NOT LISTED FOR SALE

2902 Cedars Crossing Panama City, FL 32405

Cedar Grove Area

Estimated Value: $283,000 - $287,110

3 Beds
2 Baths
1,591 Sq Ft
$179/Sq Ft Est. Value

Sale Details

Date Sold: March 23, 2026

Last sale price $285,000 $179 Per Sq Ft

Current estimated payment $1,723 / mo

18 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Breakfast Area or Nook
  • Cathedral Ceiling
  • Screened Porch
  • Living Room

About This Home

As of March 2026

Charming 3 bedroom, 2 bath home located in the quiet neighborhood of Cedars Crossings, with NO HOA. This 1,591 sq. ft. home features a split floor plan, cathedral ceilings in the great room, and a mix of tile and carpet throughout. The primary suite has an en-suite bath and two closets. The other two bedrooms are sizable with plenty of space for sleep and study. The kitchen offers plenty of cabinet and counter space, a breakfast nook and an open pass through window to the living room. Theres even an area for you to put in a full coffee bar! Enjoy a fully fenced in backyard with the covered patio. The backyard provides ample space and is ready for you to come make it your own. 2019 roof and 2019 heating and cooling system. Currently vacant, and super easy to show. Conveniently located near local schools, downtown Panama City, and centrally positioned within town. BONUS: Not in a flood zone, it is located in a USDA eligible area for potential buyer benefits.

Last Agent to Sell the Property

KAtie Owens

Dalton Wade Inc License #SL3440958 Listed on: 01/24/2026

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,892

Year Built

  • Built in 2007

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 80 x 120
  • Fenced

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Cathedral Ceiling
  • Ceiling Fan
  • Living Room
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Gas Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio

Schools

  • Cedar Grove Elementary School
  • Rutherford Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Cedars Crossing Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,892

Year Built

Built in 2007

Lot Details

9,583 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Lot Size: 80 x 120
  • Subdivision Name: Cedars Crossing
  • Architectural Style: Traditional
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Gas Cooktop, Gas Oven, Gas Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom, Screened Porch

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio, Porch, Screened
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Underground Utilities
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 9583.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1892.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Cedar Grove
  • High School: Bay

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2026
Closed on
Mar 20, 2026
Sold by
Bought by
Seller's Agent
KAtie Owens
Dalton Wade Inc
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$285,000
Sold Price
$285,000
Views
14
Current Estimated Value
$285,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28
Avg. Annual Appreciation
0.02%
Original Mortgage
$294,405
Outstanding Balance
$293,540
Interest Rate
6.11%
Mortgage Type
VA
Estimated Equity
-$8,512

Purchase Details

Listed on
Jan 14, 2019
Closed on
Feb 15, 2019
Sold by
Bought by
Seller's Agent
LINDA DECK
DECK REALTY
Buyer's Agent
Trish Wheeler
Counts Real Estate Group Inc
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.11%
Original Mortgage
$203,500
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 18, 2017
Closed on
May 25, 2017
Sold by
Bought by
Seller's Agent
Kelli Garrett
CENTURY 21 Commander Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$199,900
Sold Price
$180,000
Premium/Discount to List
-$19,900
-9.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.39%
Original Mortgage
$135,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,900
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Panama City, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$285,000 Florida Open Title, Llc
$2,000,000 Omega Title Llc
$180,000 Omega Title Llc
$199,900 Landamerica Lawyers Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $294,405
Closed $203,500
Previous Owner $135,000
Previous Owner $193,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/23/2026 03/23/26 Sold $285,000 0.0% $179 / Sq Ft
02/11/2026 02/11/26 Pending -- -- --
01/24/2026 01/24/26 For Sale $285,000 0.0% $179 / Sq Ft
12/06/2025 12/06/25 Off Market $1,295 -- --
06/20/2022 06/20/22 Off Market $1,150 -- --
06/20/2022 06/20/22 Off Market $1,295 -- --
06/20/2022 06/20/22 Off Market $180,000 -- --
06/20/2022 06/20/22 Off Market $200,000 -- --
02/15/2019 02/15/19 Sold $200,000 0.0% $126 / Sq Ft View Prior Sale
01/19/2019 01/19/19 Pending -- -- --
08/31/2018 08/31/18 For Sale $200,000 +11.1% $126 / Sq Ft
06/05/2017 06/05/17 Sold $180,000 -10.0% $113 / Sq Ft View Prior Sale
05/03/2017 05/03/17 Pending -- -- --
02/12/2016 02/12/16 For Sale $199,900 0.0% $126 / Sq Ft
03/04/2014 03/04/14 Rented $1,295 0.0% --
01/30/2014 01/30/14 Under Contract -- -- --
01/23/2014 01/23/14 For Rent $1,295 +12.6% --
01/17/2013 01/17/13 Rented $1,150 0.0% --
01/17/2013 01/17/13 Under Contract -- -- --
12/06/2012 12/06/12 For Rent $1,150 -- --
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,904 $195,671
2024 $1,863 $190,157
2023 $1,863 $184,618 $0 $0
2022 $1,670 $179,241 $0 $0
2021 $1,661 $174,020 $0 $0
2020 $1,650 $171,617 $29,600 $142,017
2019 $1,329 $145,042 $26,690 $118,352
2018 $1,447 $153,000 $0 $0
2017 $1,752 $138,173 $0 $0
2016 $1,726 $132,339 $0 $0
2015 $1,792 $132,999 $0 $0
2014 $1,790 $133,018 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 784117

Central Panhandle Association of REALTORS®

APN: 14805-104-000

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