$360,000
SOLD MAR 17, 2025

Clipper Cay 2900 Shipmaster Way Unit 322 Annapolis, MD 21401

Parole Neighborhood
2 Beds
2 Baths
1,046 Sq Ft
$567/mo HOA Fee

Recently Sold

$344 Per Sq Ft

37 Days on Market

Highlights

  • Fitness Center
  • Penthouse
  • Senior Living
  • Transportation Service
  • Water Oriented
  • River View

About This Home

As of March 2025

Primo opportunity in Clipper Cay for corner penthouse condo with year-round views of the South River from both bedrooms, family room and the full-length balcony. This sunlit condo also highlights a white kitchen with granite counters, newer neutral carpet and double pane windows. The mirror wall in the family room reflects and expands the water view from the newer oversize sliders that open to the full-length balcony. (Newer sliders in each bedroom also open to the balcony.) Ample resident and guest parking. Located only minutes to Historic Annapolis, this established 55+ active adult community of Heritage Harbour offers mature trees, landscaping and sidewalks, and exceptional amenities such as golf, tennis, canoeing, paddle boarding, fitness center, library, clubhouse, meeting rooms and more. The Lodge is adjacent to this property. One year AHS home buyer warranty included.

Last Agent to Sell the Property

Mary Ann Elliott

Coldwell Banker Realty Listed on: 01/10/2025

Coldwell Banker Realty

Last Buyer's Agent

Deborah Randall

Next Step Realty License #645521

Next Step Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,059

Year Built

  • Built in 1986 | Remodeled in 2023

Lot Details

  • 1 Common Wall
  • Partially Wooded Lot
  • Property is in very good condition

HOA Fees

Home Design

  • Penthouse
  • Brick Exterior Construction

Interior Spaces

  • 1,046 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Replacement Windows
  • Insulated Windows
  • Sliding Windows
  • Combination Dining and Living Room
  • Carpet
  • River Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces
  • Handicap Parking
  • Lighted Parking
  • Paved Parking
  • Parking Lot
  • Assigned Parking

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Municipal Trash
  • Public Septic

Listing and Financial Details

  • Assessor Parcel Number 020289290049051

Community Details

Overview

  • Senior Living
  • $2,000 Recreation Fee
  • $1,000 Capital Contribution Fee
  • Association fees include common area maintenance, exterior building maintenance, lawn maintenance, management, pier/dock maintenance, pool(s), recreation facility, reserve funds, trash
  • Senior Community | Residents must be 55 or older
  • Heritage Harbour Community Assn HOA
  • Low-Rise Condominium
  • Clipper Cay Condominium Council Of Unit Owners Condos
  • Heritage Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Transportation Service
  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Party Room
  • Community Library
  • Recreation Room
  • 2 Elevators

Recreation

  • Mooring Area
  • Golf Course Membership Available
  • Jogging Path
  • Bike Trail

Pet Policy

  • Pet Size Limit
  • Breed Restrictions

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,059

Year Built

Built in 1986 | Remodeled in 2023

Lot Details

0

HOA Fees

$567 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Penthouse Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Unit/Flat
  • Accessibility Features: Elevator
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2025-01-11
  • Federal Flood Zone: No
  • Year Built: 1986
  • Year Renovated: 2023
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Primo opportunity in Clipper Cay for corner penthouse condo with year-round views of the South River from both bedrooms, family room and the full-length balcony. This sunlit condo also highlights a white kitchen with granite counters, newer neutral carpet and double pane windows. The mirror wall in the family room reflects and expands the water view from the newer oversize sliders that open to the full-length balcony. (Newer sliders in each bedroom also open to the balcony.) Ample resident and guest parking. Located only minutes to Historic Annapolis, this established 55+ active adult community of Heritage Harbour offers mature trees, landscaping and sidewalks, and exceptional amenities such as golf, tennis, canoeing, paddle boarding, fitness center, library, clubhouse, meeting rooms and more. The Lodge is adjacent to this property. One year AHS home buyer warranty included.
  • Washer Dryer Hookups YN: Yes
  • Special Features: 4098
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Washer, Water Heater, Refrigerator, Oven/Range - Electric, Disposal
  • Entry Floor: 3
  • Flooring Type: Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Dining/Living, Bathroom - Stall Shower, Floor Plan - Open, Kitchen - Table Space, Pantry, Upgraded Countertops, Walk-In Closet(s), Bathroom - Tub Shower, Dining Area
  • Window Features: Double Pane, Insulated, Replacement, Sliding
  • Fireplace: No
  • Common Walls: 1 Common Wall
  • Elevators Count: 2
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1046
  • Living Area Sq Ft: 1046
  • Price Per Sq Ft: 343.21
  • Above Grade Finished Sq Ft: 1046
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2900

