$950,000
SOLD SEP 16, 2022

291 Cardinal Ln White Stone, VA 22578

3 Beds
3 Baths
3,133 Sq Ft
1.15 Acres

Recently Sold

$303 Per Sq Ft

4% Below List Price

34 Days on Market

Highlights

  • Water Views
  • Boat Ramp
  • Home fronts a creek
  • Docks
  • Boat Lift
  • Wood Flooring

About This Home

As of November 2024

Located on Tabbs Creek just off the Ches Bay w/protected 5'+MLW. Spacious Pier: Boat Lift, floating swim platform, floating jet ski lifts, floating kayak launch. Enjoy outside w/a lovely WF patio, screen porch & nice shaded backyard. Beautifully renovated brick rancher (move-in ready) w/an open floor plan perfect for entertaining. Oversized windows allow you to take full advantage of the peaceful water views. Great room: wood burning FP that opens to the dining area. Fabulous kitchen has a large center island & high end appliances including a 6 burner Wolf range & hood, SS fridge, DW, advantium microwave & dramatic granite countertops. Spacious primary ensuite: walk in closet & luxurious bathroom w/an oversized walk in tile shower & heated floors. 2 large BDRMS & full bath. Garage was converted into living space & is a huge 22 X 15 that can be used for overflow of guest, play area, workout room, & much more! You will find everything here you need to enjoy life on the water! Quick location to towns - 1.5 hours to Richmond. High Speed Internet. New Detached Garage. BEST FIREWORKS SHOW in your backyard! Great Boating to WF dining, beached, dolphins & more!

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225078297 Listed on: 07/13/2022

Last Buyer's Agent

Betsy Stanley

Shaheen Ruth Martin & Fonville Real Estate License #0225199462

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,357

Year Built

  • Built in 1965

Lot Details

  • 1.15 Acre Lot
  • Home fronts a creek
  • Street terminates at a dead end
  • Landscaped
  • Zoning described as R1

Parking

  • 1 Car Detached Garage
  • Circular Driveway

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,133 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Window Treatments
  • Insulated Doors
  • Dining Area
  • Screened Porch
  • Water Views
  • Storm Doors

Kitchen

  • Oven
  • Gas Cooktop
  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Exterior Lighting
  • Shed

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Power Generator
  • Shared Well
  • Propane Water Heater
  • Septic Tank

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 1.15
  • Assessor Parcel Number Lr16/1783 35 53K

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,357

Year Built

Built in 1965

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1965
  • Property Attached Yn: No
  • Lot Size Acres: 1.15
  • Water Body Name: Tabbs Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Flooring: Tile, Vinyl, Wood
  • Appliances: Dryer, Dishwasher, Gas Cooking, Microwave, Oven, Propane Water Heater, Refrigerator, Range Hood, Stove, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors, Storm Door(s)
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Ceiling Fan(s), Dining Area, Granite Counters, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Recessed Lighting, Walk-In Closet(s), Window Treatments
  • Living Area: 3133.0
  • Stories: 1
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Dead End, Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Brick, Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Dock, Lighting, Porch, Storage, Shed
  • Other Structures: Garage(s)
  • Patio And Porch Features: Rear Porch, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Circular Driveway, Detached, Garage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Public Sewer, Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: Lr16/1783 35 53K
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 4357.08
  • Tax Lot: 1.15

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2024
Closed on
Oct 30, 2024
Sold by
Bailey Ii Robert B and Moore Theresa
Bought by
Delbuono Brian J and Delbuono Del Buono
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$1,285,000
Sold Price
$1,400,000
Premium/Discount to List
$115,000
8.95%
Views
8
Current Estimated Value
$1,388,785

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,215
Avg. Annual Appreciation
2.39%

Purchase Details

Listed on
Jul 13, 2022
Closed on
Sep 8, 2022
Sold by
Baker and Kelly
Bought by
Bailey Robert B and Bailey Theresa Moore
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Betsy Stanley
Shaheen Ruth Martin & Fonville Real Estate
List Price
$985,000
Sold Price
$950,000
Premium/Discount to List
-$35,000
-3.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.87%
Original Mortgage
$400,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 1, 2016
Closed on
Oct 11, 2016
Sold by
Adams Robert W
Bought by
Baker Brian and Baker Kelly
Seller's Agent
Pat Willett
IsaBell K. Horsley Real Estate
Buyer's Agent
Travis Powell
Shaheen Ruth Martin & Fonville Real Estate
List Price
$664,900
Sold Price
$637,000
Premium/Discount to List
-$27,900
-4.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$477,750
Interest Rate
3.46%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 1, 2007
Sold by
Clark Robert E
Bought by
Adams Robert W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,500
Interest Rate
6.4%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,400,000 Fidelity National Title
Deed $1,400,000 Fidelity National Title
Deed $950,000 --
Warranty Deed $637,000 Aspen Real Estate Stlmnts
Warranty Deed $645,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $400,000 New Conventional
Previous Owner $477,750 Adjustable Rate Mortgage/ARM
Previous Owner $65,000 Adjustable Rate Mortgage/ARM
Previous Owner $64,500 Stand Alone Second
Previous Owner $516,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/06/2024 11/06/24 Sold $1,400,000 +8.9% $447 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,285,000 +35.3% $410 / Sq Ft
09/16/2022 09/16/22 Sold $950,000 -3.6% $303 / Sq Ft
08/17/2022 08/17/22 Pending -- -- --
07/13/2022 07/13/22 For Sale $985,000 +54.6% $314 / Sq Ft
10/29/2016 10/29/16 Sold $637,000 0.0% $251 / Sq Ft
10/19/2016 10/19/16 Off Market $637,000 -- --
08/01/2016 08/01/16 For Sale $664,900 -- $262 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,213 $947,900 $250,000 $697,900
2023 $4,357 $691,600 $235,000 $456,600
2022 $1,265 $691,600 $235,000 $456,600
2021 $4,357 $691,600 $235,000 $456,600
2020 $4,357 $691,600 $235,000 $456,600
2019 $4,357 $691,600 $235,000 $456,600
2018 $3,407 $577,500 $229,000 $348,500
2017 $3,102 $525,700 $229,000 $296,700
2016 -- $525,700 $229,000 $296,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Katie and David Dew

    Seller's Agent in 2024

    Katie and David Dew

    IsaBell K. Horsley Real Estate

    (804) 436-6256

    335 Total Sales

    Katie and David Dew
    Section Image

  • A

    Buyer's Agent in 2024

    Amber Walker

    Bragg & Company

    (804) 436-2018

    61 Total Sales

    Amber Walker
    Section Image

  • B

    Buyer's Agent in 2022

    Betsy Stanley

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 347-3488

    105 Total Sales

    Betsy Stanley
    Section Image

  • S

    Buyer Co-Listing Agent in 2022

    Skipper Garrett

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 288-2100

    96 Total Sales

    Skipper Garrett
    Section Image

  • P

    Seller's Agent in 2016

    Pat Willett

    IsaBell K. Horsley Real Estate

  • Travis Powell

    Buyer's Agent in 2016

    Travis Powell

    Shaheen Ruth Martin & Fonville Real Estate

    (804) 512-2086

    60 Total Sales

    Travis Powell
    Section Image
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2219561

Chesapeake Bay & Rivers Association of REALTORS®

APN: 35-53K

Virginia Lancaster County White Stone 22578

291 Cardinal Ln, White Stone, VA

This home is located at 291 Cardinal Ln, White Stone, VA 22578 and is currently priced at $950,000, approximately $303 per square foot. This property was built in 1965. 291 Cardinal Ln is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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