$1,400,000
SOLD NOV 6, 2024

291 Cardinal Ln White Stone, VA 22578

3 Beds
3 Baths
3,133 Sq Ft
1.15 Acres

Recently Sold

$447 Per Sq Ft

9% Above List Price

4 Days on Market

Highlights

  • Water Views
  • Boat Ramp
  • Home fronts a creek
  • Docks
  • Boat Lift
  • Wood Flooring

About This Home

As of November 2024

Fabulous Waterfront Living on Tabbs Creek - Protected DEEP Cove just off the Chesapeake Bay. NO Flood Zone, 5-6' MLW at the Pier (easy access) with the ultimate waterfront fun... 12k # Boat Lift, Floating Kayak Launch, Floating Swim Platform, Floating Jet Ski Lifts, & dock shower. Beautifully renovated ranch-style home with Open Entertaining Spaces & Waterfront Views from nearly EVERY ROOM! Living Room with wood burning Fireplace, dining area, Dining Room, Gourmet Kitchen with NEW Quartzite Countertops & Backsplash & NEW cabinets & hardware added. Primary Ensuite Bedroom w/attached private bathroom having heated floors, Walk-In Tile Shower & attached Walk-in Closet. Two Guest Rooms, Two Guest Bathrooms, & HUGE BONUS ROOM - great for Guest Overflow! Detached Heated/Cooled Garage, Detached New Shed, Generator, & much More! Community Well, Best 4th of July Fireworks, & Social Community on Tabbs Creek! *Featured Sheet* LOCATION is Fabulous access to the Tri-Towns!

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 09/11/2024

Last Buyer's Agent

Amber Walker

Bragg & Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,972

Year Built

  • Built in 1965

Lot Details

  • 1.15 Acre Lot
  • Home fronts a creek
  • Landscaped
  • Level Lot
  • Zoning described as R1

Parking

  • 2 Car Detached Garage
  • Dry Walled Garage

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,133 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Window Treatments
  • Bay Window
  • Separate Formal Living Room
  • Dining Area
  • Screened Porch
  • Water Views
  • Crawl Space

Kitchen

  • Gas Cooktop
  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Patio
  • Shed

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Power Generator
  • Shared Well
  • Propane Water Heater
  • Septic Tank

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 1.15 Acres
  • Assessor Parcel Number Tax Map # 35 53K, Lr16/1783

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,972

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1965
  • Property Attached Yn: No
  • Lot Size Acres: 1.15
  • Water Body Name: TABBS CREEK
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Flooring: Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Gas Cooking, Disposal, Microwave, Propane Water Heater, Refrigerator, Range Hood, Stove, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bay Window, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, Main Level Primary, Walk-In Closet(s), Window Treatments
  • Living Area: 3133.0
  • Stories: 1
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Lot Features: Landscaped, Waterfront, Level
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Brick, Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Dock, Porch, Storage, Shed
  • Other Structures: Garage(s), Shed(s)
  • Patio And Porch Features: Patio, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Finished Garage, Garage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Fee Information

  • Association Fee Includes: Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Topography: Level
  • Parcel Number: Tax Map # 35 53K, Lr16/1783
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5971.77
  • Tax Lot: 1.15 Acres

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2024
Closed on
Oct 30, 2024
Sold by
Bailey Ii Robert B and Moore Theresa
Bought by
Delbuono Brian J and Delbuono Del Buono
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$1,285,000
Sold Price
$1,400,000
Premium/Discount to List
$115,000
8.95%
Views
8
Current Estimated Value
$1,388,785

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,215
Avg. Annual Appreciation
2.31%

Purchase Details

Listed on
Jul 13, 2022
Closed on
Sep 8, 2022
Sold by
Baker and Kelly
Bought by
Bailey Robert B and Bailey Theresa Moore
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Betsy Stanley
Shaheen Ruth Martin & Fonville Real Estate
List Price
$985,000
Sold Price
$950,000
Premium/Discount to List
-$35,000
-3.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.87%
Original Mortgage
$400,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 1, 2016
Closed on
Oct 11, 2016
Sold by
Adams Robert W
Bought by
Baker Brian and Baker Kelly
Seller's Agent
Pat Willett
IsaBell K. Horsley Real Estate
Buyer's Agent
Travis Powell
Shaheen Ruth Martin & Fonville Real Estate
List Price
$664,900
Sold Price
$637,000
Premium/Discount to List
-$27,900
-4.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$477,750
Interest Rate
3.46%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 1, 2007
Sold by
Clark Robert E
Bought by
Adams Robert W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,500
Interest Rate
6.4%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,400,000 Fidelity National Title
Deed $1,400,000 Fidelity National Title
Deed $950,000 --
Warranty Deed $637,000 Aspen Real Estate Stlmnts
Warranty Deed $645,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $400,000 New Conventional
Previous Owner $477,750 Adjustable Rate Mortgage/ARM
Previous Owner $65,000 Adjustable Rate Mortgage/ARM
Previous Owner $64,500 Stand Alone Second
Previous Owner $516,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/06/2024 11/06/24 Sold $1,400,000 +8.9% $447 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,285,000 +35.3% $410 / Sq Ft
09/16/2022 09/16/22 Sold $950,000 -3.6% $303 / Sq Ft
08/17/2022 08/17/22 Pending -- -- --
07/13/2022 07/13/22 For Sale $985,000 +54.6% $314 / Sq Ft
10/29/2016 10/29/16 Sold $637,000 0.0% $251 / Sq Ft
10/19/2016 10/19/16 Off Market $637,000 -- --
08/01/2016 08/01/16 For Sale $664,900 -- $262 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,213 $947,900 $250,000 $697,900
2023 $4,357 $691,600 $235,000 $456,600
2022 $1,265 $691,600 $235,000 $456,600
2021 $4,357 $691,600 $235,000 $456,600
2020 $4,357 $691,600 $235,000 $456,600
2019 $4,357 $691,600 $235,000 $456,600
2018 $3,407 $577,500 $229,000 $348,500
2017 $3,102 $525,700 $229,000 $296,700
2016 -- $525,700 $229,000 $296,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Katie and David Dew

    Seller's Agent in 2024

    Katie and David Dew

    IsaBell K. Horsley Real Estate

    (804) 436-6256

    335 Total Sales

    Katie and David Dew
    Section Image

  • A

    Buyer's Agent in 2024

    Amber Walker

    Bragg & Company

    (804) 436-2018

    61 Total Sales

    Amber Walker
    Section Image

  • B

    Buyer's Agent in 2022

    Betsy Stanley

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 347-3488

    105 Total Sales

    Betsy Stanley
    Section Image

  • S

    Buyer Co-Listing Agent in 2022

    Skipper Garrett

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 288-2100

    96 Total Sales

    Skipper Garrett
    Section Image

  • P

    Seller's Agent in 2016

    Pat Willett

    IsaBell K. Horsley Real Estate

  • Travis Powell

    Buyer's Agent in 2016

    Travis Powell

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 512-2086

    60 Total Sales

    Travis Powell
    Section Image
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2423980

Chesapeake Bay & Rivers Association of REALTORS®

APN: 35-53K

Virginia Lancaster County White Stone 22578

291 Cardinal Ln, White Stone, VA

This home is located at 291 Cardinal Ln, White Stone, VA 22578 and is currently priced at $1,400,000, approximately $446 per square foot. This property was built in 1965. 291 Cardinal Ln is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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