. The oversized backyard, enclosed by a high privacy fence, is ideal for entertaining or enjoying the Florida weather by the pool. Conveniently located near excellent schools such as Highland Lakes Elementary, Carwise Middle School, and Palm Harbor University High School, the home is also in close proximity to Innisbrook Golf Course, Honeymoon and Caladesi Island, downtown Dunedin, award winning beaches, public library, shops, cafes, airports, and more!

Additional features include custom hurricane shutters, a roof installed in 2019, master bath remodel, pool screen (2021), gutters (2021), water softener, pool filter pump and timer (2023), electrical panel (2020), and interior paint. Live the ultimate Florida dream in this stunning pool home with your private oasis!

Last Agent to Sell the Property

Nicole Dean

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3374292 Listed on: 11/11/2023

LPT REALTY, LLC

Co-Listed By

Nikki Para

BHHS FLORIDA PROPERTIES GROUP Brokerage Phone: 877-366-2213 License #3467793

Last Buyer's Agent

Enkeleda Pop

COLDWELL BANKER REALTY License #3467145

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,531

Year Built

  • Built in 1980

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 87x127
  • North Facing Home
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,608 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Hurricane or Storm Shutters

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave

Flooring

  • Bamboo
  • Travertine

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rustic Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,531

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1608
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2428
  • Lot Size Sq Ft: 10990
  • Status: Sold
  • Co List Office Mls Id: MFR261016803
  • Co List Office Phone: 877-366-2213
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 225.57
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 323.38
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 877-366-2213
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Bamboo, Travertine
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 149.39

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground
  • Exterior Features: Hurricane Shutters, Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-2
  • Parcel Number: 06-28-16-77640-000-0620
  • Additional Parcels: No
  • Lot Dimensions: 87x127
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2531.44
  • Tax Block: 00
  • Tax Book Number: 80-1
  • Tax Lot: 62

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2023
Closed on
Jan 19, 2024
Sold by
Jannetti Lisa K
Bought by
Cm Vacation Home Llc
Seller's Agent
Nicole Dean
LPT REALTY, LLC
Buyer's Agent
Enkeleda Pop
COLDWELL BANKER REALTY
List Price
$550,000
Sold Price
$520,000
Premium/Discount to List
-$30,000
-5.45%
Views
85
Current Estimated Value
$472,606

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$47,394
Avg. Annual Appreciation
-4.76%
Original Mortgage
$300,000
Outstanding Balance
$294,191
Interest Rate
6.95%
Mortgage Type
Construction
Estimated Equity
$178,415

Purchase Details

Closed on
Nov 30, 2011
Sold by
Holman Robert
Bought by
Jannetti Lisa K

Purchase Details

Closed on
May 15, 2003
Sold by
Valsecchi Wayne V and Valsecchi Susan M
Bought by
Holman Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,550
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 5, 1998
Sold by
Kelley Donald R and Kelley Elaine A
Bought by
Valsecchi Wayne and Valsecchi Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
6.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cm Vacation Home Llc $520,000 Anclote Title Services
Cm Vacation Home Llc $520,000 Anclote Title Services
Jannetti Lisa K $118,000 Great American Title Llc
Holman Robert $199,500 Security First Title Partner
Valsecchi Wayne $130,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cm Vacation Home Llc $300,000
Closed Cm Vacation Home Llc $300,000
Previous Owner Holman Robert $184,550
Previous Owner Valsecchi Wayne $123,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/19/2024 01/19/24 Sold $520,000 -1.7% $323 / Sq Ft
12/10/2023 12/10/23 Pending -- -- --
12/07/2023 12/07/23 Price Changed $529,000 -3.8% $329 / Sq Ft
11/11/2023 11/11/23 For Sale $550,000 -- $342 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,753 $443,797 $154,572 $289,225
2024 $7,800 $429,440 $176,866 $252,574
2023 $7,800 $424,190 $190,197 $233,993
2022 $2,531 $172,914 $0 $0
2021 $2,537 $167,878 $0 $0
2020 $2,527 $165,560 $0 $0
2019 $2,481 $161,838 $0 $0
2018 $2,443 $158,820 $0 $0
2017 $2,417 $155,553 $0 $0
2016 $2,391 $152,354 $0 $0
2015 $2,429 $151,295 $0 $0
2014 $2,416 $150,094 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8220810

Stellar MLS

APN: 06-28-16-77640-000-0620