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Street Lights
  • Spa: No
  • View: River
  • Water Access: No
  • Water Body Name: SOUTH RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Handicap Parking, Lighted Parking, Paved Parking
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Sprinkler System - Indoor, Smoke Detector
  • Sewer/Septic System: Public Septic
  • Water Source: Public
  • Municipal Trash: Yes
  • Internet Services: Broadband, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 167.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 400.12
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Clipper Cay Condominium Council of Unit Owners
  • HOA Condo Co-Op Amenities: Bike Trail, Club House, Common Grounds, Community Center, Elevator, Exercise Room, Golf Course Membership Available, Jog/Walk Path, Lake, Library, Meeting Room, Mooring Area, Party Room, Picnic Area, Pool - Indoor, Pool - Outdoor, Recreational Center, Reserved/Assigned Parking, Retirement Community, Tennis Courts, Transportation Service
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Pier/Dock Maintenance, Pool(s), Recreation Facility, Reserve Funds, Trash
  • HOA Name: HERITAGE HARBOUR COMMUNITY ASSN
  • HOA: Yes
  • Senior Community Age Requirement: 55
  • Senior Community: Yes
  • Association Recreation Fee: 2000.00
  • Association Recreation Fee: Yes
  • Community Pool Features: Heated

Fee Information

  • Capital Contribution Fee: 1000.00

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: U
  • Lot Features: Stream/Creek, Premium, Partly Wooded
  • Outdoor Living Structures: Balconies- Multiple
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Breed Restrictions, Size/Weight Restriction
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2059.00
  • Assessor Parcel Number: 020289290049051
  • Tax Total Finished Sq Ft: 1046
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/17/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 10, 2025
Closed on
Mar 17, 2025
Sold by
Corcoran Dennis
Bought by
Christine A Jorgensen Revocable Trust and Jorgensen
Seller's Agent
Mary Ann Elliott
Coldwell Banker Realty
Buyer's Agent
Deborah Randall
Next Step Realty
List Price
$359,000
Sold Price
$360,000
Premium/Discount to List
$1,000
0.28%
Views
244
Current Estimated Value
$355,974

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,026
Avg. Annual Appreciation
-4.23%

Purchase Details

Listed on
Nov 24, 2023
Closed on
Mar 8, 2024
Sold by
Harriet L Acton Living Trust
Bought by
Corcoranarty Dennis
Seller's Agent
Claire Davis
Engel & Völkers Annapolis
Buyer's Agent
Jennifer Schaub
EXP Realty, LLC
List Price
$369,000
Sold Price
$345,000
Premium/Discount to List
-$24,000
-6.5%
Views
361

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%

Purchase Details

Listed on
Nov 1, 2019
Closed on
Nov 21, 2019
Sold by
Rogan James M and Rogan James F
Bought by
Acton Harriet L and Harriet L Acton Living Trust
Seller's Agent
Lisa Hebberd
Long & Foster Real Estate, Inc.
Buyer's Agent
Claire Davis
Engel & Völkers Annapolis
List Price
$250,000
Sold Price
$256,000
Premium/Discount to List
$6,000
2.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.19%

Purchase Details

Closed on
Feb 9, 1995
Sold by
Denny Robert E
Bought by
Rogan James F
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $360,000 Eagle Title
Deed $360,000 Eagle Title
Deed $345,000 Eagle Title
Deed $256,000 Bay Title Company
Deed $122,500 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/17/2025 03/17/25 Sold $360,000 +0.3% $344 / Sq Ft
02/16/2025 02/16/25 Pending -- -- --
01/10/2025 01/10/25 For Sale $359,000 +4.1% $343 / Sq Ft
03/08/2024 03/08/24 Sold $345,000 -1.4% $330 / Sq Ft
02/05/2024 02/05/24 Pending -- -- --
01/23/2024 01/23/24 Price Changed $350,000 -5.1% $335 / Sq Ft
11/24/2023 11/24/23 For Sale $369,000 +44.1% $353 / Sq Ft
11/21/2019 11/21/19 Sold $256,000 +2.4% $245 / Sq Ft
11/04/2019 11/04/19 Pending -- -- --
11/01/2019 11/01/19 For Sale $250,000 -- $239 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,695 $153,367 $0 $0
2023 $1,271 $115,000 $57,500 $57,500
2022 $1,216 $115,000 $57,500 $57,500
2021 $1,983 $202,167 $0 $0
2020 $1,983 $188,200 $94,100 $94,100
2019 $3,578 $182,967 $0 $0
2018 $1,802 $177,733 $0 $0
2017 $1,767 $172,500 $0 $0
2016 -- $170,767 $0 $0
2015 -- $169,033 $0 $0
2014 -- $167,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2099668

Bright MLS

APN: 02-892-90049051