$480,000
SOLD JUN 17, 2025

2869 Thistle Ct N Palm Harbor, FL 34684

3 Beds
2 Baths
1,630 Sq Ft
8,172 Sq Ft Lot

Recently Sold

$294 Per Sq Ft

9% Below List Price

49 Days on Market

Highlights

  • Golf Course Community
  • Open Floorplan
  • Sun or Florida Room
  • Active Adult
  • Clubhouse
  • Solid Surface Countertops

About This Home

As of June 2025

HUGE PRICE REDUCTION !! Sellers Motivated ! New listing Price .This Fully updated Highland Lakes Gem is move in ready!

Nestled in on a cul-de-sac lot in the sought-after Highland Lakes community, High and Dry NO Flood Insurance required. This beautifully, totally updated home blends comfort, quality, and convenience in one of Palm Harbor’s most desirable 55+ golf neighborhoods. The home greets you with new sod, fresh landscaping, mature trees for backyard privacy, and striking curb appeal.

The entryway features a newly installed custom tongue-and-groove wood ceiling, setting the tone for the craftsmanship found throughout the home. Inside, fresh neutral paint complements the all-new waterproof luxury vinyl flooring, paired with crown molding and oversized 51⁄4-inch baseboards for a clean, modern finish. New Decora switches, outlets, and GFI receptacles add to the polished details.

The open, split-bedroom floor plan creates an ideal balance of shared and private space. The fully redesigned kitchen offers new soft-close custom wood cabinets, quartz countertops, a neutral tile backsplash, and all NEW full suite of Frigidaire stainless steel, fingerprint-resistant appliances—including a NEW Bosch dishwasher. A large center island anchors the space with extra prep and seating space, while a passthrough opens to a bright additional living area overlooking the serene backyard.

The primary suite is a peaceful retreat with private patio access, a walk-in closet, and a fully updated en-suite bath featuring all New quartz-topped vanity, walk-in shower with contemporary tile, and new sleek glass enclosure. The guest and 3rd bedroom re spacious and located adjacent to the newly updated second bath, which reflects the home’s cohesive, high-end design.

An inside laundry room offers added convenience, while the two-car garage features a freshly painted floor. Other updates include a newer irrigation control panel with new sprinkler heads and a new roof installed Dec 2024, and a new water heater installed April 2025, offering peace of mind for years to come.

Community Amenities:
Highland Lakes residents enjoy access to a wide array of amenities, including three 9-hole golf courses, tennis and pickleball courts, heated pools, clubhouse activities, and a private boat ramp to scenic Lake Tarpon. The community is golf cart friendly and also offers RV/boat storage.

Location Highlights:
Conveniently located near major airports, top medical facilities, grocery stores, and just minutes from historic downtown Palm Harbor and the Gulf beaches. The home is also situated in a non-flood zone and non-evacuation zone for added security.

Schedule Your Private Tour Today:
This turnkey home in Highland Lakes is a rare opportunity to enjoy a low-maintenance, amenity-rich lifestyle in one of Palm Harbor’s most established communities. Call today to experience all of this exceptional property.

Last Agent to Sell the Property

Robert Fillmore

FILLMORE REAL ESTATE GROUP Brokerage Phone: 727-754-8851 License #630922 Listed on: 04/11/2025

Last Buyer's Agent

Claudia Tweed

COLDWELL BANKER REALTY License #708416

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,391

Year Built

  • Built in 1979

Lot Details

  • 8,172 Sq Ft Lot
  • Lot Dimensions are 68x112
  • Cul-De-Sac
  • Northeast Facing Home
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned RPD-10

HOA Fees

  • $164 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,630 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • Family Room Off Kitchen
  • Living Room
  • Sun or Florida Room
  • Walk-Up Access
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Highland Lakes HOA Member Services Association, Phone Number (727) 784-1240
  • Visit Association Website
  • Highland Lakes HOA
  • Highland Lakes Subdivision
  • The community has rules related to building or community restrictions

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Shuffleboard Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,391

Year Built

Built in 1979

Lot Details

0

HOA Fees

$164 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1630
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 2259
  • Lot Size Sq Ft: 8172
  • Status: Sold
  • Street Post Direction: N
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 209.87
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 294.48
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Walk-Up
  • Amenities Additional Fees: HOA fee includes all HOA Buildings and recreation facilities and golf course usage ( three 9 hole courses )
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Water Access
  • Attribution Contact: 727-754-8851
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Florida Room
  • Living Area Meters: 151.43

