NOT LISTED FOR SALE

291 Cardinal Ln White Stone, VA 22578

Estimated Value: $1,232,000 - $1,361,000

3 Beds
3 Baths
3,133 Sq Ft
$423/Sq Ft Est. Value

Last Sold November 06, 2024

Last sale price $1,400,000 $447 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $7,359/month

4 Days on Market

Highlights

  • Pier or Dock
  • Ranch Style House
  • Main Floor Bedroom
  • River View
  • Wood Flooring
  • No HOA

About This Home

As of November 2024

Fabulous Waterfront Living on Tabbs Creek - Protected DEEP Cove just off the Chesapeake Bay. NO Flood Zone, 5-6' MLW at the Pier (easy access) with the ultimate waterfront fun... 12k # Boat Lift, Floating Kayak Launch, Floating Swim Platform, Floating Jet Ski Lifts, & dock shower. Beautifully renovated ranch-style home with Open Entertaining Spaces & Waterfront Views from nearly EVERY ROOM! Living Room with wood burning Fireplace, dining area, Dining Room, Gourmet Kitchen with NEW Quartzite Countertops & Backsplash & NEW cabinets & hardware added. Primary Ensuite Bedroom w/attached private bathroom having heated floors, Walk-In Tile Shower & attached Walk-in Closet. Two Guest Rooms, Two Guest Bathrooms, & HUGE BONUS ROOM - great for Guest Overflow! Detached Heated/Cooled Garage, Detached New Shed, Generator, & much More! Community Well, Best 4th of July Fireworks, & Social Community on Tabbs Creek! *Featured Sheet* LOCATION is Fabulous to the Tri-Towns!

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 09/11/2024

Last Buyer's Agent

Amber Walker

Bragg & Company License #0225250449

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1965

Lot Details

  • 1.15 Acre Lot
  • River Front
  • Zoning described as R1

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • HardiePlank Type

Interior Spaces

  • 3,133 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • River Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Detached Garage
  • Stone Driveway
  • Open Parking

Outdoor Features

  • Patio
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 35 53K

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.15
  • Road Surface Type: Paved
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 1965
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Convection Oven, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Other
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Other
  • Interior Amenities: 1st Floor Bedroom, Dining Room, Fireplace, Special Lighting, Walk-In Closet(s), Other
  • Living Area: 3133
  • Main Level Bedrooms: 3
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Main
  • Dining Room Features: Dining Room, Kitchen-Bar, Living Room Combo
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 211.31
  • Room Bedroom2 Area: 215.049999
  • Room Living Room Area: 283.611
  • Room Bedroom3 Level: Main
  • Room Kitchen Area: 281.4
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 166.38

Exterior Features

  • Lot Features: 1-1.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Brick, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Screened Porch

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Detached, Garage, Other, Stone Driveway

Utilities

  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community, Other

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 50094
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Book Number: Lr16/1783
  • Tax Map Number: 35 53K

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2024
Closed on
Oct 30, 2024
Sold by
Bailey Ii Robert B and Moore Theresa
Bought by
Delbuono Brian J and Delbuono Del Buono
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$1,285,000
Sold Price
$1,400,000
Premium/Discount to List
$115,000
8.95%
Views
8
Current Estimated Value
$1,324,328

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$75,672
Avg. Annual Appreciation
-4.64%

Purchase Details

Listed on
Jul 13, 2022
Closed on
Sep 8, 2022
Sold by
Baker and Kelly
Bought by
Bailey Robert B and Bailey Theresa Moore
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Betsy Stanley
Shaheen,Ruth, Martin & Fonville Real Estate
List Price
$950,000
Sold Price
$950,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.97%
Original Mortgage
$400,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 2016
Sold by
Adams Robert W
Bought by
Baker Brian and Baker Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$477,750
Interest Rate
3.46%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 1, 2007
Sold by
Clark Robert E
Bought by
Adams Robert W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$516,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Buyer Sale Price Title Company
Delbuono Brian J $1,400,000 Fidelity National Title
Delbuono Brian J $1,400,000 Fidelity National Title
Bailey Robert B $950,000 --
Baker Brian $637,000 Aspen Real Estate Stlmnts
Adams Robert W $645,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bailey Robert B $400,000
Previous Owner Baker Brian $477,750
Previous Owner Adams Robert W $516,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2024 11/06/24 Sold $1,400,000 +8.9% $447 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,285,000 +35.3% $410 / Sq Ft
09/18/2022 09/18/22 Sold $950,000 0.0% $303 / Sq Ft View Prior Sale
08/19/2022 08/19/22 Pending -- -- --
07/13/2022 07/13/22 For Sale $950,000 -- $303 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,213 $947,900 $250,000 $697,900
2024 $5,213 $947,900 $250,000 $697,900
2023 $4,357 $691,600 $235,000 $456,600
2022 $1,265 $691,600 $235,000 $456,600
2021 $4,357 $691,600 $235,000 $456,600
2020 $4,357 $691,600 $235,000 $456,600
2019 $4,357 $691,600 $235,000 $456,600
2018 $3,407 $577,500 $229,000 $348,500
2017 $3,102 $525,700 $229,000 $296,700
2016 -- $525,700 $229,000 $296,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Neck Association of REALTORS®

MLS Number: 117825

APN: 35-53K