$637,000
SOLD OCT 29, 2016

291 Cardinal Ln White Stone, VA 22578

3 Beds
3 Baths
2,535 Sq Ft
1.15 Acres

Recently Sold

$251 Per Sq Ft

4% Below List Price

89 Days on Market

Highlights

  • Docks
  • Boat Ramp
  • Home fronts a creek
  • Home fronts navigable water
  • Boat Lift
  • Wood Flooring

About This Home

As of November 2024

All Brick Ranch with total RENOVATION !! Open Floor plan with Center Island which showcases the main living area !! Perfect for entertaining and family gatherings. Large Great Room with Woodburning Fireplace.
Glass walls to capture the WATERFRONT Views!! Dining room adjacent to open areas, Top Notch Kitchen with 6 burner WOLF Gas Range and SS Appliances. Large Granite Island with Wet Bar. Master Bedroom Suite with Luxury Bath, Oversize shower, wlk-in Closet and Heated Tile Floor.
2 additional bedrooms with adjoining bath, Utility room with full bath and separate Laundry Room.
2 car attached carport with storage.
DOCK with Boat Lift, Swim Platform, Crab Pots, Oyster Floats, DEEP WATER in PROTECTED COVE. Minutes to Chesapeake Bay.

Last Agent to Sell the Property

Pat Willett

IsaBell K. Horsley Real Estate License #0225046532 Listed on: 08/01/2016

Last Buyer's Agent

Travis Powell

Shaheen Ruth Martin & Fonville Real Estate License #0225084368

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,839

Year Built

  • Built in 1965 | Remodeled

Lot Details

  • 1.15 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Street terminates at a dead end
  • Landscaped
  • Cleared Lot
  • Zoning described as R1

Home Design

  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 2,535 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Wired For Data
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Insulated Doors
  • Dining Area
  • Screened Porch
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Self-Cleaning Oven
  • Gas Cooktop
  • Stove
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • No Garage
  • Circular Driveway

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Exterior Lighting
  • Shed
  • Outdoor Gas Grill

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heating System Uses Wood
  • Heat Pump System
  • Power Generator
  • Shared Well
  • Propane Water Heater
  • Septic Tank
  • High Speed Internet
  • Satellite Dish

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 35-53
  • Assessor Parcel Number 35-53K

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,839

Year Built

Built in 1965 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1965
  • Property Attached Yn: No
  • Lot Size Acres: 1.15
  • Water Body Name: Tabbs Creek
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Renovated
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Flooring: Ceramic Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Gas Cooking, Gas Water Heater, Ice Maker, Microwave, Oven, Propane Water Heater, Refrigerator, Range Hood, Self Cleaning Oven, Stove, Washer
  • Other Equipment: Generator, Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Tray Ceiling(s), Ceiling Fan(s), Dining Area, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Main Level Primary, Pantry, Recessed Lighting, Wired for Data, Walk-In Closet(s)
  • Living Area: 2535.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Cleared, Dead End, Landscaped, Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Dock Access, Mooring, Navigable Water, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Brick, Drywall, Glass
  • Exterior Features: Boat Lift, Dock, Lighting, Porch, Storage, Shed, Gas Grill
  • Patio And Porch Features: Front Porch, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Circular Driveway, Carport, No Garage, Other

Utilities

  • Heating: Electric, Heat Pump, Wood
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 35-53K
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2015
  • Tax Annual Amount: 2839.0
  • Tax Lot: 35-53

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2024
Closed on
Oct 30, 2024
Sold by
Bailey Ii Robert B and Moore Theresa
Bought by
Delbuono Brian J and Delbuono Del Buono
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$1,285,000
Sold Price
$1,400,000
Premium/Discount to List
$115,000
8.95%
Views
8
Current Estimated Value
$1,427,199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,199
Avg. Annual Appreciation
-0.00%

Purchase Details

Listed on
Jul 13, 2022
Closed on
Sep 8, 2022
Sold by
Baker and Kelly
Bought by
Bailey Robert B and Bailey Theresa Moore
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Betsy Stanley
Shaheen Ruth Martin & Fonville Real Estate
List Price
$985,000
Sold Price
$950,000
Premium/Discount to List
-$35,000
-3.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.87%
Original Mortgage
$400,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 1, 2016
Closed on
Oct 11, 2016
Sold by
Adams Robert W
Bought by
Baker Brian and Baker Kelly
Seller's Agent
Pat Willett
IsaBell K. Horsley Real Estate
Buyer's Agent
Travis Powell
Shaheen Ruth Martin & Fonville Real Estate
List Price
$664,900
Sold Price
$637,000
Premium/Discount to List
-$27,900
-4.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$477,750
Interest Rate
3.46%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 1, 2007
Sold by
Clark Robert E
Bought by
Adams Robert W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,500
Interest Rate
6.4%
Mortgage Type
Stand Alone Second
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,400,000 Fidelity National Title
Deed $1,400,000 Fidelity National Title
Deed $950,000 --
Warranty Deed $637,000 Aspen Real Estate Stlmnts
Warranty Deed $645,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $400,000 New Conventional
Previous Owner $477,750 Adjustable Rate Mortgage/ARM
Previous Owner $65,000 Adjustable Rate Mortgage/ARM
Previous Owner $64,500 Stand Alone Second
Previous Owner $516,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/06/2024 11/06/24 Sold $1,400,000 +8.9% $447 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,285,000 +35.3% $410 / Sq Ft
09/16/2022 09/16/22 Sold $950,000 -3.6% $303 / Sq Ft
08/17/2022 08/17/22 Pending -- -- --
07/13/2022 07/13/22 For Sale $985,000 +54.6% $314 / Sq Ft
10/29/2016 10/29/16 Sold $637,000 0.0% $251 / Sq Ft
10/19/2016 10/19/16 Off Market $637,000 -- --
08/01/2016 08/01/16 For Sale $664,900 -- $262 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,213 $947,900 $250,000 $697,900
2023 $4,357 $691,600 $235,000 $456,600
2022 $1,265 $691,600 $235,000 $456,600
2021 $4,357 $691,600 $235,000 $456,600
2020 $4,357 $691,600 $235,000 $456,600
2019 $4,357 $691,600 $235,000 $456,600
2018 $3,407 $577,500 $229,000 $348,500
2017 $3,102 $525,700 $229,000 $296,700
2016 -- $525,700 $229,000 $296,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1628771

Chesapeake Bay & Rivers Association of REALTORS®

APN: 35-53K