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Clubhouse, Golf Course, Shuffleboard Court
  • Association Fee: 164
  • Association Fee Frequency: Monthly
  • Association Name: Highland Lakes HOA member services
  • Phone: 727 784-12402
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: Yes
  • Association: Highland Lakes HOA
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please verify all pet restrictions with Highland Lakes HOA
  • Association Fee Requirement: Required
  • Association URL: www.highlandlakeshoa.org

Fee Information

  • Total Annual Fees: 1968.00
  • Total Monthly Fees: 164.00
  • Monthly HOA Amount: 164.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-10
  • Parcel Number: 31-27-16-38897-000-0700
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Lot Dimensions: 68x112
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please verify all lease restrictions with Highland Lakes HOA

Tax Info

  • Tax Annual Amount: 1390.66
  • Tax Block: 000
  • Tax Book Number: 77-84
  • Tax Lot: 70

Multi Family

  • Approval Process: Please verify all approvals required by HOA with Highland Lakes HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Jun 17, 2025
Sold by
Thistle Court Property Trust and Fillmore Commercial Real Estate Llc
Bought by
Mooney William K and Mooney Theresa L
Seller's Agent
Robert Fillmore
FILLMORE REAL ESTATE GROUP
Buyer's Agent
Claudia Tweed
COLDWELL BANKER REALTY
List Price
$529,999
Sold Price
$480,000
Premium/Discount to List
-$49,999
-9.43%
Views
35
Current Estimated Value
$463,208

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,792
Avg. Annual Appreciation
-5.67%

Purchase Details

Listed on
May 20, 2024
Closed on
Nov 8, 2024
Sold by
Jones Ann L
Bought by
Thistle Court Property Trust and Fillmore
Seller's Agent
Karen Dailey
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Robert Fillmore
FILLMORE REAL ESTATE GROUP
List Price
$370,000
Sold Price
$340,000
Premium/Discount to List
-$30,000
-8.11%
Views
48

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
76.00%
Original Mortgage
$420,000
Interest Rate
6.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 15, 2024
Sold by
Jones Ann L
Bought by
Jones Ann L and Ritchie Diane E

Purchase Details

Closed on
Dec 27, 1995
Sold by
Hanes K Winifred
Bought by
Jones Virgil E and Jones Ann L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
7.29%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 Albritton Title
Warranty Deed $340,000 Title Agency Of Florida
Warranty Deed $340,000 Title Agency Of Florida
Quit Claim Deed $100 None Listed On Document
Warranty Deed $96,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $420,000 New Conventional
Previous Owner $25,377 New Conventional
Previous Owner $35,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/17/2025 06/17/25 Sold $480,000 -3.8% $294 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
05/19/2025 05/19/25 Price Changed $499,000 -3.1% $306 / Sq Ft
05/09/2025 05/09/25 Price Changed $514,999 -1.0% $316 / Sq Ft
04/29/2025 04/29/25 Price Changed $519,999 -1.0% $319 / Sq Ft
04/22/2025 04/22/25 Price Changed $524,999 -0.9% $322 / Sq Ft
04/11/2025 04/11/25 For Sale $529,999 +55.9% $325 / Sq Ft
11/08/2024 11/08/24 Sold $340,000 -5.6% $236 / Sq Ft View Prior Sale
10/26/2024 10/26/24 Pending -- -- --
06/28/2024 06/28/24 Price Changed $360,000 -2.7% $250 / Sq Ft
05/20/2024 05/20/24 For Sale $370,000 -- $257 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,391 $334,710 $91,943 $242,767
2024 $1,351 $119,430 -- --
2023 $1,351 $115,951 $0 $0
2022 $1,373 $112,574 $0 $0
2021 $1,365 $109,295 $0 $0
2020 $1,355 $107,786 $0 $0
2019 $1,323 $105,363 $0 $0
2018 $1,297 $103,398 $0 $0
2017 $1,277 $101,271 $0 $0
2016 $1,257 $99,188 $0 $0
2015 $1,278 $98,499 $0 $0
2014 $1,268 $97,717 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8373264

Stellar MLS

APN: 31-27-16-38897-000-0700